Equity
€221,738 from €372,016 in 2024
Equity fell by 40% in 1 year.
Brix Consulting
Lifetime
19 annual accounts with figures on one time axis, 35 filings since 1991peak €124,122 (2012)
€24,479▲ 800%
lowest -€150,278 (2025)
-€150,278▼ €157,004
peak €372,016 (2024)
€221,738▼ 40.4%
€5,402▲ 235%
Board2 names since 2022
2 directorsGert Cowé and 1 other
Documentsfilings and deeds
29-04-202693 days before the deadline
2025micro format
Gross margin from €2,719 to €24,479Loss of €150,278Equity from €372,016 to €221,738Debts from €1,612 to €5,402Cash from €35,523 to €47,269
Key points
from the 2025 annual accountsResult
-€150,278 -€150,278
From profit to loss in 2025, after a profit of €6,726 in 2024.
Position in the sector
-€150,278
Lower net result than 95% of companies in head offices and management consultancy. Sector median €27,138 · 39,392 companies.
Checked score
55
Fair
Financially stronger than 43% of micro companies in head offices and management consultancy (NACE 70)
Probability in this band: 1.5% to 4.2%
A net loss of at least half of total assets or of the equity at the start of the financial year caps the score at 59.
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 48,572 companies (NACE 70, micro).
About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%
01-2025: < 0.1%● unchanged vs 12-2024lowest value
02-2025: < 0.1%● unchanged vs 01-2025lowest value
03-2025: < 0.1%● unchanged vs 02-2025lowest value
04-2025: < 0.1%● unchanged vs 03-2025
05-2025: < 0.1%● unchanged vs 04-2025
06-2025: < 0.1%● unchanged vs 05-2025
07-2025: < 0.1%● unchanged vs 06-2025
08-2025: 0.1%▲ +0.1 percentage points vs 07-2025
09-2025: 0.1%● unchanged vs 08-2025
10-2025: 0.1%● unchanged vs 09-2025
11-2025: 0.1%● unchanged vs 10-2025
12-2025: 0.1%● unchanged vs 11-2025
01-2026: 0.1%● unchanged vs 12-2025
02-2026: 0.1%● unchanged vs 01-2026
03-2026: 0.1%● unchanged vs 02-2026
04-2026: 0.1%● unchanged vs 03-2026
05-2026: 0.1%● unchanged vs 04-2026
06-2026: 0.1%● unchanged vs 05-2026highest value
07-2026: 0.1%● unchanged vs 06-2026highest value
08-2026: 0.1%● unchanged vs 07-2026highest value
09-2026: 0.1%● unchanged vs 08-2026highest value
10-2026: 0.1%● unchanged vs 09-2026highest value
11-2026: 0.1%● unchanged vs 10-2026highest value
Financial strengthAverage
Score breakdown
raises risk
Capped at 59: a net loss of at least half of total assets or of the equity at the start of the financial year
Loss of €150,278 (financial year 2025)
lowers risk
Liquidity: current ratio 42.05, cash €47,269
Sector: Activities of head offices; management consultancy activities (NACE 70)
Equity €221,738 (97.6% of total assets)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 86% of them on solvency, 68% on liquidity, 4% on profitability and 15% on growth.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 5,831 companies had the same profile as Brix Consulting has now. Each dot stands for 15 companies, two years later.
84.5%
were still trading
13.4%
stopped another way
1.7%
went bankrupt
Another 0.4% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of Brix Consulting itself is lower: 0.1% within 12 months. It rests on far more data about Brix Consulting than the profile alone.
Test of the method
The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 5,831 companies, not a prediction for Brix Consulting. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €12,000 on 30-day terms, only on tighter conditions
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity is ample, with a current ratio of 42.05, above the usual 1.5. Short-term debt is 2.4% and cash 20.8% of total assets. 2.4% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-04-2026, 93 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
93 days early
2024
31 days late
2023
47 days early
2022
151 days early
2021
158 days early
2020
133 days early
2019
169 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 103 days before the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 29 April (4 of the last 5 accounts filed within 65 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
11-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0441660497
Company renamed from Gert Cowé to Brix Consulting
Issue of 1,665 shares · Resignations: COWÉ Gert (director) and GEBOERS Caroline Michèle Nadine (director) · Reappointments: COWÉ Gert (director) and GEBOERS Caroline Michèle Nadine (director) · General meeting of 01-03-2023 · Gazette deed
First establishment
Eekhoorndreef 22, Malle
Incorporation
published on 30-10-1990 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| Brix Consulting Malle | €227,140 | €24,479 | 97.6% | - |
| DRUKKERIJ FIEUWS EN TERRYN Kortrijk | €290,251 | €34,190 | 93.4% | - |
| BG CONSULTING Harelbeke | €118,099 | €27,498 | 93.1% | - |
| MÜKRA Raeren | €232,932 | €17,235 | 38.4% | - |
| VAN SAET DAVID Antwerp | €311,488 | €31,744 | 98.1% | - |
| COMIGRA Antwerp | €193,155 | €39,589 | 95.4% | - |
| Tvzc Schoten | €152,984 | €17,455 | 75.6% | - |
These companies have the same main activity as Brix Consulting: activities of head offices (NACE 70100). They are comparable in size and age: total assets between €118,000 and €311,000, founded between 1979 and 2000.
Official details
Source: KBO- Status
- Active since 10-10-1990Normal situation
- Activity
- Activities of head officesNACE 70100and 3 others
- Establishment unit
- 2.050.319.5832390 Malle, since 19-11-1999
- Financial year end
- 31 December
- Peppol
- Reachable since 07-03-2025
Annual accounts 2025
- ≈ €110,000estimated
- €227,140▼ 39.2%
- Filing
- Filed on 29-04-2026, 93 days before the end of the filing period
Insights on Brix Consulting
Brix Consulting files the micro format. That format states no turnover. The gross margin rose from -€14,838 in 2007 to €24,479 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about Brix Consulting
- What is the company number of Brix Consulting?
- The company number of Brix Consulting is 0441.660.497. The VAT number is the same number with BE in front: BE 0441.660.497.
- Where is Brix Consulting based?
- The registered office is at Eekhoorndreef 22, 2390 Malle.Company details
- What does Brix Consulting do?
- According to the KBO register, the main activity is activities of head offices (NACE 70100).
- What is the legal form of Brix Consulting?
- Brix Consulting is a private limited company (BV).
- When was Brix Consulting founded?
- Brix Consulting was founded on 10-10-1990.
- Is Brix Consulting still active?
- Yes, Brix Consulting is an active enterprise in the KBO register.
- What is the turnover of Brix Consulting?
- The turnover in financial year 2025 is ≈ €110,000. This figure is estimated from the gross margin of €24,479 and 212 comparable companies (NACE 70). It probably lies between €56,000 and €220,000. It is a rough estimate.Financials
- Is Brix Consulting profitable?
- In financial year 2025, Brix Consulting made a loss of €150,278.
- Where can I find the annual accounts of Brix Consulting?
- Brix Consulting filed 35 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of Brix Consulting due?
- Brix Consulting must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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