GESCOPAR
ActiveGESCOPAR has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €37k and a net result of €12k. Equity is growing by ~51% per year across the filed fiscal years. Its solvency ranks better than 44% of 37968 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2024
59
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. A confirmed filing finding caps the score. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability78▲+76
Solvency76▲+10
Growth52=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days only on tighter terms
Liquidity ample (current ratio 2.05 against 1.69 in 2023; short-term debt: 48.7% and cash: 3.5% of total assets), and 48.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
51.3%
Return on assets
16.1%
Age of the figures
21 mo
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 15-12-2025, 137 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
137 d late
2023
23 d late
2022
15 d late
2021
123 d late
2020
430 d late
2019
7 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€37k▲ 19.9%
2023 · €31k
2018: €10k
2019: €2k
2020: €-835
2021: €-1k
2022: €29k
2023: €31k
2018 → 2024
Total assets
€73k▼ 4.6%
2023 · €76k
2018: €90k
2019: €62k
2020: €42k
2021: €49k
2022: €73k
2023: €76k
2018 → 2024
Net result
€12k
2023 · €-11k
2018: €17k
2019: €-8k
2020: €-2k
2021: €-659
2022: €41k
2023: €-11k
2018 → 2024
Working capital
€37k▲ 20.0%
2023 · €31k
2018: €-11k
2019: €-21k
2020: €-20k
2021: €-23k
2022: €21k
2023: €31k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€-835-€-1k▼ 78.9%€29k€31k▲ 6.4%€37k▲ 19.9%
Operating result€1k-€2k▲ 84.5%€59k▲ 2,923%€-13k€11k
Net result€-2k-€-659▲ 73.3%€41k€-11k€12k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2024: €11k after a loss of €13k in 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €73k
Fixed assets
€25=
Current assets
€73k▼ 4.6%
Equity and liabilities €73k
Equity
€37k▲ 19.9%
Debt
€36k▼ 21.6%
The debt ratio falls from 59.2% to 48.7%. Equity is higher and debt is lower.
Key figures and ratios
Solvency
51.3%▲
2023 · 40.8%
Current ratio
2.05▲
2023 · 1.69
Quick ratio
2.05▲
2023 · 1.69
Debt / equity
0.95▼
2023 · 1.45
ROE
31.3%▲
2023 · -33.7%
ROA
16.1%▲
2023 · -13.7%
Debt
€36k▼
2023 · €45k
Debt ≤ 1 year
€35k▼
2023 · €45k
Income taxes
€514▲
2023 · €311
Staff costs
€34k▲
2023 · €22k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€76k€73k▼
Fixed assets21/28€25€25=
Tangible fixed assets22/27€0-
Furniture and vehicles24€0-
Financial fixed assets28€25€25=
Current assets29/58€76k€73k▼
Amounts receivable within one year40/41€59k€64k▲
Trade receivables40€17k€23k▲
Other amounts receivable41€41k€41k▼
Current investments50/53€3k€3k=
Cash at bank and in hand54/58€12k€3k▼
Deferred charges and accrued income490/1€2k€3k▲
Equity and liabilities
Total equity and liabilities10/49€76k€73k▼
Equity10/15€31k€37k▲
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€11k€17k▲
Amounts payable17/49€45k€36k▼
Amounts payable within one year42/48€45k€35k▼
Current portion of amounts payable after more than one year42-€10k
Trade debts44€30k€6k▼
Suppliers440/4€30k€6k▼
Taxes, remuneration and social security45€15k€19k▲
Taxes450/3€11k€10k▼
Remuneration and social security454/9€4k€9k▲
Other amounts payable47/48€0-
Accrued charges and deferred income492/3-€20
Income statement
Code20232024
Non-recurring operating income76A€15k-
Remuneration, social security and pensions62€22k€34k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€0-
Other operating charges640/8€5k€6k▲
Non-recurring operating charges66A€0-
Gross operating margin9900€14k€51k▲
Operating profit (loss)9901€-13k€11k▲
Financial income75/76B€3k€1k▼
Recurring financial income75€3k€1k▼
Financial charges65/66B€360€428▲
Recurring financial charges65€360€428▲
Profit (loss) for the period before taxes9903€-10k€12k▲
Income taxes67/77€311€514▲
Profit (loss) for the period9904€-11k€12k▲
Profit (loss) for the period to be appropriated9905€-11k€12k▲
Appropriation of the result
Profit (loss) to be appropriated9906€11k€22k▲
Profit (loss) brought forward from the previous period14P€21k€11k▼
Profit to be distributed694/7-€6k
Return on contributions (dividend)694-€6k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
15-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 137 days late
2024
31-12
Financial
Back to profitnet €12k
Net result €12k after one loss-making year.
23-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 23 days late
2023
31-12
Financial
Weakest financial yearnet €-11k ▼126%
Net result drops to €-11k, the lowest in the series; recovery starts the following year.
15-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 15 days late
2022
31-12
Financial
Back to profitnet €41k
Net result €41k after 3 loss-making years.
31-12
Financial
Liquidity triplescurrent ratio 1.48
Current ratio from 0.55 to 1.48; short-term debt falls from €51k to €44k.
01-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 123 days late
04-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 430 days late
2020
07-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 7 days late
2019
25-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
24-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 24 days late
2017
13-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
07-06
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Charleroi · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Haies Germaine 216032 CharleroiGround area
1,425 m²
Building footprint
12 m²
Volume, LiDAR
34 m³
Parcel 52352B0152/00D000, Wallonia · tallest building 5.1 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
GESCOPAR
since 20132.219.125.022
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52352B0152/00D000 | Wallonia | 1,425 m² | 1 · 12 m² | 5.1 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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BENEFAC
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Walkiers & Wauthier
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Of 82,524 companies in sector 70200 we hold annual accounts for 52,566. 36,215 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-05-2013
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.