Finterior is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2026 annual accounts show equity of €2.13M and a net result of €145k. Equity remains stable across the filed fiscal years (±0.1% per year). Its solvency ranks better than 36% of 235 sector peers (fiscal year 2026). The company has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Growing equity
Reported equity is higher than in 2024 and did not fall compared with 2025. These amounts do not establish the cause of the change.
NBB · annual accounts 2026Equity per financial year
1819202123242526
2018 to 2026 · latest year €2.13M
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 03-09-2026, 58 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2026
58 d early
2025
51 d early
2024
34 d early
2023
20 d early
2021
61 d late
2020
31 d late
2019
91 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-03-2027 close31-10-2027 deadline
Financials · fiscal year 2026, full schema
Equity
€2.13M▲ 7.3%
2025 · €1.98M
2018: €1.90M
2019: €2.19M
2020: €2.51M
2021: €2.81M
2023: €1.57M
2024: €1.76M
2025: €1.98M
2018 → 2026
Net result
€145k▼ 34.0%
2025 · €220k
2018: €-3k
2019: €293k
2020: €322k
2021: €301k
2023: €622k
2024: €189k
2025: €220k
2018 → 2026
Total assets
€4.61M▲ 7.4%
2025 · €4.29M
2018: €4.19M
2019: €4.10M
2020: €3.98M
2021: €4.32M
2023: €4.28M
2024: €4.33M
2025: €4.29M
2018 → 2026
Solvency
46.2%=
2025 · 46.2%
2018: 45.3%
2019: 53.4%
2020: 63.2%
2021: 65.1%
2023: 36.7%
2024: 40.7%
2025: 46.2%
2018 → 2026
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212023202420252026Trend
Turnover€486k-€608k▲ 25.0%€726k▲ 19.5%€726k=€726k=
Equity€2.81M-€1.57M▼ 44.1%€1.76M▲ 12.0%€1.98M▲ 12.5%€2.13M▲ 7.3%
Operating result€151k-€177k▲ 16.7%€311k▲ 76.1%€353k▲ 13.5%€262k▼ 25.8%
Net result€301k-€622k▲ 106%€189k▼ 69.6%€220k▲ 16.1%€145k▼ 34.0%
Result per fiscal year
Operating resultNet result
The operating result falls in 2026; 2026 is 26% below 2025.
Balance-sheet composition
2026 in colour, 2025 as the grey bar beneath
Assets €4.61M
Fixed assets
€3.60M=
Current assets
€1.00M▲ 45.8%
Equity and liabilities €4.61M
Equity
€2.13M▲ 7.3%
Debt
€2.48M▲ 7.4%
The debt ratio stays at 53.8%.
Key figures and ratios
Solvency
46.2%=
2025 · 46.2%
ROE
6.8%▼
2025 · 11.1%
ROA
3.1%▼
2025 · 5.1%
Debt
€2.48M▲
2025 · €2.31M
Debt ≤ 1 year
€2.48M▲
2025 · €2.31M
Income taxes
€49k▼
2025 · €73k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2026 against 2025
Balance sheet
Code20252026
Assets
Total assets20/58€4.29M€4.61M▲
Fixed assets21/28€3.60M€3.60M=
Financial fixed assets28€3.60M€3.60M=
Affiliated companies280/1€3.60M€3.60M=
Participating interests280€3.60M€3.60M=
Amounts receivable281€0-
Current assets29/58€689k€1.00M▲
Stocks and contracts in progress3€0€0=
Amounts receivable within one year40/41€209k€592k▲
Trade receivables40€182k€505k▲
Other amounts receivable41€28k€87k▲
Current investments50/53€400k€400k=
Own shares50€400k€400k=
Cash at bank and in hand54/58€79k€12k▼
Deferred charges and accrued income490/1-€97
Equity and liabilities
Total equity and liabilities10/49€4.29M€4.61M▲
Equity10/15€1.98M€2.13M▲
Contributions10/11€500k€500k=
Capital10€500k€500k=
Issued capital100€500k€500k=
Reserves13€1.48M€1.63M▲
Non-distributable reserves130/1€450k€450k=
Legal reserve130€50k€50k=
Own shares acquired1312€400k€400k=
Distributable reserves133€1.03M€1.18M▲
Amounts payable17/49€2.31M€2.48M▲
Amounts payable within one year42/48€2.31M€2.48M▲
Current portion of amounts payable after more than one year42€0-
Trade debts44€38k€105k▲
Suppliers440/4€38k€105k▲
Taxes, remuneration and social security45€11k€0▼
Taxes450/3€11k€0▼
Other amounts payable47/48€2.26M€2.37M▲
Accrued charges and deferred income492/3€0-
Income statement
Code20252026
Operating income70/76A€731k€742k▲
Turnover70€726k€726k=
Other operating income74€5k€16k▲
Operating charges60/66A€378k€480k▲
Services and other goods61€376k€479k▲
Other operating charges640/8€1k€1k▲
Operating profit (loss)9901€353k€262k▼
Financial income75/76B€338€0▼
Recurring financial income75€338€0▼
Income from current assets751€338€0▼
Other financial income752/9€0-
Financial charges65/66B€60k€68k▲
Recurring financial charges65€60k€68k▲
Debt charges650€59k€67k▲
Other financial charges652/9€2k€2k▲
Profit (loss) for the period before taxes9903€293k€193k▼
Income taxes67/77€73k€49k▼
Taxes670/3€73k€49k▼
Profit (loss) for the period9904€220k€145k▼
Profit (loss) for the period to be appropriated9905€220k€145k▼
Appropriation of the result
Profit (loss) to be appropriated9906€220k€145k▼
Profit (loss) brought forward from the previous period14P€0-
Transfer to equity691/2€220k€145k▼
To other reserves6921€220k€145k▼
The notes to these accounts (31 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2027, expected by
2026
03-09
NBB filing
Annual accounts filed
fiscal year 2026 · full schema
31-03
Financial
Equity above €2MEq €2.13M ▲7.3%
7 profitable years in a row build equity to €2.13M.
2025
10-09
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2024
27-09
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2023
11-10
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
31-03
Financial
Highest result since 2018net €622k ▲106%
Net result €622k, the highest in the series.
2022
30-09
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 61 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 31 days late
2020
30-10
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 91 days late
2019
31-12
Financial
Back to profitnet €293k
Net result €293k after one loss-making year.
31-12
Financial
Equity above €2MEq €2.19M ▲15.4%
Equity rises from €1.90M to €2.19M.
30-09
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 61 days late
2018
28-06
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
27-06
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kuurne · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Vijverhoek 45-478520 KuurneGround area
8,456 m²
Building footprint
4,171 m²
Volume, LiDAR
26,250 m³
Parcel 34023A0444/00F000, Flanders · tallest building 9.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Finterior
since 20142.229.187.781
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34023A0444/00F000 | Flanders | 8,455 m² | 1 · 4,171 m² | 9.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,728 companies in sector 64210 we hold annual accounts for 19,762. 10,743 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded11-02-2014
Fiscal year end31-03
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.