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FDVV CONSULT

Active Private limited companyfounded 2002active for 24 yearsBosdamlaan 5, 9120 Beveren-Kruibeke-ZwijndrechtKBO/BCE: BE 0477.538.324

Lifetime

20 annual accounts with figures on one time axis, 23 filings since 2003
peak €446,660 (2013)
€385,508▲ 4.7%
lowest -€51,449 (2016)
€207,504▲ 3.4%
peak €1.4m (2024)
€832,329▼ 38.5%
€1.4m▲ 84.5%
Board2 names since 2002
2 directorsDESCHUYTERE Frank and 1 other
Documentsfilings and deeds
31-08-202631 days late
2025micro format
Dividend €727,875Equity from €1.4m to €832,329Debts from €744,968 to €1.4mInvestments €578,633Cash from €1.1m to €682,280

Key points

from the 2025 annual accounts

Equity

€832,329 ▼ 38.5%
1.42024+0.2Profit-0.7Dividend0.82025

FDVV CONSULT paid out €727,875 in dividends. That is 351% of the 2025 profit.

Debts

€1.4m ▲ 84.5%
Other debts
+0.6
Suppliers
+0.01

Debts rose by €629,576 in 2025. A dividend stands under other debts on the balance sheet date until it is paid.

Investments

€578,643 17.8 × depreciation
20212022202320242025

Green is investment, beige is depreciation. Land and buildings stand 143.5% higher than in 2024.

Liquidity

0.92 was 2.32 in 2024

Short-term debts rose from €711,754 to €1.3m.

Filings

23 annual accounts since 2003
AprilJune31 JulyOctober20102020

Eight of the last ten came late. The 2021 accounts came latest: 60 days after the end of the period.

Position in the sector

€207,504

Higher net result than 95% of companies in head offices and management consultancy. Sector median €27,168 · 39,358 companies.

Checked score

94
Excellent
Financially stronger than 50% of small companies in head offices and management consultancy (NACE 70)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.1% across 4,523 companies (NACE 70, small).

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: < 0.1% 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025 08-2025: 0.1%▲ +0.1 percentage points vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025highest value 10-2025: < 0.1%▼ -0.1 percentage points vs 09-2025lowest value 11-2025: < 0.1%● unchanged vs 10-2025lowest value 12-2025: < 0.1%● unchanged vs 11-2025lowest value 01-2026: < 0.1%● unchanged vs 12-2025lowest value 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: < 0.1%● unchanged vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026 11-2026: < 0.1%● unchanged vs 10-2026

Financial strength
Strong

63-26equity 37.7% of total assets
57-28short-term debt 60.0% · cash 30.9%
81+6return on assets 9.4%

Score breakdown

raises risk
Last filed accounts filed 31 days late; 1 of the last 3 accounts late
lowers risk
Size: total assets €2.2m
Sector: Activities of head offices; management consultancy activities (NACE 70)
Liquidity: current ratio 0.92, cash €682,280
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, small). It does better than 37% of them on solvency, 77% on liquidity, 79% on profitability and 6% on growth.

The bankruptcy probability was computed on 06-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 20,137 companies had the same profile as FDVV CONSULT has now. Each dot stands for 51 companies, two years later.

95.0%
were still trading
4.7%
stopped another way
0.2%
went bankrupt
  • Small
  • 20 years or older
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more

That fits the bankruptcy probability of FDVV CONSULT itself: < 0.1% within 12 months.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 20,137 companies, not a prediction for FDVV CONSULT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €75,000 on 30-day terms is acceptable

Liquidity is insufficient, with a current ratio of 0.92 (2.32 in 2024), below 1. Short-term debt is 60% and cash 30.9% of total assets. 62.3% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises risk
lowers risk · Size: total assets €2.2m
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Last filed accounts filed 31 days late; 1 of the last 3 accounts late
NBB · filings
lowers risk · Sector: Activities of head offices; management consultancy activities (NACE 70)
KBO
lowers risk · Liquidity: current ratio 0.92, cash €682,280
NBB · annual accounts
raises risk · 2025 accounts filed 31 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
31 days late
2024
29 days late
2023
30 days late
2022
29 days late
2021
60 days late
2020
25 days late
2019
3 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 29 days after the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 31 August (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
07-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

DF
Director, since 02-05-2022
VV
Director, since 02-05-2022
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0477538324
Reappointments: DESCHUYTERE Frank (director) and VERCRUYSSE Veerle (director) “Advies en/of dienstverlening aan bedrijven, privépersonen en instellingen in de ruimste zin van het woord…” (deed in Dutch) · General meeting of 08-12-2023 · Gazette deed
Environmental permit granted Bouwen of herbouwen, Slopen van niet vrijstaande gebouwen of constructies · Beveren-Kruibeke-Zwijndrecht
First establishment Bosdamlaan 5, Beveren-Kruibeke-Zwijndrecht
All 38 events

Comparable companies

same main activity, similar in size and age
Company
FDVV CONSULT Beveren-Kruibeke-Zwijndrecht €2.2m €385,508 37.7% -
VESTA Dendermonde €2.2m €373,674 55.6% -
MOENS Deinze €2.3m €425,932 91.3% -
HIPEVA Aalst €2.0m €426,572 70.9% 0.8
TEN TUYNE Assenede €2.3m €367,662 60.6% -
Maetropolis Lievegem €2.3m €388,196 90.0% -
VAN DAMME COORDINATIE IMMOBILIEN Lochristi €2.4m €343,629 7.7% -

These companies have the same main activity as FDVV CONSULT: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €2m and €2.4m, founded between 1999 and 2004.

Official details

Source: KBO
Status
Active since 10-05-2002Normal situation
Activity
Business and other management consultancyNACE 70200
Establishment unit
2.096.117.0459120 Beveren-Kruibeke-Zwijndrecht, since 24-06-2002
Financial year end
31 December
Peppol
Reachable since 30-11-2025
Company details

Annual accounts 2025

≈ €550,000estimated
€2.2m▲ 5.2%
Filing
Filed on 31-08-2026
Financials

Insights on FDVV CONSULT

FDVV CONSULT files the micro format. That format states no turnover. The gross margin rose from €157,366 in 2006 to €385,508 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about FDVV CONSULT

What is the company number of FDVV CONSULT?
The company number of FDVV CONSULT is 0477.538.324. The VAT number is the same number with BE in front: BE 0477.538.324.
Where is FDVV CONSULT based?
The registered office is at Bosdamlaan 5, 9120 Beveren-Kruibeke-Zwijndrecht.Company details
What does FDVV CONSULT do?
According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
What is the legal form of FDVV CONSULT?
FDVV CONSULT is a private limited company (BV).
When was FDVV CONSULT founded?
FDVV CONSULT was founded on 10-05-2002.
Is FDVV CONSULT still active?
Yes, FDVV CONSULT is an active enterprise in the KBO register.
What is the turnover of FDVV CONSULT?
The turnover in financial year 2025 is ≈ €550,000. This figure is estimated from the gross margin of €385,508 and 95 comparable companies (NACE 70200). It probably lies between €460,000 and €970,000.Financials
Is FDVV CONSULT profitable?
In financial year 2025, FDVV CONSULT made a profit of €207,504.
Where can I find the annual accounts of FDVV CONSULT?
FDVV CONSULT filed 23 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of FDVV CONSULT due?
FDVV CONSULT must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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