GARAGE DE CNODDER
ActiveGARAGE DE CNODDER has been active since 1980 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €896k and a net result of €53k. Equity is growing by ~5.9% per year across the filed fiscal years. Its solvency ranks better than 41% of 1029 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
58
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability43▼-27
Solvency61▼-6
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €50k at 30 days acceptable
Liquidity ample (current ratio 1.55 against 1.74 in 2024; short-term debt: 64.4% and cash: 1.4% of total assets), but 64.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
35.6%
Return on assets
2.1%
Age of the figures
9 mo
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 95
Relative position
BE, all sectors
reference
Sector 95
lower
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-07-2026, 14 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
14 d early
2024
17 d early
2023
28 d early
2022
31 d early
2021
31 d early
2020
4 d early
2019
69 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€896k▲ 6.3%
2024 · €843k
2018: €499k
2019: €540k
2020: €722k
2021: €773k
2022: €797k
2023: €816k
2024: €843k
2018 → 2025
Total assets
€2.52M▲ 27.0%
2024 · €1.98M
2018: €1.68M
2019: €1.68M
2020: €1.43M
2021: €1.85M
2022: €1.97M
2023: €2.16M
2024: €1.98M
2018 → 2025
Net result
€53k▲ 95.4%
2024 · €27k
2018: €7k
2019: €41k
2020: €182k
2021: €51k
2022: €24k
2023: €19k
2024: €27k
2018 → 2025
Working capital
€896k▲ 6.3%
2024 · €843k
2018: €493k
2019: €493k
2020: €711k
2021: €769k
2022: €796k
2023: €816k
2024: €843k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€773k-€797k▲ 3.1%€816k▲ 2.4%€843k▲ 3.3%€896k▲ 6.3%
Operating result€80k-€43k▼ 47.0%€35k▼ 17.2%€48k▲ 34.9%€82k▲ 72.5%
Net result€51k-€24k▼ 53.3%€19k▼ 20.9%€27k▲ 44.1%€53k▲ 95.4%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 72% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.52M
Fixed assets
€70▼ 74.1%
Current assets
€2.52M▲ 27.0%
Equity and liabilities €2.52M
Equity
€896k▲ 6.3%
Debt
€1.62M▲ 42.3%
The debt ratio rises from 57.5% to 64.4%. Equity and debt are higher.
Key figures and ratios
Solvency
35.6%▼
2024 · 42.5%
Current ratio
1.55▼
2024 · 1.74
Quick ratio
1.13▼
2024 · 1.23
Debt / equity
1.81▲
2024 · 1.35
ROE
5.9%▲
2024 · 3.2%
ROA
2.1%▲
2024 · 1.4%
Debt
€1.62M▲
2024 · €1.14M
Debt ≤ 1 year
€1.62M▲
2024 · €1.14M
Income taxes
€21k▲
2024 · €14k
Staff costs
€390k▼
2024 · €493k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.98M€2.52M▲
Fixed assets21/28€270€70▼
Financial fixed assets28€270€70▼
Current assets29/58€1.98M€2.52M▲
Stocks and contracts in progress3€585k€685k▲
Stocks30/36€585k€685k▲
Amounts receivable within one year40/41€1.36M€1.80M▲
Trade receivables40€1.36M€1.80M▲
Other amounts receivable41€5k€0▼
Cash at bank and in hand54/58€31k€36k▲
Deferred charges and accrued income490/1€3k€477▼
Equity and liabilities
Total equity and liabilities10/49€1.98M€2.52M▲
Equity10/15€843k€896k▲
Contributions10/11€19k€19k=
Reserves13€503k€503k=
Tax-exempt reserves132€0-
Distributable reserves133€503k€503k=
Profit (loss) carried forward14€321k€374k▲
Amounts payable17/49€1.14M€1.62M▲
Amounts payable within one year42/48€1.14M€1.62M▲
Trade debts44€822k€1.41M▲
Suppliers440/4€822k€1.41M▲
Taxes, remuneration and social security45€151k€137k▼
Taxes450/3€52k€80k▲
Remuneration and social security454/9€99k€57k▼
Other amounts payable47/48€167k€78k▼
Accrued charges and deferred income492/3€90€91▲
Income statement
Code20242025
Non-recurring operating income76A€0-
Remuneration, social security and pensions62€493k€390k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€0-
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€44k€33k▼
Other operating charges640/8€13k€9k▼
Gross operating margin9900€598k€515k▼
Operating profit (loss)9901€48k€82k▲
Financial income75/76B€1k€344▼
Recurring financial income75€1k€344▼
Financial charges65/66B€8k€8k▲
Recurring financial charges65€8k€8k▲
Profit (loss) for the period before taxes9903€41k€74k▲
Income taxes67/77€14k€21k▲
Profit (loss) for the period9904€27k€53k▲
Transfer from tax-exempt reserves789€88k€0▼
Profit (loss) for the period to be appropriated9905€116k€53k▼
Appropriation of the result
Profit (loss) to be appropriated9906€321k€374k▲
Profit (loss) brought forward from the previous period14P€206k€321k▲
Social balance
Average headcount (FTE)90876.35.2▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
17-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
14-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
03-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
30-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
30-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
27-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Highest result since 2018net €182k ▲347%
Operating result €259k, net result €182k, both a record.
08-10
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 69 days late
2019
31-12
Financial
Equity above €500kEq €540k ▲8.2%
2 profitable years in a row build equity to €540k.
31-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
26-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
30-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2025
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
03-03-2025
Jan Maes: Resigned as Director
21-11-2023
GREET MAES: Resigned as Director
21-11-2023
MAES Jan Hugo Greet: Resigned as Director
21-11-2023
NICOLAÏ Caroline Lieve Luk Els: Resigned as Director
01-01-2020
GREET MAES: Resigned as Director
01-08-2016
Albert Maes: Resigned as Manager
Location & real-estate footprint
Registered office, Zandhoven · 1 establishment unit since 1980
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Boudewijnlaan 52243 ZandhovenGround area
7,051 m²
Building footprint
433 m²
Volume, LiDAR
3,326 m³
Parcel 11034B0168/00D000, Flanders · tallest building 9.6 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Maes Services
since 19802.017.536.652
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11034B0168/00D000 | Flanders | 7,051 m² | 1 · 433 m² | 9.6 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 5 entries · 7,136 EUR awarded · 7,069 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 333 EUR | 438 EUR |
| 2024 | 1 | 1,613 EUR | 1,865 EUR |
| 2023 | 1 | 2,364 EUR | 1,940 EUR |
| 2022 | 2 | 2,826 EUR | 2,826 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Vlaams opleidingsverlof (VOV)
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Of 7,376 companies in sector 95311 we hold annual accounts for 2,958. 1,763 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-03-1980
Fiscal year end31-12
Activities, NACEBEL
95311General maintenance and repair of cars and light vans (up to 3.5 tonnes)
95312Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles
50200
47811Retail sale of cars and light vans (up to 3.5 tonnes)
50103
Sources
Crossroads Bank for EnterprisesNational Bank · 46 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.