Equity
€588,670 from €6.8m in 2015
Equity fell by 91% in 10 years.
Fl. Heynen en Co.
Lifetime
18 annual accounts with figures on one time axis, 49 filings since 1977peak €20.0m (2011)
-not published
lowest -€217,271 (2019)
-€28,663▲ €49,734
peak €6.8m (2015)
€588,670▼ 4.6%
€663,226▲ 16.7%
peak 50.3 FTE (2013)
-not published
Board2 names since 2020
1 directorFLOREYN
Owners3 names in the annual accounts
Documentsfilings and deeds
27-05-202665 days before the deadline
2025abbreviated format
Gross margin from €6,248 to -€30,225Loss of €28,663Debts from €568,349 to €663,226Cash from €9,613 to €12,652
Key points
from the 2025 annual accountsChecked score
92
Excellent
Financially stronger than 34% of micro companies in real estate (NACE 68)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.2% across 26,626 companies (NACE 68, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.2%
01-2025: 0.2%● unchanged vs 12-2024
02-2025: 0.2%● unchanged vs 01-2025
03-2025: 0.2%● unchanged vs 02-2025
04-2025: 0.2%● unchanged vs 03-2025
05-2025: 0.2%● unchanged vs 04-2025highest value
06-2025: 0.2%● unchanged vs 05-2025
07-2025: 0.1%▼ -0.1 percentage points vs 06-2025
08-2025: 0.1%● unchanged vs 07-2025
09-2025: 0.1%● unchanged vs 08-2025
10-2025: 0.1%● unchanged vs 09-2025
11-2025: 0.1%● unchanged vs 10-2025
12-2025: 0.1%● unchanged vs 11-2025
01-2026: 0.1%● unchanged vs 12-2025
02-2026: 0.1%● unchanged vs 01-2026
03-2026: 0.1%● unchanged vs 02-2026
04-2026: 0.1%● unchanged vs 03-2026
05-2026: 0.1%● unchanged vs 04-2026
06-2026: 0.1%● unchanged vs 05-2026lowest value
07-2026: 0.1%● unchanged vs 06-2026lowest value
08-2026: 0.1%● unchanged vs 07-2026lowest value
09-2026: 0.1%● unchanged vs 08-2026lowest value
10-2026: 0.1%● unchanged vs 09-2026lowest value
11-2026: 0.1%● unchanged vs 10-2026lowest value
Financial strengthWeak
Score breakdown
raises risk
Liquidity: current ratio 0.02, cash €12,652
Loss of €28,663, the second in a row (financial year 2025)
lowers risk
Size: total assets €1.3m
Figures for financial year 2025 (filed on 29-05-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 62% of them on solvency, 19% on liquidity, 22% on profitability and 35% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 8,617 companies had the same profile as Fl. Heynen en Co. has now. Each dot stands for 22 companies, two years later.
94.2%
were still trading
5.2%
stopped another way
0.4%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of Fl. Heynen en Co. itself: 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 8,617 companies, not a prediction for Fl. Heynen en Co.. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €50,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.02 (0.03 in 2024), below 1. Short-term debt is 52.4% and cash 1% of total assets. 53.5% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year -€28,663
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-05-2026, 65 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
65 days early
2024
64 days early
2023
64 days early
2022
61 days early
2021
40 days early
2020
18 days early
2019
29 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 49 days before the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 29 May (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- FLOREYN 100%equity €8.8m (2025) · 2025 annual accounts of FLOREYN
- CELSIUS GROUP 0.02%annual accounts 2019
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0413123592
1 director appointed, 2 reappointments
Reappointments: JelinaBV (mandate) and GroupHeynenNV (mandate) · Permanent representatives: BoonenDidier and HeynenDanielle · Appointment: JelinaBV (managing director) · General meeting of 30-06-2020 · Gazette deed
Registered office moved from Lier to Schilde
New registered office: Boerendreef 4, 2970 Schilde · Previous registered office: Kelderveld 39, 2500 Lier · Permanent representative: Boonen Didier · Board meeting of 19-02-2019 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| Fl. Heynen en Co. Schilde | €1.3m | -€30,225 | 46.5% | - |
| Sigoma Bruges | €1.6m | €585 | 69.6% | 0.1 |
| URBAN ESTATES Edegem | €1.7m | -€7,232 | 81.3% | - |
| D.R. Zoersel | €1.2m | -€10,759 | 40.7% | - |
| Zakenkantoor KUSSé Schoten | €1.8m | -€58,167 | 93.2% | - |
| BERSAL Zwevegem | €1.4m | -€69,571 | 94.6% | - |
| DE MOLENSTEEN Vilvoorde | €1.0m | -€52,496 | 41.2% | - |
These companies have the same main activity as Fl. Heynen en Co.: renting and operating of own or leased non-residential real estate, excluding land (NACE 68203). They are comparable in size and age: total assets between €1m and €1.8m, founded between 1976 and 1990.
Official details
Source: KBO- Status
- Active since 29-03-1973Normal situation
- Activity
- Renting and operating of own or leased non-residential real estate, excluding landNACE 68203
- Establishment unit
- 2.008.289.7802970 Schilde, since 01-06-1973
- Financial year end
- 31 December
- Peppol
- Reachable since 22-10-2025
Annual accounts 2025
- €1.3m▼ 1.6%
- Filing
- Filed on 27-05-2026, 65 days before the end of the filing period
Insights on Fl. Heynen en Co.
Fl. Heynen en Co. has been active since 1973 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €588,670 and a net result of -€28,663.
Equity has been shrinking by about 10% per year since 2018. Its solvency ranks better than 63% of 11,299 sector peers (NACE 68, financial year 2025).
The computed 12-month bankruptcy probability is 0.1% (very low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about Fl. Heynen en Co.
- What is the company number of Fl. Heynen en Co.?
- The company number of Fl. Heynen en Co. is 0413.123.592. The VAT number is the same number with BE in front: BE 0413.123.592.
- Where is Fl. Heynen en Co. based?
- The registered office is at Boerendreef 4, 2970 Schilde.Company details
- What does Fl. Heynen en Co. do?
- According to the KBO register, the main activity is renting and operating of own or leased non-residential real estate, excluding land (NACE 68203).
- What is the legal form of Fl. Heynen en Co.?
- Fl. Heynen en Co. is a public limited company (NV).
- When was Fl. Heynen en Co. founded?
- Fl. Heynen en Co. was founded on 29-03-1973.
- Is Fl. Heynen en Co. still active?
- Yes, Fl. Heynen en Co. is an active enterprise in the KBO register.
- What is the turnover of Fl. Heynen en Co.?
- The annual accounts for financial year 2025 state no turnover. In financial year 2019 turnover was €0.Financials
- Is Fl. Heynen en Co. profitable?
- In financial year 2025, Fl. Heynen en Co. made a loss of €28,663.
- Where can I find the annual accounts of Fl. Heynen en Co.?
- Fl. Heynen en Co. filed 49 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of Fl. Heynen en Co. due?
- Fl. Heynen en Co. must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check Compare this company with its sector.Sector benchmark See what changed in the latest annual accounts.What changed
See how customers, suppliers and banks see your own company and what to improve first.