Fyber49
ActiveSummary
Fyber49 has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.67M and a net result of €3.66M. Equity is growing by ~45.4% per year across the filed fiscal years. Its solvency ranks better than 20% of 401 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
71
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+15
Solvency43▼-11
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €110k at 30 days acceptable
Liquidity tight (current ratio 1.25 against 1.77 in 2024; short-term debt: 78.8% and cash: 41.5% of total assets), and 82.5% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
17.5%
Return on assets
38.4%
Age of the figures
15 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 42
Relative position
BE, all sectors
reference
Sector 42
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 20% of 401 sector peers (2025).
NBB · sector comparisonPosition among 401 sector peers
Solvency
better than 20%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 27-10-2025, 96 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
96 d early
2024
29 d early
2023
on the day
2022
on the day
2021
4 d early
2020
1 d late
2019
3 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close24-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€1.67M▲ 64.7%
2024 · €1.01M
2019: €130k
2020: €265k
2021: €330k
2022: €392k
2023: €541k
2024: €1.01M
2019 → 2025
Total assets
€9.52M▲ 169%
2024 · €3.53M
2019: €6.00M
2020: €1.45M
2021: €922k
2022: €2.29M
2023: €1.22M
2024: €3.53M
2019 → 2025
Net result
€3.66M▲ 673%
2024 · €473k
2019: €1.45M
2020: €285k
2021: €265k
2022: €227k
2023: €149k
2024: €473k
2019 → 2025
Working capital
€1.87M▲ 24.5%
2024 · €1.50M
2019: €-96k
2020: €106k
2021: €244k
2022: €339k
2023: €522k
2024: €1.50M
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€330k-€392k▲ 18.9%€541k▲ 38.0%€1.01M▲ 87.4%€1.67M▲ 64.7%
Operating result€324k-€318k▼ 1.9%€240k▼ 24.4%€626k▲ 161%€4.51M▲ 621%
Net result€265k-€227k▼ 14.4%€149k▼ 34.3%€473k▲ 217%€3.66M▲ 673%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 621% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €9.52M
Fixed assets
€152k ▲ 77.5%
Current assets
€9.37M ▲ 172%
Equity and liabilities €9.52M
Equity
€1.67M ▲ 64.7%
Debt
€7.85M ▲ 212%
Debt's share of the balance-sheet total rises from 71.3% to 82.5%. Equity and debt are higher.
Key figures and ratios
EBITDA
€4.56M▲
2024 · €658k
Cash flow
€3.71M▲
2024 · €505k
Current ratio
1.25▼
2024 · 1.77
Quick ratio
1.05▼
2024 · 1.77
Debt to equity
4.70▲
2024 · 2.48
ROE
218.8%▲
2024 · 46.6%
ROA
38.4%▲
2024 · 13.4%
Interest coverage
59.38▲
2024 · 10.18
Debt ≤ 1 year
€7.50M▲
2024 · €1.95M
Debt > 1 year
€302k▼
2024 · €547k
Income taxes
€951k▲
2024 · €123k
Staff costs
€293k▲
2024 · €255k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 60 lines
Balance sheet
Code20242025
Assets
Total assets20/58€3.53M€9.52M▲
Fixed assets21/28€85k€152k▲
Tangible fixed assets22/27€71k€139k▲
Plant, machinery and equipment23€24k€53k▲
Furniture and vehicles24€47k€49k▲
Leasing and similar rights25-€21k
Other tangible fixed assets26-€16k
Financial fixed assets28€14k€13k▼
Current assets29/58€3.45M€9.37M▲
Stocks and contracts in progress3€0€1.51M▲
Stocks30/36-€315k
Contracts in progress37€0€1.20M▲
Amounts receivable within one year40/41€2.43M€3.89M▲
Trade receivables40€2.19M€3.57M▲
Other amounts receivable41€237k€316k▲
Cash at bank and in hand54/58€976k€3.95M▲
Deferred charges and accrued income490/1€43k€20k▼
Equity and liabilities
Total equity and liabilities10/49€3.53M€9.52M▲
Equity10/15€1.01M€1.67M▲
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€994k€1.65M▲
Amounts payable17/49€2.52M€7.85M▲
Amounts payable after more than one year17€547k€302k▼
Financial debts170/4€547k€302k▼
Amounts payable within one year42/48€1.95M€7.50M▲
Current portion of amounts payable after more than one year42€20k€34k▲
Financial debts43€84k€205k▲
Other loans439€84k€205k▲
Trade debts44€1.02M€3.42M▲
Suppliers440/4€1.02M€3.42M▲
Taxes, remuneration and social security45€79k€364k▲
Taxes450/3€28k€307k▲
Remuneration and social security454/9€51k€57k▲
Other amounts payable47/48€747k€3.48M▲
Accrued charges and deferred income492/3€27k€50k▲
Income statement
Code20242025
Non-recurring operating income76A€6k€0▼
Remuneration, social security and pensions62€255k€293k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€32k€51k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€0-
Other operating charges640/8€6k€6k▲
Non-recurring operating charges66A€3k€750▼
Gross operating margin9900€922k€4.86M▲
Operating profit (loss)9901€626k€4.51M▲
Financial income75/76B€34k€172k▲
Recurring financial income75€34k€172k▲
Financial charges65/66B€65k€77k▲
Recurring financial charges65€65k€77k▲
Profit (loss) for the period before taxes9903€596k€4.61M▲
Income taxes67/77€123k€951k▲
Profit (loss) for the period9904€473k€3.66M▲
Profit (loss) for the period to be appropriated9905€473k€3.66M▲
Appropriation of the result
Profit (loss) to be appropriated9906€994k€4.65M▲
Profit (loss) brought forward from the previous period14P€521k€994k▲
Profit to be distributed694/7-€3.00M
Return on contributions (dividend)694-€3.00M
Social balance
Average headcount (FTE)90875.45.5▲
The notes to these accounts (24 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
27-10
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
30-06
Financial
Highest result since 2019net €3.66M ▲673%
Operating result €4.51M, net result €3.66M, both a record.
02-01
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
30-06
Financial
Equity above €1MEq €1.01M ▲87.4%
6 profitable years in a row build equity to €1.01M.
31-01
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
30-06
Financial
Weakest financial yearnet €149k ▼34.3%
Net result drops to €149k, the lowest in the series; recovery starts the following year.
30-06
Financial
Equity above €500kEq €541k ▲38%
5 profitable years in a row build equity to €541k.
31-01
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
27-01
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
01-02
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 1 day late
2020
30-06
Financial
Equity above €200kEq €265k ▲104%
2 profitable years in a row build equity to €265k.
03-02
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 3 days late
Show earlier events
2019
31-01
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
31-05
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 120 days late
2017
31-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 6 acts read
About the unread acts
We know of 6 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lokeren · 2 establishment units since 2011
Ground area
7,408 m²
Building footprint
3,119 m²
Volume, LiDAR
19,344 m³
3 parcels, Brussels, Flanders · tallest building 19.3 m, ±5 floors. Linked by address, not a title deed.
3
companies at this address
See who is registered here
2 establishment units
Fyber49
since 20112.239.905.291
Fyber49
since 20242.366.625.893
3 parcels
Flanders
2
(66.7%)
Brussels
1
(33.3%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46383D0835/00E006 | Flanders | 6,733 m² | 1 · 2,895 m² | 13.9 m · 2 fl. |
| 46383D0835/00C006 | Flanders | 527 m² | 1 · 139 m² | 3.7 m · 1 fl. |
| 21906D0334/00V009 | Brussels | 148 m² | 1 · 85 m² | 19.3 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 2
3 of 3 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
ELEC. D.V.C.
BE 0460.799.290
Elsene · Eq €1,637,633
MCA Energy Systems
BE 0875.279.005
Lokeren · Eq €1,620,045
SMA BENELUX
BE 0810.560.110
Mechelen · Eq €1,617,495
Brabamij Infra
BE 0831.923.864
Mechelen · Eq €1,737,628
NIDO ALGEMENE ONDERNEMINGEN
BE 0440.170.855
Zele · Eq €1,606,592
Of 1,825 companies in sector 42220 we hold annual accounts for 958. 325 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-09-2011
Fiscal year end30-06
Legal name NL
PTM infra
Activities, NACEBEL 2025
42220Construction of utility projects for electricity and telecommunications
71121Engineering and related technical consultancy, excluding land surveyors
25530Machining of metals
26300Manufacture of computer, electronic and optical products
42110Construction of roads and motorways
43990Other specialised construction activities
74999Other professional, scientific and technical activities
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.