Futureo Consulting
ActiveThe computed 12-month bankruptcy probability of Futureo Consulting is 5.3% (elevated). The 2025 annual accounts show negative equity (€-9k) and a net result of €-1k. Equity is shrinking by ~39.2% per year across the filed fiscal years. The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
13
/ 100
Critical
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0=
Solvency0=
Growth58=
Track record94
Bankruptcy probability, 12 months
5.3%
Elevated
0%0.5%1.5%4%10%≥ 25%
No credit on open account
balance sheet total too small for a liquidity verdict, and equity is negative.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Age of the figures
Age of the figures
9 mo
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
2122232425
2021 to 2025 · latest year €-9k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-07-2026, 11 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
11 d early
2024
12 d late
2023
23 d early
2022
52 d late
2021
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€-9k▼ 20.3%
2024 · €-7k
2021: €-45
2022: €-4k
2023: €-5k
2024: €-7k
2021 → 2025
Total assets
€3k▲ 20.4%
2024 · €3k
2021: €11k
2022: €9k
2023: €2k
2024: €3k
2021 → 2025
Net result
€-1k▲ 32.0%
2024 · €-2k
2021: €-4k
2022: €-4k
2023: €-1k
2024: €-2k
2021 → 2025
Working capital
€-9k▼ 20.3%
2024 · €-7k
2021: €-45
2022: €-4k
2023: €-5k
2024: €-7k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-45-€-4k▼ 7,867%€-5k▼ 41.1%€-7k▼ 42.6%€-9k▼ 20.3%
Operating result€-4k-€-4k▲ 11.4%€-2k▲ 54.9%€-2k▼ 42.9%€-2k▲ 29.0%
Net result€-4k-€-4k▲ 11.6%€-1k▲ 58.4%€-2k▼ 46.3%€-1k▲ 32.0%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €2k in 2025 against €2k in 2024; the loss shrinks.
Key figures and ratios
Debt
€12k▲
2024 · €10k
Debt ≤ 1 year
€12k▲
2024 · €10k
Ratios withheld: a balance sheet total of €3k is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€3k€3k▲
Current assets29/58€3k€3k▲
Amounts receivable within one year40/41€3k€3k▲
Other amounts receivable41€3k€3k▲
Cash at bank and in hand54/58€186€98▼
Equity and liabilities
Total equity and liabilities10/49€3k€3k▲
Equity10/15€-7k€-9k▼
Contributions10/11€4k€4k=
Profit (loss) carried forward14€-11k€-13k▼
Amounts payable17/49€10k€12k▲
Amounts payable within one year42/48€10k€12k▲
Financial debts43€0-
Credit institutions430/8€0-
Trade debts44€3k€4k▲
Suppliers440/4€3k€4k▲
Other amounts payable47/48€7k€9k▲
Income statement
Code20242025
Other operating charges640/8€583€603▲
Gross operating margin9900€-2k€-1k▲
Operating profit (loss)9901€-2k€-2k▲
Financial income75/76B€156€162▲
Recurring financial income75€156€162▲
Financial charges65/66B€20€0▼
Recurring financial charges65€20€0▼
Profit (loss) for the period before taxes9903€-2k€-1k▲
Profit (loss) for the period9904€-2k€-1k▲
Profit (loss) for the period to be appropriated9905€-2k€-1k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-11k€-13k▼
Profit (loss) brought forward from the previous period14P€-9k€-11k▼
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
12-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 12 days late
2024
08-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
21-09
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 52 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 31 days late
NBB filing
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lochristi · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Antwerpse Steenweg 439080 LochristiGround area
721 m²
Building footprint
300 m²
Volume, LiDAR
2,048 m³
Parcel 44034C0992/00V003, Flanders · tallest building 12.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Futureo Consulting
since 20202.310.448.344
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44034C0992/00V003 | Flanders | 721 m² | 1 · 300 m² | 12.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-12-2020
Fiscal year end31-12
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:09/228.33.23