Result
-€356,294 ▼ 75.7%
The result fell in 2025 from -€202,837 to -€356,294.
FABCO
Lifetime
12 annual accounts with figures on one time axisGross marginpeak €1.3m (2022)
€400,382▼ 30.4%
Resultlowest -€356,294 (2025)
-€356,294▼ €153,457
Equitypeak €2.6m (2023)
€2.0m▼ 15.1%
Debts
€3.2m▼ 17.7%
Board2 names since 2013
2 directorsBEECKMAN An Maria and 1 other
Owners
49.8%BAFCO
Documentsfilings and deeds
17-12-202545 days before the deadline
2025abbreviated format
Gross margin from €575,600 to €400,382Loss of €356,294Equity from €2.4m to €2.0mDebts from €3.9m to €3.2mCash from €414,320 to €188,165
Key points
from the 2025 annual accountsInvestments
€95,601 0.1 × depreciation
Green is investment, beige is depreciation.
Position in the sector
-€356,294
Lower net result than 95% of companies in real estate. Sector median €10,001 · 11,262 companies.
Checked score
93
Excellent
Financially stronger than 43% of small companies in real estate (NACE 68)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 6,995 companies (NACE 68, small).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.2%
01-2025: 0.1%▼ -0.1 percentage points vs 12-2024
02-2025: 0.1%● unchanged vs 01-2025
03-2025: 0.1%● unchanged vs 02-2025
04-2025: 0.1%● unchanged vs 03-2025
05-2025: 0.1%● unchanged vs 04-2025
06-2025: 0.1%● unchanged vs 05-2025
07-2025: 0.1%● unchanged vs 06-2025
08-2025: 0.1%● unchanged vs 07-2025
09-2025: 0.1%● unchanged vs 08-2025
10-2025: 0.1%● unchanged vs 09-2025
11-2025: 0.2%▲ +0.1 percentage points vs 10-2025
12-2025: 0.2%● unchanged vs 11-2025
01-2026: 0.2%● unchanged vs 12-2025
02-2026: 0.2%● unchanged vs 01-2026
03-2026: 0.2%● unchanged vs 02-2026
04-2026: 0.2%● unchanged vs 03-2026
05-2026: 0.2%● unchanged vs 04-2026
06-2026: 0.2%● unchanged vs 05-2026
07-2026: 0.2%● unchanged vs 06-2026
08-2026: 0.2%● unchanged vs 07-2026
09-2026: 0.2%● unchanged vs 08-2026highest value
10-2026: 0.1%▼ -0.1 percentage points vs 09-2026lowest value
11-2026: 0.1%● unchanged vs 10-2026lowest value
Financial strengthAverage
Score breakdown
raises risk
Liquidity: current ratio 0.31, cash €188,165, halved
Loss of €356,294, the second in a row (financial year 2025)
lowers risk
Size: total assets €5.2m
Figures for financial year 2025 (filed on 18-12-2025)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, small). It does better than 58% of them on solvency, 38% on liquidity, 59% on profitability and 19% on growth.
The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 30-06-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 2,686 companies had the same profile as FABCO has now. Each dot stands for 7 companies, two years later.
93.7%
were still trading
5.4%
stopped another way
0.6%
went bankrupt
Another 0.3% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of FABCO itself: 0.1% within 12 months.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 2,686 companies, not a prediction for FABCO. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €180,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.31 (0.53 in 2024), below 1. Short-term debt is 28.4% and cash 3.6% of total assets. 61.3% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
19202122232425
2019 to 2025 · latest year -€356,294
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 17-12-2025, 45 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
45 days early
2024
45 days early
2023
7 days late
2022
5 days early
2021
on the day
2020
1 day early
2019
49 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 20 days before the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 26 January (5 of the last 5 accounts filed within 40 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
30-06-2026 year end05-11-2026 today31-01-2027 deadline
Board and ownership
- BAFCO 49.8%score 97equity €2.9m (2025) · 30-06-2025 annual accounts of BAFCO
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0538835790
Registered office moved within Roosdaal
New registered office: Nieuwe Kaai 16, 1760 Roosdaal · Previous registered office: Nieuwe Kaai 18, 1760 Roosdaal · Appointments: BEECKMAN Frank Isidoor (statutory director) and BEECKMAN An Maria (statutory director) · General meeting of 11-10-2024 · Gazette deed
Environmental permit granted
Nieuwbouw van bijgebouwen en niet overdekte lage constructie, Verbouwen / Wijzigen Infrastructuur · Provincie Oost-Vlaanderen
Environmental permit granted
Bouwen of herbouwen, Nieuwbouw of aanleggen, Nieuwbouw van bijgebouwen, niet-overdekte lage constructies en andere handelingen · Provincie Oost-Vlaanderen
Comparable companies
same main activity, similar in size and age| Company | Total assets | Gross margin | Solvency | Staff |
|---|---|---|---|---|
| FABCO Roosdaal | €5.2m | €400,382 | 38.7% | - |
| Winston 35 Watermael-Boitsfort | €5.2m | €371,856 | 10.5% | - |
| di Gerardi Kapellen | €4.9m | €407,236 | 26.1% | - |
| MEGENT Erpe-Mere | €5.1m | €401,231 | 24.3% | - |
| Van Den Abeele D Deinze | €5.3m | €384,868 | 25.8% | - |
| SCALDINO Ghent | €4.9m | €472,427 | -2.0% | - |
| CCK MANAGEMENT Hasselt | €4.7m | €438,583 | 97.4% | - |
These companies have the same main activity as FABCO: renting and operating of own or leased residential real estate, excluding social housing (NACE 68201). They are comparable in size and age: total assets between €4.7m and €5.3m, founded between 2011 and 2014.
Official details
Source: KBO- Status
- Active since 23-09-2013Normal situation
- Activity
- Renting and operating of own or leased residential real estate, excluding social housingNACE 68201and 5 others
- Establishment unit
- 2.223.891.7791760 Roosdaal, since 23-09-2013
- Financial year end
- 30 June
- Peppol
- Reachable since 16-12-2025
Annual accounts to 30-06-2025
- Turnover
- ≈ €450,000estimated
- Total assets
- €5.2m▼ 16.7%
- Filing
- Filed on 17-12-2025, 45 days before the end of the filing period
Insights on FABCO
FABCO files the abbreviated format. That format states no turnover. The gross margin rose from €89,022 in 2014 to €400,382 in 2025.
The balance sheet grew most from 2018 to 2020 through fixed assets, financed with long-term debt.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about FABCO
- What is the company number of FABCO?
- The company number of FABCO is 0538.835.790. The VAT number is the same number with BE in front: BE 0538.835.790.
- Where is FABCO based?
- The registered office is at Nieuwe Kaai 16, 1760 Roosdaal.Company details
- What does FABCO do?
- According to the KBO register, the main activity is renting and operating of own or leased residential real estate, excluding social housing (NACE 68201).
- What is the legal form of FABCO?
- FABCO is a private limited company (BV).
- When was FABCO founded?
- FABCO was founded on 23-09-2013.
- Is FABCO still active?
- Yes, FABCO is an active enterprise in the KBO register.
- What is the turnover of FABCO?
- The turnover in financial year 2025 is ≈ €450,000. This figure is estimated from the gross margin of €400,382 and 38 comparable companies (NACE 68201). It probably lies between €400,000 and €500,000.Financials
- Is FABCO profitable?
- In financial year 2025, FABCO made a loss of €356,294.
- Where can I find the annual accounts of FABCO?
- FABCO filed 12 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of FABCO due?
- FABCO must file the annual accounts for financial year 2026 by 31-01-2027.Timeline
Next steps
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