FLEUR
ActiveFLEUR has been active since 1997 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €5.51M and a net result of €1.83M. Equity is growing by ~5.5% per year across the filed fiscal years. Its solvency ranks better than 47% of 4860 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
69
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability71▼-2
Solvency68▲+6
Growth72=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €380k at 30 days acceptable
Liquidity ample (current ratio 1.64 against 1.57 in 2024; short-term debt: 54.6% and cash: 18.6% of total assets), but 56.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
43.3%
Return on assets
14.4%
Age of the figures
14 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-07-2025 was due by 28-02-2026 and was filed on 29-01-2026, 30 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
30 d early
2024
9 d early
2023
6 d early
2022
18 d early
2021
20 d early
2020
19 d early
2019
17 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-07-2026 and is due by 28-02-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-07-2026 close21-09-2026 today28-02-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
€58.85M▲ 7.2%
2024 · €54.89M
2019: €36.31M
2020: €36.13M
2021: €51.12M
2022: €53.62M
2023: €54.04M
2024: €54.89M
2019 → 2025
EBIT margin
4.1%▼ 0.3pp
2024 · 4.4%
2019: 4.3%
2020: 4.5%
2021: 7.7%
2022: 5.9%
2023: 6.1%
2024: 4.4%
2019 → 2025
Net result
€1.83M▼ 17.3%
2024 · €2.21M
2019: €1.25M
2020: €1.17M
2021: €3.37M
2022: €2.57M
2023: €2.80M
2024: €2.21M
2019 → 2025
Working capital
€4.41M▼ 2.2%
2024 · €4.51M
2019: €3.77M
2020: €3.86M
2021: €5.05M
2022: €6.13M
2023: €7.74M
2024: €4.51M
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€51.12M-€53.62M▲ 4.9%€54.04M▲ 0.8%€54.89M▲ 1.6%€58.85M▲ 7.2%
Equity€5.58M-€6.95M▲ 24.5%€8.63M▲ 24.1%€5.16M▼ 40.2%€5.51M▲ 6.8%
Operating result€3.93M-€3.19M▼ 18.9%€3.30M▲ 3.4%€2.40M▼ 27.3%€2.40M▲ 0.1%
Net result€3.37M-€2.57M▼ 23.8%€2.80M▲ 8.9%€2.21M▼ 20.9%€1.83M▼ 17.3%
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 0% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €12.73M
Fixed assets
€1.37M▲ 1.8%
Current assets
€11.36M▼ 8.9%
Equity and liabilities €12.73M
Equity
€5.51M▲ 6.8%
Provisions
€42k▼ 88.6%
Debt
€7.18M▼ 13.4%
The debt ratio falls from 60.0% to 56.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€2.82M▲
2024 · €2.75M
Cash flow
€2.25M▼
2024 · €2.56M
Solvency
43.3%▲
2024 · 37.3%
Current ratio
1.64▲
2024 · 1.57
Quick ratio
1.42▲
2024 · 1.38
Debt / equity
1.30▼
2024 · 1.61
ROE
33.2%▼
2024 · 42.9%
ROA
14.4%▼
2024 · 16.0%
Interest coverage
41.39▲
2024 · 34.30
Debt
€7.18M▼
2024 · €8.29M
Debt ≤ 1 year
€6.95M▼
2024 · €7.96M
Income taxes
€559k▼
2024 · €629k
Staff costs
€6.89M▲
2024 · €6.11M
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€13.82M€12.73M▼
Fixed assets21/28€1.35M€1.37M▲
Intangible fixed assets21€8k€5k▼
Tangible fixed assets22/27€1.33M€1.36M▲
Plant, machinery and equipment23€266k€382k▲
Furniture and vehicles24€455k€321k▼
Other tangible fixed assets26€607k€656k▲
Financial fixed assets28€11k€8k▼
Other financial fixed assets284/8€11k€8k▼
Amounts receivable and cash guarantees285/8€11k€8k▼
Current assets29/58€12.47M€11.36M▼
Stocks and contracts in progress3€1.49M€1.52M▲
Stocks30/36€1.49M€1.52M▲
Goods purchased for resale34€1.49M€1.52M▲
Amounts receivable within one year40/41€4.79M€4.89M▲
Trade receivables40€3.60M€3.33M▼
Other amounts receivable41€1.20M€1.56M▲
Current investments50/53€1.20M€2.50M▲
Other investments51/53€1.20M€2.50M▲
Cash at bank and in hand54/58€4.91M€2.36M▼
Deferred charges and accrued income490/1€86k€86k▼
Equity and liabilities
Total equity and liabilities10/49€13.82M€12.73M▼
Equity10/15€5.16M€5.51M▲
Contributions10/11€540k€540k=
Capital10€540k€540k=
Issued capital100€540k€540k=
Reserves13€408k€408k=
Non-distributable reserves130/1€54k€54k=
Legal reserve130€54k€54k=
Distributable reserves133€354k€354k=
Profit (loss) carried forward14€4.21M€4.56M▲
Provisions and deferred taxes16€366k€42k▼
Provisions for liabilities and charges160/5€366k€42k▼
Pensions and similar obligations160€21k€22k▲
Other liabilities and charges164/5€345k€20k▼
Amounts payable17/49€8.29M€7.18M▼
Amounts payable within one year42/48€7.96M€6.95M▼
Trade debts44€1.45M€1.55M▲
Suppliers440/4€1.45M€1.55M▲
Taxes, remuneration and social security45€807k€847k▲
Taxes450/3€134k€80k▼
Remuneration and social security454/9€673k€767k▲
Other amounts payable47/48€5.71M€4.55M▼
Accrued charges and deferred income492/3€333k€235k▼
Income statement
Code20242025
Operating income70/76A€55.10M€59.09M▲
Turnover70€54.89M€58.85M▲
Own construction capitalised72€22k-
Other operating income74€184k€238k▲
Non-recurring operating income76A€1k€826▼
Operating charges60/66A€52.70M€56.69M▲
Goods for resale, raw materials and consumables60€35.61M€38.31M▲
Purchases600/8€35.72M€38.34M▲
Change in stocks: decrease (increase)609€-115k€-32k▲
Services and other goods61€10.39M€11.24M▲
Remuneration, social security and pensions62€6.11M€6.89M▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€350k€421k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€2k€128k▲
Provisions for liabilities and charges: additions (uses and reversals)635/8€96k€-324k▼
Other operating charges640/8€111k€22k▼
Non-recurring operating charges66A€33k€5k▼
Operating profit (loss)9901€2.40M€2.40M▲
Financial income75/76B€697k€400k▼
Recurring financial income75€507k€377k▼
Income from current assets751€158k€97k▼
Other financial income752/9€349k€279k▼
Non-recurring financial income76B€190k€23k▼
Financial charges65/66B€251k€408k▲
Recurring financial charges65€234k€405k▲
Debt charges650€80k€68k▼
Other financial charges652/9€153k€337k▲
Non-recurring financial charges66B€18k€3k▼
Profit (loss) for the period before taxes9903€2.84M€2.39M▼
Income taxes67/77€629k€559k▼
Taxes670/3€629k€559k▼
Profit (loss) for the period9904€2.21M€1.83M▼
Profit (loss) for the period to be appropriated9905€2.21M€1.83M▼
Appropriation of the result
Profit (loss) to be appropriated9906€9.90M€6.04M▼
Profit (loss) brought forward from the previous period14P€7.68M€4.21M▼
Profit to be distributed694/7€5.69M€1.48M▼
Return on contributions (dividend)694€5.35M€1.35M▼
Directors or managers695€335k€132k▼
Social balance
Average headcount (FTE)908784.2106.7▲
The notes to these accounts (75 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-01
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
19-02
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
23-02
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
10-02
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
08-02
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
31-07
Financial
Highest result since 2019net €3.37M ▲188%
Operating result €3.93M, net result €3.37M, both a record.
31-07
Financial
Equity above €5MEq €5.58M ▲32.6%
3 profitable years in a row build equity to €5.58M.
09-02
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
31-07
Financial
Weakest financial yearnet €1.17M ▼6.7%
Net result drops to €1.17M, the lowest in the series; recovery starts the following year.
12-02
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
29-01
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
08-02
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
23-02
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
14 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zonnebeke · 1 establishment unit since 1998
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Proostdiestraat 178980 ZonnebekeGround area
11.9 ha
Building footprint
3.5 ha
Volume, LiDAR
188,160 m³
Parcel 33001D0240/00G000, Flanders · tallest building 10.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
F.L.E.U.R.
since 19982.081.170.731
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 33001D0240/00G000 | Flanders | 11.9 ha | 1 · 3.5 ha | 10.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 12 entries · 67,695 EUR awarded · 63,399 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 2 | 12,185 EUR | 10,122 EUR |
| 2024 | 3 | 8,117 EUR | 13,758 EUR |
| 2023 | 4 | 9,218 EUR | 31,344 EUR |
| 2022 | 3 | 38,175 EUR | 8,175 EUR |
Schemes
Subsidies laadpalen (Relance)
Subsidies voor internationaal ondernemen
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Vlaams opleidingsverlof (VOV)
Recognitions · licences · registrations
Food safety, FASFC
1 siteZonnebeke2.081.170.731
Legal Entity Identifier
549300Y1780JJ2AETK56
Similar companies · same sector, comparable size
Rijmenants
BE 0421.162.716
Zandhoven · Eq €5.54M
ETABLISSEMENTEN VERMEULEN
BE 0443.835.970
Lubbeek · Eq €5.73M
DONCK NV
BE 0449.071.693
Roeselare · Eq €5.83M
VAN DER VENNET
BE 0432.517.753
Brugge · Eq €5.05M
TROPIFLORA
BE 0479.196.727
De Panne · Eq €6.43M
Of 552 companies in sector 46220 we hold annual accounts for 307. 87 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded25-03-1997
Fiscal year end31-07
Activities, NACEBEL
46220Wholesale trade
01123
01301Crop and animal production, hunting and related service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 28 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
General meetings
1 convocationExtraordinary general meeting
Agenda
1. Verslag raad van bestuur. 2. Goedkeuring jaar- rekening per 31 augustus 2005. 3. Bestemming resultaat. 4. Kwijting bestuurders. 5. Benoeming bestuurders. Zich richten naar de statu- ten. (661) Vast & Zeker, naamloze vennootschap, Polderbaan 62, 9400 Ninove Ondernemingsnummer 0474.614.367 — RPR Aalst De aandeelhouders worden verzocht de algemene vergadering bij te wonen op 27 januari 2006, om 18 uur. — Agenda : 1. Verslagen raad van bestuur. 2. Goedkeuring jaarrekening per 30 september 2005. 3. Bestemming resultaat. 4. Kwijting bestuurders. 5. Bestuurders : benoemingen/ontslagnemingen. 6. Varia. (662) Mod-Elle, naamloze vennootschap, Neringstraat 1, 8370 Blankenberge Ondernemingsnummer 042 ...