Filings
36 annual accounts since 1989
The 2018 accounts came 42 days late. The other nine of the last ten were filed on time.
GANDIMMO
Lifetime
19 annual accounts with figures on one time axis, 36 filings since 1989peak €457,980 (2018)
€31,058▲ 114%
lowest -€37,359 (2021)
€2,942▲ €16,241
peak €679,769 (2018)
€569,344▲ 0.5%
€210,440▼ 9.1%
Board5 names since 2018
1 directorBenoît Stainier
Owners
100%S.S.M.
Documentsfilings and deeds
21-05-202671 days before the deadline
2025abbreviated format
Gross margin from €14,534 to €31,058Back to profit: €2,942Cash from €1,258 to €3,874
Key points
from the 2025 annual accountsAt the same address
10 companies
Checked score
94
Excellent
Financially stronger than 53% of micro companies without a NACE code
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.1%
01-2025: 0.2%▲ +0.1 percentage points vs 12-2024
02-2025: 0.2%● unchanged vs 01-2025
03-2025: 0.2%● unchanged vs 02-2025
04-2025: 0.2%● unchanged vs 03-2025highest value
05-2025: 0.2%● unchanged vs 04-2025highest value
06-2025: 0.1%▼ -0.1 percentage points vs 05-2025
07-2025: 0.1%● unchanged vs 06-2025
08-2025: 0.1%● unchanged vs 07-2025
09-2025: 0.1%● unchanged vs 08-2025
10-2025: 0.1%● unchanged vs 09-2025
11-2025: 0.1%● unchanged vs 10-2025
12-2025: 0.1%● unchanged vs 11-2025
01-2026: 0.2%▲ +0.1 percentage points vs 12-2025
02-2026: 0.2%● unchanged vs 01-2026
03-2026: 0.2%● unchanged vs 02-2026
04-2026: 0.2%● unchanged vs 03-2026highest value
05-2026: 0.2%● unchanged vs 04-2026highest value
06-2026: 0.1%▼ -0.1 percentage points vs 05-2026lowest value
07-2026: 0.1%● unchanged vs 06-2026lowest value
08-2026: 0.1%● unchanged vs 07-2026lowest value
09-2026: 0.1%● unchanged vs 08-2026lowest value
10-2026: 0.1%● unchanged vs 09-2026lowest value
11-2026: 0.1%● unchanged vs 10-2026lowest value
Financial strengthStrong
Score breakdown
raises risk
Liquidity: current ratio 0.08, cash €3,874
lowers risk
Size: turnover €33,666, total assets €879,092
Founded in 1989
Figures for financial year 2025 (filed on 23-05-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro). It does better than 54% of them on solvency, 41% on liquidity, 62% on profitability and 56% on growth.
The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 14,766 companies had the same profile as GANDIMMO has now. Each dot stands for 37 companies, two years later.
96.2%
were still trading
3.5%
stopped another way
0.2%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of GANDIMMO itself: 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 14,766 companies, not a prediction for GANDIMMO. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €3,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.08 (0.1 in 2024), below 1. Short-term debt is 5.8% and cash 0.4% of total assets. 35.2% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-05-2026, 71 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
71 days early
2024
70 days early
2023
76 days early
2022
72 days early
2021
68 days early
2020
67 days early
2019
64 days early
← before the deadline
after the deadline →
tick = median of all Belgian filings
The company filed its last 7 accounts on average 70 days before the deadline. The Belgian median for financial year 2024 was 4 days before the deadline, and 38% of all filings were late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 21 May (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0437327963
Reappointment: Catherine Stillemans (director)
Appointment: Catherine Stillemans (managing director) · General meeting of 15-05-2024 · Gazette deed
Amendment of the articles
Capital of €371,850, 1,800 shares · General meeting of 14-11-2023 · Gazette deed
1 director appointed, 3 resignations
Resignations: Nicolas Stainier, Alexandre Stainier and Quentin Stainier · Appointment: Benoît Stainier (managing director) · General meeting of 19-05-2021 · Gazette deed
Official details
Source: KBO- Status
- Active since 25-04-1989Normal situation
- Registered office
- 11 active companies are registered at this addressSource: KBO register, as of 9 November 2026.
- Activity
- “Alle verrichtingen in rechtstreeks of onrechtstreeks verband tot het oprichten of het laten oprichting…” (deed in Dutch)From the articles, 5 activitiesNo NACE code in the KBO yet
- Establishment unit
- 2.044.192.7471731 Asse, since 24-07-1989
- Financial year end
- 31 December
- Peppol
- Reachable since 19-06-2025
Annual accounts 2025
- €879,092▼ 2.4%
- Filing
- Filed on 21-05-2026, 71 days before the end of the filing period
Insights on GANDIMMO
GANDIMMO files the abbreviated format. That format states no turnover. The gross margin rose from €21,113 in 2006 to €31,058 in 2025.
S.S.M. holds all the shares.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about GANDIMMO
- What is the company number of GANDIMMO?
- The company number of GANDIMMO is 0437.327.963. The VAT number is the same number with BE in front: BE 0437.327.963.
- Where is GANDIMMO based?
- The registered office is at Marlène Dietrichstraat 2, 1090 Jette.Company details
- What is the legal form of GANDIMMO?
- GANDIMMO is a public limited company (NV).
- When was GANDIMMO founded?
- GANDIMMO was founded on 25-04-1989.
- Is GANDIMMO still active?
- Yes, GANDIMMO is an active enterprise in the KBO register.
- What is the turnover of GANDIMMO?
- The turnover of GANDIMMO was €33,666 in financial year 2025, according to the filed annual accounts.Financials
- Is GANDIMMO profitable?
- In financial year 2025, GANDIMMO made a profit of €2,942.
- Where can I find the annual accounts of GANDIMMO?
- GANDIMMO filed 36 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of GANDIMMO due?
- GANDIMMO must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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