Equity
€1.3m ▼ 3.7%
F.L.M.P. INVEST paid out €126,000 in dividends. That is 165% of the 2025 profit.
F.L.M.P. INVEST
Lifetime
19 annual accounts with figures on one time axis, 31 filings since 1995peak €395,979 (2013)
€87,521▼ 5.9%
peak €365,984 (2013)
€76,518▲ 13.9%
peak €1.3m (2024)
€1.3m▼ 3.7%
€132,674▲ 80.1%
Board1 name since 2023
1 directorMAES Paul Roger Alberta
Documentsfilings and deeds
09-03-2026144 days before the deadline
2025micro format
Dividend €126,000Debts from €73,674 to €132,674
Key points
from the 2025 annual accountsChecked score
95
Excellent
Financially stronger than 62% of micro companies without a NACE code
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%lowest value
01-2025: < 0.1%● unchanged vs 12-2024
02-2025: < 0.1%● unchanged vs 01-2025
03-2025: < 0.1%● unchanged vs 02-2025
04-2025: < 0.1%● unchanged vs 03-2025
05-2025: < 0.1%● unchanged vs 04-2025
06-2025: < 0.1%● unchanged vs 05-2025
07-2025: < 0.1%● unchanged vs 06-2025
08-2025: < 0.1%● unchanged vs 07-2025
09-2025: < 0.1%● unchanged vs 08-2025
10-2025: < 0.1%● unchanged vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026highest value
05-2026: < 0.1%● unchanged vs 04-2026highest value
06-2026: < 0.1%● unchanged vs 05-2026highest value
07-2026: < 0.1%● unchanged vs 06-2026highest value
08-2026: < 0.1%● unchanged vs 07-2026highest value
09-2026: < 0.1%● unchanged vs 08-2026highest value
10-2026: < 0.1%● unchanged vs 09-2026highest value
11-2026: < 0.1%● unchanged vs 10-2026highest value
Financial strengthStrong
Score breakdown
lowers risk
Size: total assets €1.4m
Equity €1.3m (90.7% of total assets)
Liquidity: current ratio 6.58, cash €361,463
Figures for financial year 2025 (filed on 09-03-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro). It does better than 81% of them on solvency, 74% on liquidity, 58% on profitability and 33% on growth.
The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 20,137 companies had the same profile as F.L.M.P. INVEST has now. Each dot stands for 51 companies, two years later.
95.1%
were still trading
4.7%
stopped another way
0.2%
went bankrupt
That fits the bankruptcy probability of F.L.M.P. INVEST itself: < 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 20,137 companies, not a prediction for F.L.M.P. INVEST. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €120,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 6.58 (11.72 in 2024), above the usual 1.5. Short-term debt is 9.3% and cash 25.5% of total assets. 9.3% of the assets are financed with debt and provisions.
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Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
5 signals, none raises the risk
Five signals.
lowers riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-03-2026, 144 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
144 days early
2024
140 days early
2023
2 days early
2022
31 days early
2021
2 days early
2020
12 days early
2019
122 days early
← before the deadline
after the deadline →
tick = median of all Belgian filings
The company filed its last 7 accounts on average 65 days before the deadline. The Belgian median for financial year 2024 was 4 days before the deadline, and 38% of all filings were late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 30 June (4 of the last 5 accounts filed within 109 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- MAES Paul Roger Alberta all the sharesdeed of 28-09-2023
Shares in 1 company, MAES KOFFIE
Board & ownershipRecent changes
Resignation: MAES Paul Roger Alberta (manager)
Reappointment: MAES Paul Roger Alberta (director) · MAES Paul Roger Alberta holds all the shares · Legal-form conversion: from partnership limited by shares to private limited company · General meeting of 26-09-2023 · Gazette deed
Registered office moved within Hasselt
New registered office: Berenbroekstraat 9 te 3500 Hasselt · Previous registered office: Luikersteenweg 244 F te 3500 Hasselt · Appointment: Maes Paul (successor manager) · General meeting of 01-08-2019 · Gazette deed
First establishment
Berenbroekstraat 9, Hasselt
Incorporation
published on 27-01-1995 · Gazette deed
Official details
Source: KBO- Status
- Active since 30-12-1994Normal situation
- Activity
- “A)het verwerven,door inschrijving of aankoop en het beheren van aandelen,obligaties,kasbons of andere roerende waarden,van…” (deed in Dutch)From the articles, 11 activitiesNo NACE code in the KBO yet
- Establishment unit
- 2.070.215.7683500 Hasselt, since 08-02-1995
- Financial year end
- 31 December
- Peppol
- Not found in the Peppol Directory
Annual accounts 2025
- ≈ €260,000estimated
- €1.4m▲ 0.7%
- Filing
- Filed on 09-03-2026, 144 days before the end of the filing period
Insights on F.L.M.P. INVEST
F.L.M.P. INVEST files the micro format. That format states no turnover. The gross margin rose from €71,368 in 2007 to €87,521 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about F.L.M.P. INVEST
- What is the company number of F.L.M.P. INVEST?
- The company number of F.L.M.P. INVEST is 0454.264.163. The VAT number is the same number with BE in front: BE 0454.264.163.
- Where is F.L.M.P. INVEST based?
- The registered office is at Berenbroekstraat 9, 3500 Hasselt.Company details
- What is the legal form of F.L.M.P. INVEST?
- F.L.M.P. INVEST is a private limited company (BV).
- When was F.L.M.P. INVEST founded?
- F.L.M.P. INVEST was founded on 30-12-1994.
- Is F.L.M.P. INVEST still active?
- Yes, F.L.M.P. INVEST is an active enterprise in the KBO register.
- What is the turnover of F.L.M.P. INVEST?
- The turnover in financial year 2025 is ≈ €260,000. This figure is estimated from the gross margin of €87,521 and 2,665 comparable companies of the same size. It probably lies between €170,000 and €460,000. It is a rough estimate.Financials
- Is F.L.M.P. INVEST profitable?
- In financial year 2025, F.L.M.P. INVEST made a profit of €76,518.
- Where can I find the annual accounts of F.L.M.P. INVEST?
- F.L.M.P. INVEST filed 31 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of F.L.M.P. INVEST due?
- F.L.M.P. INVEST must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
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