FERRAN-MIESSE
ActiveFERRAN-MIESSE has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €103k and a net result of €-40k. Equity is shrinking by ~14.5% per year across the filed fiscal years. Its solvency ranks better than 80% of 155 sector peers (fiscal year 2026). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2026
Axes · tick = 2025
Profitability0=
Solvency100=
Growth32▼-26
Stability100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity ample (current ratio 4.26 against 5.18 in 2025), and 22.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Nine signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2026Solvency, return and age of the figures
Solvency
77.3%
Return on assets
-29.7%
Age of the figures
7 mo
raises risk · Persistent losses
Two consecutive loss-making years (2025 and 2026); equity fell accordingly. May indicate structural pressure on profitability.
NBB · annual accounts 2026Net result per financial year
1920212223242526
2019 to 2026 · latest year -€40k
neutral · Latest accounts filed on time
The financial year that closed on 31-01-2026 was due by 31-08-2026 and was filed on 31-08-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2026
on the day
2025
3 d early
2024
30 d late
2023
385 d late
2022
99 d late
2021
177 d late
2020
26 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-01-2027 and is due by 31-08-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-01-2027 close31-08-2027 deadline
Financials · fiscal year 2026, micro schema
Equity
€103k▼ 27.8%
2025 · €143k
2019: €321k
2020: €341k
2021: €257k
2022: €234k
2023: €199k
2024: €164k
2025: €143k
2019 → 2026
Total assets
€134k▼ 24.1%
2025 · €176k
2019: €440k
2020: €429k
2021: €306k
2022: €251k
2023: €221k
2024: €191k
2025: €176k
2019 → 2026
Net result
€-40k▼ 151%
2025 · €-16k
2019: €-16k
2020: €20k
2021: €-84k
2022: €-23k
2023: €-35k
2024: €-35k
2025: €-16k
2019 → 2026
Working capital
€99k▼ 28.6%
2025 · €139k
2019: €277k
2020: €314k
2021: €244k
2022: €221k
2023: €194k
2024: €159k
2025: €139k
2019 → 2026
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20222023202420252026Trend
Equity€234k-€199k▼ 14.9%€164k▼ 17.7%€143k▼ 12.7%€103k▼ 27.8%
Operating result€-24k-€-34k▼ 42.2%€-35k▼ 1.3%€-15k▲ 56.9%€-38k▼ 158%
Net result€-23k-€-35k▼ 50.0%€-35k▼ 0.5%€-16k▲ 55.0%€-40k▼ 151%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €38k in 2026 against €15k in 2025; the loss grows and 2026 is the lowest year so far.
Balance-sheet composition
2026 in colour, 2025 as the grey bar beneath
Assets €134k
Fixed assets
€4k=
Current assets
€129k▼ 24.7%
Equity and liabilities €134k
Equity
€103k▼ 27.8%
Debt
€30k▼ 8.5%
The debt ratio rises from 18.8% to 22.7%: equity shrinks faster than debt is paid down.
Key figures and ratios
Solvency
77.3%▼
2025 · 81.2%
Current ratio
4.26▼
2025 · 5.18
Quick ratio
0.67▼
2025 · 1.09
Debt / equity
0.29▲
2025 · 0.23
ROE
-38.4%▼
2025 · -11.0%
ROA
-29.7%▼
2025 · -9.0%
Debt
€30k▼
2025 · €33k
Debt ≤ 1 year
€30k▼
2025 · €33k
Income taxes
€227▲
2025 · €216
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2026 against 2025
Balance sheet
Code20252026
Assets
Total assets20/58€176k€134k▼
Fixed assets21/28€4k€4k=
Financial fixed assets28€4k€4k=
Current assets29/58€172k€129k▼
Stocks and contracts in progress3€136k€109k▼
Stocks30/36€136k€109k▼
Amounts receivable within one year40/41€1k€557▼
Other amounts receivable41€1k€557▼
Cash at bank and in hand54/58€31k€16k▼
Deferred charges and accrued income490/1€4k€4k▲
Equity and liabilities
Total equity and liabilities10/49€176k€134k▼
Equity10/15€143k€103k▼
Contributions10/11€6k€6k=
Reserves13€136k€96k▼
Distributable reserves133€136k€96k▼
Profit (loss) carried forward14€817€817=
Amounts payable17/49€33k€30k▼
Amounts payable within one year42/48€33k€30k▼
Trade debts44€3k€3k▼
Suppliers440/4€3k€3k▼
Taxes, remuneration and social security45€11k€7k▼
Taxes450/3€11k€7k▼
Other amounts payable47/48€20k€21k▲
Income statement
Code20252026
Other operating charges640/8€1k€1k▲
Gross operating margin9900€-14k€-37k▼
Operating profit (loss)9901€-15k€-38k▼
Financial income75/76B€28€4▼
Recurring financial income75€28€4▼
Financial charges65/66B€728€1k▲
Recurring financial charges65€728€1k▲
Profit (loss) for the period before taxes9903€-16k€-39k▼
Income taxes67/77€216€227▲
Profit (loss) for the period9904€-16k€-40k▼
Profit (loss) for the period to be appropriated9905€-16k€-40k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-15k€-39k▼
Profit (loss) brought forward from the previous period14P€817€817=
Transfer from equity791/2€21k€40k▲
Profit to be distributed694/7€5k-
Return on contributions (dividend)694€5k-
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2027, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2026 · micro schema
2025
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 30 days late
19-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 385 days late
2022
08-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 99 days late
24-02
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 177 days late
31-01
Financial
Liquidity doublescurrent ratio 13.78
Current ratio from 6.72 to 13.78; short-term debt falls from €43k to €17k.
2021
31-01
Financial
Weakest financial yearnet €-84k ▼519%
Net result drops to €-84k, the lowest in the series; recovery starts the following year.
2020
05-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
31-01
Financial
Back to profitnet €20k
Net result €20k after one loss-making year.
2019
30-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 30 days late
2018
27-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 27 days late
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Waterloo · 2 establishment units since 2000
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Chaussée de Bruxelles 2471410 WaterlooGround area
272 m²
Building footprint
117 m²
Volume, LiDAR
1,639 m³
2 parcels, Brussels, Wallonia · tallest building 20.1 m, ±6 floors. Linked by address, not a title deed.
2 establishment units
Chaussée de Bruxelles 247, 1410 Waterloo
since 20002.301.867.012
Grasmarkt 75, 1000 Brussel
since 20002.301.867.111
2 parcels
Wallonia
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25763L0161/00_000 | Wallonia | 147 m² | 1 · 48 m² | 10.5 m · 3 fl. |
| 21004A0426/00C000 | Brussels | 125 m² | 1 · 70 m² | 20.1 m · 6 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Similar companies · same sector, comparable size
BOKE
BE 0460.070.901
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PARAGRAPHE
BE 0446.251.468
Enghien · Eq €102k
J.S.A. EVENTS
BE 0835.774.566
Brussel · Eq €102k
FREVAN DECOR
BE 0505.969.618
Waregem · Eq €102k
MARCOTEX
BE 0419.860.738
Zaventem · Eq €105k
Of 1,268 companies in sector 47512 we hold annual accounts for 579. 491 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-01-2000
Fiscal year end31-01
Activities, NACEBEL
47512Retail sale of household textiles and bedding
52410
Sources
Crossroads Bank for EnterprisesNational Bank · 26 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.