GEMINE
ActiveGEMINE has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €3k and a net result of €78k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 10% of 37959 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2024
66
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100=
Solvency28▼-72
Growth58▼-20
Track record94
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
2.8%
Return on assets
72.6%
Age of the figures
21 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 10% of 37959 sector peers (2024).
NBB · sector comparisonPosition among 37959 sector peers
Solvency
better than 10%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 23-05-2025, 69 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
not confirmed
2024
69 d early
2023
9 d early
2022
14 d early
2021
45 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€78k▲ 17.1%
2023 · €67k
2021: €45k
2022: €72k
2023: €67k
2021 → 2024
Working capital
€2k▼ 99.0%
2023 · €185k
2021: €48k
2022: €120k
2023: €185k
2021 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2021202220232024Trend
Equity€48k-€120k▲ 148%€187k▲ 55.7%€3k▼ 98.4%
Operating result€59k-€93k▲ 57.5%€88k▼ 5.7%€103k▲ 17.5%
Net result€45k-€72k▲ 57.3%€67k▼ 6.5%€78k▲ 17.1%
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 18% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €108k
Fixed assets
€1k▼ 21.6%
Current assets
€107k▼ 53.0%
Equity and liabilities €108k
Equity
€3k▼ 98.4%
Debt
€105k▲ 151%
The debt ratio rises from 18.3% to 97.2%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€104k▲
2023 · €88k
Cash flow
€79k▲
2023 · €67k
Solvency
2.8%▼
2023 · 81.7%
Current ratio
1.02▼
2023 · 5.44
Quick ratio
1.02▼
2023 · 5.44
Debt / equity
34.96▲
2023 · 0.22
ROA
72.6%▲
2023 · 29.2%
Interest coverage
26.38▼
2023 · 36.12
Debt
€105k▲
2023 · €42k
Debt ≤ 1 year
€105k▲
2023 · €42k
Income taxes
€21k▲
2023 · €19k
A ratio outside any meaningful range has been withheld (balance sheet total €108k, equity €3k).
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€229k€108k▼
Fixed assets21/28€1k€1k▼
Tangible fixed assets22/27€1k€1k▼
Other tangible fixed assets26€1k€1k▼
Current assets29/58€227k€107k▼
Amounts receivable within one year40/41€40k€36k▼
Trade receivables40€39k€34k▼
Other amounts receivable41€1k€1k▲
Cash at bank and in hand54/58€167k€56k▼
Deferred charges and accrued income490/1€19k€15k▼
Equity and liabilities
Total equity and liabilities10/49€229k€108k▼
Equity10/15€187k€3k▼
Contributions10/11€3k€3k=
Profit (loss) carried forward14€184k-
Amounts payable17/49€42k€105k▲
Amounts payable within one year42/48€42k€105k▲
Trade debts44€2k€3k▲
Suppliers440/4€2k€3k▲
Taxes, remuneration and social security45€38k€22k▼
Taxes450/3€27k€17k▼
Remuneration and social security454/9€11k€6k▼
Other amounts payable47/48€2k€80k▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€121€321▲
Other operating charges640/8€6k€1k▼
Gross operating margin9900€94k€105k▲
Operating profit (loss)9901€88k€103k▲
Financial charges65/66B€2k€4k▲
Recurring financial charges65€2k€4k▲
Profit (loss) for the period before taxes9903€85k€99k▲
Income taxes67/77€19k€21k▲
Profit (loss) for the period9904€67k€78k▲
Profit (loss) for the period to be appropriated9905€67k€78k▲
Appropriation of the result
Profit (loss) to be appropriated9906€184k€262k▲
Profit (loss) brought forward from the previous period14P€117k€184k▲
Profit to be distributed694/7-€262k
Return on contributions (dividend)694-€262k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
23-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2021net €78k ▲17.1%
Operating result €103k, net result €78k, both a record.
22-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Equity above €150kEq €187k ▲55.7%
3 profitable years in a row build equity to €187k.
17-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €100kEq €120k ▲148%
2 profitable years in a row build equity to €120k.
16-06
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Neupré · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Avenue des Mélèzes(N) 244121 NeupréGround area
1,772 m²
Building footprint
186 m²
Volume, LiDAR
1,312 m³
Parcel 61044B0135/00Z004, Wallonia · tallest building 10.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Avenue des Mélèzes(N) 24, 4121 Neupré
since 20212.313.086.942
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 61044B0135/00Z004 | Wallonia | 1,771 m² | 1 · 186 m² | 10.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
PSTD Consult
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LAURELSA
BE 0726.798.234
Waterloo · Eq €3k
ACALA
BE 0726.659.365
Oudergem · Eq €3k
LIGHTHOUSE CONSULT
BE 0730.849.369
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Van Gelder Consultancy
BE 0727.619.566
Scherpenheuvel-Zichem · Eq €3k
Of 82,569 companies in sector 70200 we hold annual accounts for 52,573. 11,207 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-02-2021
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
62020IT consultancy
62900Other information technology and computer services
62200Computer consultancy and computer facilities management
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.