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G. & J.

Active Public limited companyfounded 1999active for 27 yearsBruul 92, 2800 MechelenKBO/BCE: BE 0465.443.117

Lifetime

20 annual accounts with figures on one time axis, 27 filings since 1999
peak €873,244 (2016)
€160,172▲ 19.3%
lowest -€116,793 (2025)
-€116,793▼ €144,272
peak €492,651 (2025)
€492,651▲ 20.1%
€2.8m▲ 68.3%
peak 1 FTE (2016)
0 FTE 
Board4 names since 2019
2 directors and 1 other
Documentsfilings and deeds
05-08-20265 days late
2025abbreviated format
Gross margin from €134,238 to €160,172Loss of €116,793Merger: G. & J. takes over VD HOME 13-08Merger proposal: G. & J. takes over DD Invest BV 24-06Equity from €410,122 to €492,651Debts from €1.7m to €2.8m

Key points

from the 2025 annual accounts

Result

-€116,793 -€116,793
€27,5002024-€117,0002025

From profit to loss in 2025, after a profit of €27,479 in 2024.

Turnover

≈ €410,000 estimated

The abbreviated format states no turnover.

Debts

€2.8m 80% of the balance sheet
Financial debts 59%Suppliers 1%Taxes and wages 0%Other 40%

Of this, €1.5m falls due within a year.

Investments

€3.6m 13.5 × depreciation
20212022202320242025

Green is investment, beige is depreciation. Land and buildings stand 100.3% higher than in 2024.

Liquidity

0.03 was 0.51 in 2024

Short-term debts rose from €1.2m to €1.5m.

2025 accounts filed 5 days after the deadlineTotal assets +57%: merger

Checked score

Bankruptcy probability within 12 months

Financial strength

Score breakdown

Comparable companies, two years later

In July 2024, 2,503 companies had the same profile as G. & J. has now. Each dot stands for 7 companies, two years later.

96.4%
were still trading
1.8%
stopped another way
1.6%
went bankrupt
  • Small
  • 20 years or older
  • solvency 10 to 30%
  • a small loss

Another 0.2% stopped without a precise date, possibly only after those two years.

Test of the method

The method was tested on the 497,331 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 2.9% 3.1%
10 5.6% 6.1%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 2,503 companies, not a prediction for G. & J.. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Board and ownership

Chair
Director, since 13-04-2023
  • equity €423,003 (2024) · deed of 13-08-2025
  • equity €278,819 (2024) · deed of 13-08-2025
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0465443117
Merger: G. & J. takes over VD HOME Capital increase of €701,821.92 to €763,821.92 · Capital from €62,000 to €763,821.92, 257 new shares · “Het beheren van een onroerend patrimonium in het algemeen, en e meer bepaald, in het kader van dlt beheer, het…” (deed in Dutch) · General meeting of 30-07-2025 · Gazette deed
Merger proposal: G. & J. takes over DD Invest BV The company holds 930 shares of VD HOME NV · VD HOME NV holds 930 shares · The company holds 465 shares of DD Invest BV · Gazette deed
Change of role: , from director to chair Resignation: (director) · Gazette deed
All 42 events

Official details

Source: KBO
Status
Active since 12-02-1999Normal situation
Activity
“Het beheren van een onroerend patrimonium in het algemeen, en e meer bepaald, in…” (deed in Dutch)From the articles, 11 activitiesNo NACE code in the KBO yet
Establishment unit
2.261.092.7642800 Mechelen, since 12-02-1999
Financial year end
31 December
Peppol
Reachable since 18-11-2025
Company details

Annual accounts 2025

€3.5m▲ 56.8%
Filing
Filed on 05-08-2026
Financials

Insights on G. & J.

G. & J. files the abbreviated format. That format states no turnover. The gross margin rose from €91,775 in 2006 to €160,172 in 2025.

The balance sheet grew most from 2023 to 2025 through fixed assets.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about G. & J.

What is the company number of G. & J.?
The company number of G. & J. is 0465.443.117. The VAT number is the same number with BE in front: BE 0465.443.117.
Where is G. & J. based?
The registered office is at Bruul 92, 2800 Mechelen.Company details
What is the legal form of G. & J.?
G. & J. is a public limited company (NV).
When was G. & J. founded?
G. & J. was founded on 12-02-1999.
Is G. & J. still active?
Yes, G. & J. is an active enterprise in the KBO register.
How many employees does G. & J. have?
G. & J. had an average of 0.3 full-time equivalents in financial year 2018, according to the filed annual accounts.Financials
What is the turnover of G. & J.?
The turnover in financial year 2025 is ≈ €410,000. This figure is estimated from the gross margin of €160,172 and 1,651 comparable companies of the same size. It probably lies between €250,000 and €760,000. It is a rough estimate.
Is G. & J. profitable?
In financial year 2025, G. & J. made a loss of €116,793.
Where can I find the annual accounts of G. & J.?
G. & J. filed 27 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of G. & J. due?
G. & J. must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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