Fimas is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €615k and a net result of €173k. Equity is growing by ~52.4% per year across the filed fiscal years. Its solvency ranks better than 49% of 8006 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 28-10-2025, 3 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
3 d early
2024
32 d early
2023
5 d early
2022
3 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close19-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€615k▲ 39.1%
2024 · €442k
2022: €179k
2023: €276k
2024: €442k
2022 → 2025
Net result
€173k▲ 4.1%
2024 · €166k
2022: €207k
2023: €102k
2024: €166k
2022 → 2025
Total assets
€1.23M▲ 5.5%
2024 · €1.17M
2022: €283k
2023: €1.04M
2024: €1.17M
2022 → 2025
Solvency
49.8%▲ 12.1pp
2024 · 37.8%
2022: 63.3%
2023: 26.5%
2024: 37.8%
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€179k-€276k▲ 54.0%€442k▲ 60.3%€615k▲ 39.1%
Operating result€278k-€142k▼ 48.9%€238k▲ 67.9%€253k▲ 6.3%
Net result€207k-€102k▼ 50.9%€166k▲ 63.5%€173k▲ 4.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 6% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.23M
Fixed assets
€988k▲ 3.1%
Current assets
€247k▲ 16.0%
Equity and liabilities €1.23M
Equity
€615k▲ 39.1%
Debt
€619k▼ 15.0%
The debt ratio falls from 62.2% to 50.2%. Equity is higher and debt is lower.
Key figures and ratios
Solvency
49.8%▲
2024 · 37.8%
ROE
28.1%▼
2024 · 37.6%
ROA
14.0%▼
2024 · 14.2%
Debt
€619k▼
2024 · €729k
Debt ≤ 1 year
€114k▼
2024 · €153k
Debt > 1 year
€506k▼
2024 · €575k
Income taxes
€61k▲
2024 · €51k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.17M€1.23M▲
Fixed assets21/28€958k€988k▲
Tangible fixed assets22/27€958k€988k▲
Land and buildings22€950k€983k▲
Plant, machinery and equipment23€4k€2k▼
Furniture and vehicles24€3k€2k▼
Financial fixed assets28€360€360=
Current assets29/58€213k€247k▲
Amounts receivable after more than one year29€25k€25k=
Other amounts receivable291€25k€25k=
Amounts receivable within one year40/41€120k€42k▼
Trade receivables40€116k€32k▼
Other amounts receivable41€4k€10k▲
Cash at bank and in hand54/58€67k€180k▲
Equity and liabilities
Total equity and liabilities10/49€1.17M€1.23M▲
Equity10/15€442k€615k▲
Contributions10/11€2k€2k=
Reserves13€440k€613k▲
Distributable reserves133€440k€613k▲
Amounts payable17/49€729k€619k▼
Amounts payable after more than one year17€575k€506k▼
Financial debts170/4€575k€506k▼
Amounts payable within one year42/48€153k€114k▼
Current portion of amounts payable after more than one year42€67k€69k▲
Trade debts44€9k€2k▼
Suppliers440/4€9k€2k▼
Taxes, remuneration and social security45€77k€42k▼
Taxes450/3€77k€42k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€31k€35k▲
Other operating charges640/8€5k€6k▲
Gross operating margin9900€275k€295k▲
Operating profit (loss)9901€238k€253k▲
Financial income75/76B€750-
Recurring financial income75€750-
Financial charges65/66B€22k€19k▼
Recurring financial charges65€22k€19k▼
Profit (loss) for the period before taxes9903€217k€234k▲
Income taxes67/77€51k€61k▲
Profit (loss) for the period9904€166k€173k▲
Profit (loss) for the period to be appropriated9905€166k€173k▲
Appropriation of the result
Profit (loss) to be appropriated9906€166k€173k▲
Transfer to equity691/2€166k€173k▲
To other reserves6921€166k€173k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
28-10
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
31-03
Financial
Equity above €500kEq €615k ▲39.1%
4 profitable years in a row build equity to €615k.
2024
29-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
26-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
31-03
Financial
Weakest financial yearnet €102k ▼50.9%
Net result drops to €102k, the lowest in the series; recovery starts the following year.
31-03
Financial
Equity above €200kEq €276k ▲54%
2 profitable years in a row build equity to €276k.
2022
28-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Verdussenstraat 52018 AntwerpenGround area
103 m²
Building footprint
103 m²
Volume, LiDAR
1,447 m³
Parcel 11810K1522/00Z014, Flanders · tallest building 18.7 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
Fimas
since 20212.316.988.322
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11810K1522/00Z014 | Flanders | 103 m² | 1 · 103 m² | 18.7 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,727 companies in sector 64210 we hold annual accounts for 19,759. 13,470 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-04-2021
Fiscal year end31-03
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.