Equity
€109,003 ▼ 32.0%
FYdulex paid out €100,000 in dividends. That is 205% of the 2025 profit.
FYdulex
Lifetime
8 annual accounts with figures on one time axispeak €153,220 (2023)
€74,552▼ 45.0%
peak €111,185 (2023)
€48,726▼ 54.9%
peak €160,277 (2024)
€109,003▼ 32.0%
€227,918▲ 23.7%
Board2 names since 2018
2 directorsFISENNE Yannick Fernand Frans Michel and 1 other
Documentsfilings and deeds
15-07-202616 days before the deadline
2025micro format
Gross margin from €135,604 to €74,552Result from €108,103 to €48,726Dividend €100,000Equity from €160,277 to €109,003Debts from €184,261 to €227,918Investments €60,863
Key points
from the 2025 annual accountsResult
€48,726 ▼ 54.9%
The result fell in 2025 from €108,103 to €48,726.
Investments
€60,863 5.9 × depreciation
Green is investment, beige is depreciation.
Checked score
91
Excellent
Financially stronger than 25% of micro companies in legal and accounting (NACE 69)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: < 0.1% across 20,107 companies (NACE 69, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%
01-2025: < 0.1%● unchanged vs 12-2024lowest value
02-2025: < 0.1%● unchanged vs 01-2025lowest value
03-2025: < 0.1%● unchanged vs 02-2025
04-2025: < 0.1%● unchanged vs 03-2025
05-2025: < 0.1%● unchanged vs 04-2025
06-2025: < 0.1%● unchanged vs 05-2025
07-2025: < 0.1%● unchanged vs 06-2025
08-2025: 0.1%▲ +0.1 percentage points vs 07-2025
09-2025: < 0.1%▼ -0.1 percentage points vs 08-2025
10-2025: < 0.1%● unchanged vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: < 0.1%● unchanged vs 04-2026
06-2026: < 0.1%● unchanged vs 05-2026
07-2026: < 0.1%● unchanged vs 06-2026
08-2026: 0.1%▲ +0.1 percentage points vs 07-2026highest value
09-2026: 0.1%● unchanged vs 08-2026
10-2026: 0.1%● unchanged vs 09-2026
11-2026: 0.1%● unchanged vs 10-2026
Financial strengthAverage
Score breakdown
raises risk
1 of the last 3 accounts late
lowers risk
Sector: Legal and accounting activities (NACE 69)
Size: total assets €336,921
Figures for financial year 2025 (filed on 15-07-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 69, micro). It does better than 32% of them on solvency, 9% on liquidity, 46% on profitability and 15% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 26,972 companies had the same profile as FYdulex has now. Each dot stands for 68 companies, two years later.
94.9%
were still trading
3.4%
stopped another way
1.6%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of FYdulex itself is lower: 0.1% within 12 months. It rests on far more data about FYdulex than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 26,972 companies, not a prediction for FYdulex. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €9,000 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.43 (1.85 in 2024), below the usual 1.5. Short-term debt is 58.6% and cash 9.1% of total assets. 67.6% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-07-2026, 16 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
16 days early
2024
25 days late
2023
31 days late
2022
28 days early
2021
28 days late
2020
23 days late
2019
90 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 22 days after the deadline. In the sector (NACE 69), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 25 August (4 of the last 5 accounts filed within 41 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Capital contribution of €6,200
Contribution: FISENNE Yannick · “Les services juridiques en rapport avec les activités du professionnel; Fournir des conseils, des…” (deed in French) · General meeting of 15-06-2022 · Gazette deed
Change of role: Yannick FISENNE, from manager to director
“L'organisation des services comptables et le conseil en ces matières; L'ouverture, la tenue, la centralisation…” (deed in French) · Director discharge: Yannick FISENNE · General meeting of 02-07-2020 · Gazette deed
Incorporation
Founder: FISENNE Yannick Fernand Frans Michel · Founding capital of €18,600, 100 shares, €12,400 paid up · Appointment: FISENNE Yannick Fernand Frans Michel (manager) · published on 26-07-2018 · Gazette deed
First establishment
Rue Toussaint Gerkens 11, Chaudfontaine
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| FYdulex Chaudfontaine | €336,921 | €74,552 | 32.4% | - |
| COMPTADIGITALE Liège | €363,313 | €75,868 | 50.0% | - |
| TUYTSCHAEVER KATLEEN Haaltert | €355,045 | €67,985 | 56.4% | - |
| MarréCount Wervik | €337,675 | €71,112 | 60.9% | - |
| GH Consulting Turnhout | €378,589 | €85,539 | 11.9% | - |
| FISCOGES Marche-en-Famenne | €365,917 | €63,425 | 38.6% | - |
| Fineras Hamont-Achel | €293,823 | €64,871 | 17.8% | - |
These companies have the same main activity as FYdulex: certified accountants and tax accountants (NACE 69201). They are comparable in size and age: total assets between €294,000 and €379,000, founded between 2017 and 2018.
Official details
Source: KBO- Status
- Active since 11-07-2018Normal situation
- Activity
- Certified accountants and tax accountantsNACE 69201
- Establishment unit
- 2.278.138.9314052 Chaudfontaine, since 11-07-2018
- Financial year end
- 31 December
- Peppol
- Reachable
Annual accounts 2025
- ≈ €150,000estimated
- €336,921▼ 2.2%
- Filing
- Filed on 15-07-2026, 16 days before the end of the filing period
Insights on FYdulex
FYdulex files the micro format. That format states no turnover. The gross margin rose from €34,230 in 2018 to €74,552 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about FYdulex
- What is the company number of FYdulex?
- The company number of FYdulex is 0699.841.538. The VAT number is the same number with BE in front: BE 0699.841.538.
- Where is FYdulex based?
- The registered office is at Rue Toussaint Gerkens 11/1, 4052 Chaudfontaine.Company details
- What does FYdulex do?
- According to the KBO register, the main activity is certified accountants and tax accountants (NACE 69201).
- What is the legal form of FYdulex?
- FYdulex is a private limited company (BV).
- When was FYdulex founded?
- FYdulex was founded on 11-07-2018.
- Is FYdulex still active?
- Yes, FYdulex is an active enterprise in the KBO register.
- What is the turnover of FYdulex?
- The turnover in financial year 2025 is ≈ €150,000. This figure is estimated from the gross margin of €74,552 and 56 comparable companies (NACE 69201). It probably lies between €120,000 and €210,000.Financials
- Is FYdulex profitable?
- In financial year 2025, FYdulex made a profit of €48,726.
- Where can I find the annual accounts of FYdulex?
- FYdulex filed 8 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of FYdulex due?
- FYdulex must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check Compare this company with its sector.Sector benchmark See what changed in the latest annual accounts.What changed
See how customers, suppliers and banks see your own company and what to improve first.