GENI-GROUP
ActiveSummary
GENI-GROUP is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show negative equity (€-2.19M) and a net result of €-4.13M. Equity is growing by ~8% per year across the filed fiscal years. Its solvency ranks better than 5% of 5527 sector peers (fiscal year 2025). The company has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit check for your own amount and term
Signals
Two signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 5527 sector peers (2025).
NBB · sector comparisonPosition among 5527 sector peers
Solvency
better than 5%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 05-08-2026, 5 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
5 d late
2024
1 d early
2023
21 d early
2022
16 d late
2021
41 d early
2020
40 d late
2019
91 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Name match with a sanctions list
1 entryGENI SARLalias GENI GROUP
A name match is not a finding that this company itself is on the list; check the entry at the source.
Financials · fiscal year 2025, abbreviated schema
Equity
€-2.19M
2024 · €1.94M
2018: €1.86M
2019: €2.14M
2020: €2.33M
2021: €2.51M
2022: €2.73M
2023: €3.31M
2024: €1.94M
2018 → 2025
Net result
€-4.13M▼ 201%
2024 · €-1.37M
2018: €760k
2019: €279k
2020: €197k
2021: €174k
2022: €228k
2023: €577k
2024: €-1.37M
2018 → 2025
Total assets
€7.26M▼ 34.6%
2024 · €11.10M
2018: €2.35M
2019: €2.33M
2020: €4.86M
2021: €5.13M
2022: €4.83M
2023: €13.14M
2024: €11.10M
2018 → 2025
Solvency
-30.1%▼ 47.6pp
2024 · 17.5%
2018: 79.1%
2019: 91.6%
2020: 48.0%
2021: 48.9%
2022: 56.7%
2023: 25.2%
2024: 17.5%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€2.51M-€2.73M▲ 9.1%€3.31M▲ 21.1%€1.94M▼ 41.4%€-2.19M
Operating result€249k-€73k▼ 70.7%€221k▲ 203%€182k▼ 17.8%€1.67M▲ 818%
Net result€174k-€228k▲ 30.7%€577k▲ 153%€-1.37M€-4.13M▼ 201%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 818% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €7.26M
Fixed assets
€1.22M ▲ 260%
Current assets
€6.04M ▼ 43.9%
Key figures and ratios
ROA
-56.9%▼
2024 · -12.3%
Debt
€9.45M▲
2024 · €9.16M
Debt ≤ 1 year
€5.95M▲
2024 · €5.00M
Debt > 1 year
€3.50M▼
2024 · €4.15M
Income taxes
€0▼
2024 · €1k
Staff costs
€53k▼
2024 · €102k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 56 lines
Balance sheet
Code20242025
Assets
Total assets20/58€11.10M€7.26M▼
Fixed assets21/28€339k€1.22M▲
Tangible fixed assets22/27€28k€2k▼
Furniture and vehicles24€28k€2k▼
Financial fixed assets28€311k€1.22M▲
Current assets29/58€10.76M€6.04M▼
Amounts receivable after more than one year29€8.55M€1.95M▼
Trade receivables290€8.55M€1.95M▼
Amounts receivable within one year40/41€2.06M€2.30M▲
Trade receivables40€52k€147k▲
Other amounts receivable41€2.01M€2.15M▲
Cash at bank and in hand54/58€104k€1.77M▲
Deferred charges and accrued income490/1€48k€16k▼
Equity and liabilities
Total equity and liabilities10/49€11.10M€7.26M▼
Equity10/15€1.94M€-2.19M▼
Contributions10/11€50k€50k=
Reserves13€1.89M€6k▼
Tax-exempt reserves132€6k€6k=
Distributable reserves133€1.89M€0▼
Profit (loss) carried forward14-€-2.24M
Amounts payable17/49€9.16M€9.45M▲
Amounts payable after more than one year17€4.15M€3.50M▼
Financial debts170/4€3.50M€3.50M=
Other amounts payable178/9€650k€0▼
Amounts payable within one year42/48€5.00M€5.95M▲
Current portion of amounts payable after more than one year42€21k€0▼
Financial debts43€1.90M€1.90M=
Credit institutions430/8€1.90M€1.90M=
Trade debts44€85k€62k▼
Suppliers440/4€85k€62k▼
Taxes, remuneration and social security45€54k€250▼
Taxes450/3€31k€250▼
Remuneration and social security454/9€23k€0▼
Other amounts payable47/48€2.94M€3.99M▲
Accrued charges and deferred income492/3€7k€0▼
Income statement
Code20242025
Non-recurring operating income76A-€1.59M
Remuneration, social security and pensions62€102k€53k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€30k€26k▼
Other operating charges640/8€2k€2k▼
Gross operating margin9900€317k€1.75M▲
Operating profit (loss)9901€182k€1.67M▲
Financial income75/76B€242k€148k▼
Recurring financial income75€242k€148k▼
Financial charges65/66B€1.79M€5.95M▲
Recurring financial charges65€252k€76k▼
Non-recurring financial charges66B€1.54M€5.87M▲
Profit (loss) for the period before taxes9903€-1.37M€-4.13M▼
Income taxes67/77€1k€0▼
Profit (loss) for the period9904€-1.37M€-4.13M▼
Transfer from tax-exempt reserves789€116k€0▼
Profit (loss) for the period to be appropriated9905€-1.25M€-4.13M▼
Appropriation of the result
Profit (loss) to be appropriated9906€-1.25M€-4.13M▼
Transfer from equity791/2€1.37M€1.89M▲
Transfer to equity691/2€116k€0▼
To other reserves6921€116k€0▼
Social balance
Average headcount (FTE)90871.01.0=
The notes to these accounts (19 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
05-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 5 days late
28-07
State Gazette act
General meeting · Director appointment
Permanent representative
2025
31-12
Financial
Weakest financial yearnet €-4.13M
Net result drops to €-4.13M, the lowest in the series.
30-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
10-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
16-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 16 days late
2022
20-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
09-09
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 40 days late
2020
30-10
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 91 days late
2019
31-12
Financial
Liquidity triplescurrent ratio 10.87
Current ratio from 3.21 to 10.87; short-term debt falls from €477k to €184k.
31-12
Financial
Equity above €2MEq €2.14M ▲15%
2 profitable years in a row build equity to €2.14M.
08-10
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 69 days late
2018
03-10
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 64 days late
25-04
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 268 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, De Panne · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Klokhofstraat 438660 De PanneGround area
1.8 ha
Building footprint
174 m²
Volume, LiDAR
1,069 m³
Parcel 38001B0037/00K000, Flanders · tallest building 8.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
GENI-GROUP
since 20152.246.065.880
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 38001B0037/00K000 | Flanders | 1.8 ha | 1 · 174 m² | 8.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Connections & network
1 connected companyLinked via shared directors
Shared director
→
Recognitions · licences · registrations
Legal Entity Identifier
254900DTL8Y48MV4NQ80
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Of 24,725 companies in sector 64210 we hold annual accounts for 19,762. 10,989 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-07-2015
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
68110Buying and selling of own real estate
68201Renting and operating of own or leased residential real estate, excluding social housing
68203Renting and operating of own or leased non-residential real estate, excluding land
68204Real estate activities
70200Business and other management consultancy
73300Public relations and communication consultancy
82100Office administrative and support services
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.