Equity
€291,196 ▲ 9.2%
FORTITUDO has made a profit without a break since 2010.
FORTITUDO
Lifetime
20 annual accounts with figures on one time axis, 21 filings since 2005peak €55,781 (2022)
€34,360▼ 30.9%
lowest -€1,394 (2007)
€25,174▼ 19.8%
peak €291,196 (2025)
€291,196▲ 9.2%
€49,183▲ 20.5%
Board1 name since 2021
1 directorSCHEURWEGS Werner
Documentsfilings and deeds
20-07-202611 days before the deadline
2025micro format
Gross margin from €49,753 to €34,360Dividend €750Debts from €40,825 to €49,183Cash from €193,038 to €293,541
Key points
from the 2025 annual accountsInvestments
€2,539 9.0 × depreciation
Green is investment, beige is depreciation.
Filings
21 annual accounts since 2005
The last five annual accounts were filed 11 to 60 days before the end of the period.
Checked score
96
Excellent
Financially stronger than 66% of micro companies in computer programming and consultancy (NACE 62)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 25,925 companies (NACE 62, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%
01-2025: < 0.1%● unchanged vs 12-2024
02-2025: < 0.1%● unchanged vs 01-2025
03-2025: < 0.1%● unchanged vs 02-2025
04-2025: < 0.1%● unchanged vs 03-2025lowest value
05-2025: < 0.1%● unchanged vs 04-2025
06-2025: < 0.1%● unchanged vs 05-2025
07-2025: < 0.1%● unchanged vs 06-2025highest value
08-2025: < 0.1%● unchanged vs 07-2025
09-2025: < 0.1%● unchanged vs 08-2025
10-2025: < 0.1%● unchanged vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: < 0.1%● unchanged vs 04-2026
06-2026: < 0.1%● unchanged vs 05-2026
07-2026: < 0.1%● unchanged vs 06-2026
08-2026: < 0.1%● unchanged vs 07-2026
09-2026: < 0.1%● unchanged vs 08-2026
10-2026: < 0.1%● unchanged vs 09-2026
11-2026: < 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
lowers risk
Liquidity: current ratio 6.87, cash €293,541
Equity €291,196 (85.6% of total assets)
Sector: Computer programming, consultancy and related activities (NACE 62)
Size: total assets €340,378
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 85% of them on solvency, 88% on liquidity, 37% on profitability and 55% on growth.
The bankruptcy probability was computed on 06-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 31,368 companies had the same profile as FORTITUDO has now. Each dot stands for 79 companies, two years later.
93.5%
were still trading
5.9%
stopped another way
0.5%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of FORTITUDO itself: < 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 31,368 companies, not a prediction for FORTITUDO. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €25,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 6.87 (7.53 in 2024), above the usual 1.5. Short-term debt is 14.4% and cash 86.2% of total assets. 14.4% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
5 signals, none raises the risk
Five signals.
lowers riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-07-2026, 11 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
11 days early
2024
12 days early
2023
13 days early
2022
58 days early
2021
60 days early
2020
66 days early
2019
74 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 42 days before the deadline. In the sector (NACE 62), the median for financial year 2024 was 9 days before the deadline, and 33% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 19 July (4 of the last 5 accounts filed within 46 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
07-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0865697086
Change of role: SCHEURWEGS Werner, from manager to director
“Het adviseren en begeleiden van bedrijven,privépersonen en instellingen;het optreden als studie-,advies- en…” (deed in Dutch) · Director discharge: SCHEURWEGS Werner · Gazette deed
Registered office moved from Koersel to Westerio
New registered office: De Reid 68, 2260 Westerio · Previous registered office: Mouterijstraat 37, 3582 Koersel · Board meeting of 25-09-2020 · Gazette deed
First establishment
De Reid 68, Westerlo
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| FORTITUDO Westerlo | €340,378 | €34,360 | 85.6% | - |
| ACCESS DENIED Grobbendonk | €346,574 | €33,506 | 76.0% | - |
| HPPO Brecht | €294,430 | €32,061 | 76.1% | 0 |
| AD INFINITUM BI Auderghem | €324,245 | €36,402 | 49.3% | - |
| CAP 47 Zonnebeke | €296,687 | €32,636 | 78.0% | - |
| DATATIM Hasselt | €393,941 | €31,603 | 18.6% | - |
| TRACIT Mechelen | €342,271 | €28,885 | 57.5% | - |
These companies have the same main activity as FORTITUDO: computer consultancy and computer facilities management (NACE 62200). They are comparable in size and age: total assets between €294,000 and €394,000, founded between 2003 and 2006.
Official details
Source: KBO- Status
- Active since 09-06-2004Normal situation
- Activity
- Computer consultancy and computer facilities managementNACE 62200
- Establishment unit
- 2.144.033.7582260 Westerlo, since 15-12-2004
- Financial year end
- 31 December
- Peppol
- Reachable since 05-10-2025
Annual accounts 2025
- ≈ €110,000estimated
- €340,378▲ 10.7%
- Filing
- Filed on 20-07-2026, 11 days before the end of the filing period
Insights on FORTITUDO
FORTITUDO files the micro format. That format states no turnover. The gross margin rose from €704 in 2006 to €34,360 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about FORTITUDO
- What is the company number of FORTITUDO?
- The company number of FORTITUDO is 0865.697.086. The VAT number is the same number with BE in front: BE 0865.697.086.
- Where is FORTITUDO based?
- The registered office is at De Reid 68, 2260 Westerlo.Company details
- What does FORTITUDO do?
- According to the KBO register, the main activity is computer consultancy and computer facilities management (NACE 62200).
- What is the legal form of FORTITUDO?
- FORTITUDO is a private limited company (BV).
- When was FORTITUDO founded?
- FORTITUDO was founded on 09-06-2004.
- Is FORTITUDO still active?
- Yes, FORTITUDO is an active enterprise in the KBO register.
- What is the turnover of FORTITUDO?
- The turnover in financial year 2025 is ≈ €110,000. This figure is estimated from the gross margin of €34,360 and 63 comparable companies (NACE 62200). It probably lies between €94,000 and €160,000.Financials
- Is FORTITUDO profitable?
- In financial year 2025, FORTITUDO made a profit of €25,174.
- Where can I find the annual accounts of FORTITUDO?
- FORTITUDO filed 21 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of FORTITUDO due?
- FORTITUDO must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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