Investments
€16,900 5.5 × depreciation
Green is investment, beige is depreciation.
FIDUCIAIRE D'ORGANISATION ET GESTION COMPTABLE
Lifetime
19 annual accounts with figures on one time axis, 46 filings since 1979peak €391,671 (2012)
€9,870▼ 45.3%
lowest -€37,482 (2010)
€15▼ 99.8%
peak €29,553 (2009)
€13,462▲ 0.1%
€28,108▲ 18×
peak 9.3 FTE (2012)
-not published
Board4 names since 2020
-
Owners
Documentsfilings and deeds
19-04-2026262 days late
2024micro format
Gross margin from €18,039 to €9,870Result from €8,690 to €15Registered office moved from Brussels to Jumet 14-08Debts from €1,598 to €28,108Investments €16,900Cash from €39 to €1,280
Key points
from the 2024 annual accountsChecked score
54
Fair
Financially stronger than 25% of micro companies in legal and accounting (NACE 69)
Probability in this band: 1.5% to 4.2%
Bankruptcy probability within 12 months
1.6% Moderate
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: < 0.1% across 20,107 companies (NACE 69, micro).
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 2.6%
01-2025: 2.6%● unchanged vs 12-2024
02-2025: 2.6%● unchanged vs 01-2025
03-2025: 2.8%▲ +0.2 percentage points vs 02-2025
04-2025: 2.8%● unchanged vs 03-2025
05-2025: 2.7%▼ -0.1 percentage points vs 04-2025
06-2025: 2.7%● unchanged vs 05-2025
07-2025: 2.9%▲ +0.2 percentage points vs 06-2025
08-2025: 0.9%▼ -2.0 percentage points vs 07-2025lowest value
09-2025: 1.2%▲ +0.3 percentage points vs 08-2025
10-2025: 1.9%▲ +0.7 percentage points vs 09-2025
11-2025: 1.9%● unchanged vs 10-2025
12-2025: 2.2%▲ +0.3 percentage points vs 11-2025
01-2026: 3.1%▲ +0.9 percentage points vs 12-2025
02-2026: 3.1%● unchanged vs 01-2026
03-2026: 3.3%▲ +0.2 percentage points vs 02-2026highest value
04-2026: 3.0%▼ -0.3 percentage points vs 03-2026
05-2026: 1.2%▼ -1.8 percentage points vs 04-2026
06-2026: 1.2%● unchanged vs 05-2026
07-2026: 1.3%▲ +0.1 percentage points vs 06-2026
08-2026: 1.4%▲ +0.1 percentage points vs 07-2026
09-2026: 1.1%▼ -0.3 percentage points vs 08-2026
10-2026: 1.6%▲ +0.5 percentage points vs 09-2026
11-2026: 1.6%● unchanged vs 10-2026
Financial strengthAverage
Score breakdown
raises risk
1 financial year not filed after the legal deadline; last filed accounts filed 262 days late; 2 of the last 3 accounts late
Figures for financial year 2024 (filed on 19-04-2026)
Liquidity: current ratio 0.59, cash €1,280
lowers risk
Sector: Legal and accounting activities (NACE 69)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 69, micro). It does better than 32% of them on solvency, 4% on liquidity, 26% on profitability and 38% on growth.
The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2024.
Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 17,041 companies had the same profile as FIDUCIAIRE D'ORGANISATION ET GESTION COMPTABLE has now. Each dot stands for 43 companies, two years later.
94.4%
were still trading
4.9%
stopped another way
0.5%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of FIDUCIAIRE D'ORGANISATION ET GESTION COMPTABLE itself is higher: 1.6% within 12 months. It rests on far more data about FIDUCIAIRE D'ORGANISATION ET GESTION COMPTABLE than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 17,041 companies, not a prediction for FIDUCIAIRE D'ORGANISATION ET GESTION COMPTABLE. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €500 on 30-day terms, only on tighter conditions: an expected filing is missing beyond Checked's processing allowance
Liquidity is insufficient, with a current ratio of 0.59 (2.38 in 2023), below 1. Short-term debt is 67.6% and cash 3.1% of total assets. 67.6% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises risk
raises risk · Annual accounts not filed
The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 101 days later.
NBB · 10 filingsPosition against the passed deadline
31-12-2025 year end31-07-2026 deadline09-11-2026 today
raises risk · 2024 accounts filed 262 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 19-04-2026, 262 days past the deadline. Measured on financial year 2023: of the companies more than 90 days late, 5.61% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers.
NBB · 10 filingsDeviation from the deadline
2025
not filed
2024
262 days late
2023
12 days late
2022
176 days late
2021
541 days late
2020
1034 days late
2019
31 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 6 accounts on average 343 days after the deadline. In the sector (NACE 69), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (1)
Board and ownership
- ACCOUNT UNITS 51%equity €129,555 (2023) · 2023 annual accounts of ACCOUNT UNITS
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0418783543
Registered office moved from Brussels to Jumet
Transfer of shares from Account Units SRL to Angélique Doyen · Transfer of 1 share from Jean-François Lepeut to Angélique Doyen · New registered office: rue de l'Union 45 à 6040 Jumet · General meeting of 01-06-2024 · Gazette deed
Registered office moved to Brussels
New registered office: rue de Praetere 12 à 1050 Bruxelles · Resignation: ALTERLEAD (director) · Permanent representative: Jean-François Lepeut · General meeting of 01-05-2023 · Gazette deed
First establishment
Rue de l'Union 45, Charleroi
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| FIDUCIAIRE D'ORGANISATION ET GESTION COMPTABLE Charleroi | €41,570 | €9,870 | 32.4% | - |
| CORPORATE GOVERNANCE CONSULTING Grimbergen | €41,781 | €12,265 | 63.4% | - |
| Assurances - Immobilier - Publicité Saint-Ghislain | €64,063 | €8,698 | -136.6% | - |
| CABINET MAC PHERSON Auderghem | €37,557 | €13,496 | 16.5% | - |
| NIVAN Oosterzele | €51,125 | €12,089 | 81.2% | - |
| PIERAETS - PACQUE - GEEBELEN Zoutleeuw | €59,060 | €11,573 | 99.3% | - |
| Domaine du Bambois Lobbes | €36,186 | €5,045 | -136.9% | - |
These companies have the same main activity as FIDUCIAIRE D'ORGANISATION ET GESTION COMPTABLE: other tax advisory services (NACE 69209). They are comparable in size and age: total assets between €36,200 and €64,100, founded between 1976 and 1991.
Official details
Source: KBO- Status
- Active since 31-10-1978Normal situation
- Activity
- Other tax advisory servicesNACE 69209
- Establishment unit
- 2.015.409.2836040 Charleroi, since 01-11-1978
- Financial year end
- 31 December
- Peppol
- Reachable since 07-05-2025
Companies linked to FIDUCIAIRE D'ORGANISATION ET GESTION COMPTABLE
Parent and group
Insights on FIDUCIAIRE D'ORGANISATION ET GESTION COMPTABLE
FIDUCIAIRE D'ORGANISATION ET GESTION COMPTABLE files the micro format. That format states no turnover. The gross margin fell from €95,010 in 2006 to €9,870 in 2024.
ACCOUNT UNITS holds 51% of the shares. In August 2024, the Official Gazette published the appointment of Angélique Doyen as managing director.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about FIDUCIAIRE D'ORGANISATION ET GESTION COMPTABLE
- What is the company number of FIDUCIAIRE D'ORGANISATION ET GESTION COMPTABLE?
- The company number of FIDUCIAIRE D'ORGANISATION ET GESTION COMPTABLE is 0418.783.543. The VAT number is the same number with BE in front: BE 0418.783.543.
- Where is FIDUCIAIRE D'ORGANISATION ET GESTION COMPTABLE based?
- The registered office is at Rue de l'Union 45, 6040 Charleroi.Company details
- What does FIDUCIAIRE D'ORGANISATION ET GESTION COMPTABLE do?
- According to the KBO register, the main activity is other tax advisory services (NACE 69209).
- What is the legal form of FIDUCIAIRE D'ORGANISATION ET GESTION COMPTABLE?
- FIDUCIAIRE D'ORGANISATION ET GESTION COMPTABLE is a public limited company (NV).
- When was FIDUCIAIRE D'ORGANISATION ET GESTION COMPTABLE founded?
- FIDUCIAIRE D'ORGANISATION ET GESTION COMPTABLE was founded on 31-10-1978.
- Is FIDUCIAIRE D'ORGANISATION ET GESTION COMPTABLE still active?
- Yes, FIDUCIAIRE D'ORGANISATION ET GESTION COMPTABLE is an active enterprise in the KBO register.
- What is the turnover of FIDUCIAIRE D'ORGANISATION ET GESTION COMPTABLE?
- The turnover of FIDUCIAIRE D'ORGANISATION ET GESTION COMPTABLE was €32,076 in financial year 2024, according to the filed annual accounts.Financials
- Is FIDUCIAIRE D'ORGANISATION ET GESTION COMPTABLE profitable?
- In financial year 2024, FIDUCIAIRE D'ORGANISATION ET GESTION COMPTABLE made a profit of €15.
- Where can I find the annual accounts of FIDUCIAIRE D'ORGANISATION ET GESTION COMPTABLE?
- FIDUCIAIRE D'ORGANISATION ET GESTION COMPTABLE filed 46 annual accounts with the National Bank of Belgium, the latest for financial year 2024.
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