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FAGREMA

Active Private limited companyfounded 1977active for 49 yearsRue Jean Manne (G.) 8, 7011 MonsKBO/BCE: BE 0417.976.364 #6 oldest company in Hainaut, Head offices and management consultancy sector

Lifetime

20 annual accounts with figures on one time axis, 46 filings since 1978
peak €52,625 (2013)
€17,604▼ 3.2%
lowest -€53,376 (2011)
€4,664▲ €5,397
peak €37,834 (2006)
-€16,886▲ €4,664
€35,907▼ 22.4%
peak 2 FTE (2010)
-not published
Board5 names since 2021
Documentsfilings and deeds
30-06-202631 days before the deadline
2025micro format
Back to profit: €4,6643 directors appointed 18-08Equity from -€21,550 to -€16,886Debts from €46,279 to €35,907Cash from €78 to €704

Key points

from the 2025 annual accounts

Overdue debts

€6,104 on 31-12-2025

The annual accounts state €6,104 of overdue tax debts on 31-12-2025.

Equity

-€16,886
202020212022202320242025

Debts exceed assets in financial year 2025.

Turnover

≈ €81,000 estimated

The micro format states no turnover.

Debts

€35,907 189% of the balance sheet
Suppliers 40%Taxes and wages 60%

Filings

46 annual accounts since 1978
AprilJune31 JulyOctober1980199520102025

Eight of the last ten came late. The 2016 accounts came latest: 71 days after the end of the period.

Position in the sector

-88.8%

Lower solvency than 95% of companies in head offices and management consultancy. Sector median 55.5% · 39,368 companies.

Checked score

54
Fair
Financially stronger than 36% of micro companies in head offices and management consultancy (NACE 70)
Probability in this band: 1.5% to 4.2%

Negative equity caps the score at 59.

Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.1% across 48,570 companies (NACE 70, micro).

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 0.1%lowest value 01-2025: 0.1%● unchanged vs 12-2024lowest value 02-2025: 0.1%● unchanged vs 01-2025lowest value 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025 08-2025: 0.2%▲ +0.1 percentage points vs 07-2025 09-2025: 0.4%▲ +0.2 percentage points vs 08-2025 10-2025: 0.4%● unchanged vs 09-2025 11-2025: 0.4%● unchanged vs 10-2025 12-2025: 0.4%● unchanged vs 11-2025 01-2026: 0.4%● unchanged vs 12-2025 02-2026: 0.4%● unchanged vs 01-2026 03-2026: 0.5%▲ +0.1 percentage points vs 02-2026 04-2026: 0.5%● unchanged vs 03-2026 05-2026: 0.5%● unchanged vs 04-2026 06-2026: 0.4%▼ -0.1 percentage points vs 05-2026 07-2026: 0.5%▲ +0.1 percentage points vs 06-2026 08-2026: 0.7%▲ +0.2 percentage points vs 07-2026 09-2026: 0.8%▲ +0.1 percentage points vs 08-2026highest value 10-2026: 0.2%▼ -0.6 percentage points vs 09-2026 11-2026: 0.2%● unchanged vs 10-2026

Financial strength
Weak

0=equity -88.8% of total assets
5+5short-term debt 188.8% · cash 3.7%
99+68return on assets 24.5%

Score breakdown

raises risk
Capped at 59: negative equity
Negative equity -€16,886
Liquidity: current ratio 0.42, cash €704
lowers risk
Size: total assets €19,021
Sector: Activities of head offices; management consultancy activities (NACE 70)
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 3% of them on solvency, 3% on liquidity, 68% on profitability and 68% on growth.

The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 3,794 companies had the same profile as FAGREMA has now. Each dot stands for 10 companies, two years later.

91.4%
were still trading
5.3%
stopped another way
2.7%
went bankrupt
  • Micro
  • 20 years or older
  • negative equity
  • a profit of 5% of the balance sheet or more

Another 0.6% stopped without a precise date, possibly only after those two years.

The bankruptcy probability of FAGREMA itself is lower: 0.2% within 12 months. It rests on far more data about FAGREMA than the profile alone.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 3,794 companies, not a prediction for FAGREMA. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

No credit on open account

Liquidity is insufficient, with a current ratio of 0.42 (0.4 in 2024), below 1. Short-term debt is 188.8% and cash 3.7% of total assets. Equity is negative.

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Size: total assets €19,021
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Negative equity -€16,886
NBB · annual accounts
lowers risk · Sector: Activities of head offices; management consultancy activities (NACE 70)
KBO
raises risk · Liquidity: current ratio 0.42, cash €704
NBB · annual accounts
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 39368 sector peers (2025).
NBB · sector comparison
Position among 39368 sector peers
Solvency
better than 5%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
31 days early
2024
29 days late
2023
29 days late
2022
9 days late
2021
4 days late
2020
5 days early
2019
32 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 10 days after the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 9 August (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

DA
Director, since 01-07-2025
DC
Director, since 01-07-2025
DJ
Director, since 01-07-2025
  • Dupont Claire 4 sharesdeed of 18-08-2025
  • Dupont Aline 4 sharesdeed of 18-08-2025
  • Dupont Josselin 2 sharesdeed of 18-08-2025
Board & ownership

Recent changes

3 directors appointed Transfer of 4 shares from Dupont Grégory to Dupont Claire · Transfer of 4 shares from Maréchal Marie-Pierre to Dupont Aline · Transfer of 2 shares from Dupont Grégory to Dupont Josselin · General meeting of 01-07-2025 · Gazette deed
Registered in the Peppol Directory Reachable for e-invoices through 0208:0417976364
Changes of role: DUPONT Grégory Maurice Ghislain Paul (director) and MariePierre MARECHAL (director) Permanent representative: MariePierre MARECHAL · DUPONT Grégory Maurice Ghislain Paul holds 125 shares · MariePierre MARECHAL holds 125 shares · General meeting of 11:30 · Gazette deed
First establishment FAMEGRA, Rue Jean Manne (G.) 8, Mons
All 60 events

Comparable companies

same main activity, similar in size and age
Company
FAGREMA Mons €19,021 €17,604 -88.8% -
GESPA Herstal €16,319 €20,896 -290.4% -
ADMIFIN Woluwe-Saint-Pierre €23,233 €23,892 -147.9% -
First Choice Consulting Hasselt €23,517 €15,118 72.4% -
INTERNATIONAL MANAGEMENT CONSULTING Brakel €24,228 €20,050 -2295.1% -
ARRES Hasselt €20,204 €18,794 93.8% -
MayBeDo Wavre €16,662 €17,697 19.0% -

These companies have the same main activity as FAGREMA: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €16,300 and €24,200, founded between 1977 and 1991.

Official details

Source: KBO
Status
Active since 07-10-1977Normal situation
Activity
Business and other management consultancyNACE 70200and 4 others
Establishment unit
2.015.501.8307011 Mons, since 07-10-1977
Financial year end
31 December
Peppol
Reachable since 02-08-2025
Company details

Annual accounts 2025

€19,021▼ 23.1%
Filing
Filed on 30-06-2026, 31 days before the end of the filing period
Financials

Insights on FAGREMA

FAGREMA files the micro format. That format states no turnover. The gross margin fell from €21,451 in 2006 to €17,604 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about FAGREMA

What is the company number of FAGREMA?
The company number of FAGREMA is 0417.976.364. The VAT number is the same number with BE in front: BE 0417.976.364.
Where is FAGREMA based?
The registered office is at Rue Jean Manne (G.) 8, 7011 Mons.Company details
What does FAGREMA do?
According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
What is the legal form of FAGREMA?
FAGREMA is a private limited company (BV).
When was FAGREMA founded?
FAGREMA was founded on 07-10-1977.
Is FAGREMA still active?
Yes, FAGREMA is an active enterprise in the KBO register.
What is the turnover of FAGREMA?
The turnover in financial year 2025 is ≈ €81,000. This figure is estimated from the gross margin of €17,604 and 206 comparable companies (NACE 70200). It probably lies between €38,000 and €160,000. It is a rough estimate. In financial year 2021 turnover was €112,341.Financials
Is FAGREMA profitable?
In financial year 2025, FAGREMA made a profit of €4,664.
Where can I find the annual accounts of FAGREMA?
FAGREMA filed 46 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of FAGREMA due?
FAGREMA must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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