Equity
€32,850 ▲ 2.0%
FIDUCIT paid out €49,000 in dividends. That is 99% of the 2025 profit.
FIDUCIT
Lifetime
9 annual accounts with figures on one time axispeak €69,741 (2022)
€65,138▲ 26.4%
peak €52,425 (2022)
€49,640▲ 27.5%
peak €32,850 (2025)
€32,850▲ 2.0%
€111,487▲ 17.6%
Board1 name since 2017
1 directorGoossens Filip
Documentsfilings and deeds
18-05-202674 days before the deadline
2025micro format
Gross margin from €51,514 to €65,138Result from €38,933 to €49,640General meeting · Director resignation 30-01Dividend €49,000Debts from €94,801 to €111,487Cash from €24,671 to €32,741
Key points
from the 2025 annual accountsChecked score
93
Excellent
Financially stronger than 43% of micro companies in head offices and management consultancy (NACE 70)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 48,555 companies (NACE 70, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.1%
01-2025: 0.1%● unchanged vs 12-2024
02-2025: 0.1%● unchanged vs 01-2025
03-2025: 0.1%● unchanged vs 02-2025
04-2025: 0.1%● unchanged vs 03-2025
05-2025: 0.1%● unchanged vs 04-2025
06-2025: 0.1%● unchanged vs 05-2025
07-2025: 0.2%▲ +0.1 percentage points vs 06-2025
08-2025: 0.3%▲ +0.1 percentage points vs 07-2025
09-2025: 0.4%▲ +0.1 percentage points vs 08-2025
10-2025: 0.6%▲ +0.2 percentage points vs 09-2025highest value
11-2025: 0.3%▼ -0.3 percentage points vs 10-2025
12-2025: 0.3%● unchanged vs 11-2025
01-2026: 0.3%● unchanged vs 12-2025
02-2026: 0.3%● unchanged vs 01-2026
03-2026: 0.3%● unchanged vs 02-2026
04-2026: 0.3%● unchanged vs 03-2026
05-2026: 0.3%● unchanged vs 04-2026
06-2026: 0.1%▼ -0.2 percentage points vs 05-2026lowest value
07-2026: 0.1%● unchanged vs 06-2026
08-2026: 0.1%● unchanged vs 07-2026
09-2026: 0.1%● unchanged vs 08-2026
10-2026: 0.1%● unchanged vs 09-2026
11-2026: 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
1 of the last 3 accounts late
lowers risk
Sector: Activities of head offices; management consultancy activities (NACE 70)
Size: total assets €144,337
Liquidity: current ratio 1.29, cash €32,741
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 25% of them on solvency, 17% on liquidity, 84% on profitability and 46% on growth.
The bankruptcy probability was computed on 06-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 6,713 companies had the same profile as FIDUCIT has now. Each dot stands for 17 companies, two years later.
95.8%
were still trading
2.2%
stopped another way
1.8%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of FIDUCIT itself is lower: 0.1% within 12 months. It rests on far more data about FIDUCIT than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 6,713 companies, not a prediction for FIDUCIT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €3,000 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.29 (1.33 in 2024), below the usual 1.5. Short-term debt is 77.2% and cash 22.7% of total assets. 77.2% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 25% of 39342 sector peers (2025).
NBB · sector comparisonPosition among 39342 sector peers
Solvency
better than 25%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-05-2026, 74 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
74 days early
2024
67 days late
2023
29 days late
2022
37 days late
2021
18 days late
2020
2 days early
2019
57 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 3 days after the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 30 August (4 of the last 5 accounts filed within 37 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
07-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0669974446
General meeting · Director resignation
Gazette deed
General meeting · Director appointment
Gazette deed
General meeting · Other provision
Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| FIDUCIT Brasschaat | €144,337 | €65,138 | 22.8% | - |
| CAP CONSULTING Brasschaat | €150,891 | €63,985 | 41.0% | - |
| PLME CONSULTING Brasschaat | €138,901 | €59,562 | 80.2% | - |
| blikveld Brasschaat | €167,319 | €68,431 | 34.5% | - |
| THIBROTEC Brasschaat | €154,455 | €72,908 | 84.4% | - |
| Mauna Kea Schilde | €140,924 | €69,538 | 37.1% | - |
| WONOMA CONSULTING Kontich | €145,363 | €61,514 | 71.1% | - |
These companies have the same main activity as FIDUCIT: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €139,000 and €167,000, founded between 2016 and 2018.
Official details
Source: KBO- Status
- Active since 25-01-2017Normal situation
- Activity
- Business and other management consultancyNACE 70200and 2 others
- Establishment unit
- 2.262.505.8952930 Brasschaat, since 25-01-2017
- Financial year end
- 31 December
- Peppol
- Reachable since 21-01-2026
Annual accounts 2025
- ≈ €130,000estimated
- €144,337▲ 13.6%
- Filing
- Filed on 18-05-2026, 74 days before the end of the filing period
Insights on FIDUCIT
FIDUCIT files the micro format. That format states no turnover. The gross margin rose from €13,455 in 2017 to €65,138 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about FIDUCIT
- What is the company number of FIDUCIT?
- The company number of FIDUCIT is 0669.974.446. The VAT number is the same number with BE in front: BE 0669.974.446.
- Where is FIDUCIT based?
- The registered office is at Alfredlei 40, 2930 Brasschaat.Company details
- What does FIDUCIT do?
- According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
- What is the legal form of FIDUCIT?
- FIDUCIT is a private limited company (pre-2019) (BVBA).
- When was FIDUCIT founded?
- FIDUCIT was founded on 25-01-2017.
- Is FIDUCIT still active?
- Yes, FIDUCIT is an active enterprise in the KBO register.
- What is the turnover of FIDUCIT?
- The turnover in financial year 2025 is ≈ €130,000. This figure is estimated from the gross margin of €65,138 and 120 comparable companies (NACE 70200). It probably lies between €100,000 and €170,000.Financials
- Is FIDUCIT profitable?
- In financial year 2025, FIDUCIT made a profit of €49,640.
- Where can I find the annual accounts of FIDUCIT?
- FIDUCIT filed 9 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of FIDUCIT due?
- FIDUCIT must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check See which support similar companies received that this one did not.Subsidies Compare this company with its sector.Sector benchmark
See how customers, suppliers and banks see your own company and what to improve first.