Result
€77,574 €77,574
Back in profit in 2025, after a loss of €90,779 in 2024.
F4P Invest
Lifetime
2 annual accounts with figures on one time axispeak €299,994 (2025)
€299,994▲ 201%
lowest -€90,779 (2024)
€77,574▲ €168,352
peak €236,795 (2025)
€236,795▲ 48.7%
€2.4m▼ 4.8%
Board7 names since 2023
5 directorsCADUS and 4 others
Owners2 names in the annual accounts
20%SOCARIS and 1 other
Documentsfilings and deeds
13-07-202618 days before the deadline
2025abbreviated format
Gross margin from €99,598 to €299,994Back to profit: €77,574Equity from €159,221 to €236,795
Key points
from the 2025 annual accountsChecked score
90
Excellent
Financially stronger than 51% of small companies in real estate (NACE 68)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 6,998 companies (NACE 68, small).
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 1.2%
01-2025: 1.4%▲ +0.2 percentage points vs 12-2024
02-2025: 1.5%▲ +0.1 percentage points vs 01-2025
03-2025: 1.5%● unchanged vs 02-2025
04-2025: 1.4%▼ -0.1 percentage points vs 03-2025
05-2025: 1.4%● unchanged vs 04-2025
06-2025: 1.6%▲ +0.2 percentage points vs 05-2025
07-2025: 1.6%● unchanged vs 06-2025highest value
08-2025: 0.4%▼ -1.2 percentage points vs 07-2025
09-2025: 0.4%● unchanged vs 08-2025
10-2025: 0.4%● unchanged vs 09-2025
11-2025: 0.4%● unchanged vs 10-2025
12-2025: 0.4%● unchanged vs 11-2025
01-2026: 0.4%● unchanged vs 12-2025
02-2026: 0.4%● unchanged vs 01-2026
03-2026: 0.5%▲ +0.1 percentage points vs 02-2026
04-2026: 0.5%● unchanged vs 03-2026
05-2026: 0.6%▲ +0.1 percentage points vs 04-2026
06-2026: 0.7%▲ +0.1 percentage points vs 05-2026
07-2026: 0.9%▲ +0.2 percentage points vs 06-2026
08-2026: 0.4%▼ -0.5 percentage points vs 07-2026
09-2026: 0.2%▼ -0.2 percentage points vs 08-2026lowest value
10-2026: 0.2%● unchanged vs 09-2026
11-2026: 0.2%● unchanged vs 10-2026
Financial strengthWeak
Score breakdown
raises risk
Liquidity: current ratio 0.10, cash €31,731
lowers risk
Size: total assets €2.7m
Sector: Real estate activities (NACE 68)
Figures for financial year 2025 (filed on 13-07-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, small). It does better than 27% of them on solvency, 41% on liquidity, 46% on profitability and 89% on growth.
The bankruptcy probability was computed on 06-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 1,514 companies had the same profile as F4P Invest has now. Each dot stands for 4 companies, two years later.
95.8%
were still trading
1.5%
stopped another way
2.4%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of F4P Invest itself is lower: 0.2% within 12 months. It rests on far more data about F4P Invest than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 1,514 companies, not a prediction for F4P Invest. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €21,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.1 (0.07 in 2024), below 1. Short-term debt is 20.7% and cash 1.2% of total assets. 91.2% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-07-2026, 18 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
18 days early
2024
3 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 2 accounts on average 11 days before the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsWhere today falls in the filing period
07-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- SOCARIS 20%equity €74.0m (2025) · 30-06-2025 annual accounts of SOCARIS
- CADUS 14%equity €4.5m (2025) · 2025 annual accounts of CADUS
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0804034087
Registered office moved from Mouscron to Estaimpuis
New registered office: Porte des Bâtisseurs 38, 7730 Estaimpuis · Previous registered office: Rue du Mont-Gallois 56, 7700 Mouscron · Board meeting of 12-07-2024 · Gazette deed
Incorporation
Founders: DA VINCI HOLDING AG, NV CADUS, KEMSEKE Olivier Georges Marie and 2 others · 5,000 shares · Appointments: Ki Trade, DE WOLF Christian Philippe Johan, NV CADUS, KEMSEKE Olivier Georges Marie and VAN ESBROECK Luc · published on 19-07-2023 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| F4P Invest Estaimpuis | €2.7m | €299,994 | 8.8% | - |
| BRUSSELS EAST PROPERTY PARTNERS Machelen (Brab.) | €2.4m | €313,266 | 1.4% | - |
| Inlova Donceel | €2.4m | €388,052 | 23.5% | - |
| IMMO HIGH FIVE Montigny-le-Tilleul | €3.4m | €267,128 | 20.9% | - |
| DKS GROUP Charleroi | €1.7m | €335,670 | 28.1% | - |
| MN INVEST Floreffe | €2.6m | €200,572 | 23.3% | 0 |
| FOCH 27 REAL ESTATE Woluwe-Saint-Pierre | €3.2m | €226,571 | 92.9% | - |
These companies have the same main activity as F4P Invest: buying and selling of own real estate (NACE 68110). They are comparable in size and age: total assets between €1.7m and €3.4m, founded in 2023.
Official details
Source: KBO- Status
- Active since 17-07-2023Normal situation
- Activity
- Buying and selling of own real estateNACE 68110and 2 others
- Establishment unit
- 2.350.063.0457700 Mouscron, since 17-07-2023
- Financial year end
- 31 December
- Peppol
- Reachable since 10-09-2025
Annual accounts 2025
- €2.7m▼ 1.7%
- Filing
- Filed on 13-07-2026, 18 days before the end of the filing period
Insights on F4P Invest
F4P Invest has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €236,795 and a net result of €77,574.
Its solvency ranks better than 28% of 11,289 sector peers (NACE 68, financial year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about F4P Invest
- What is the company number of F4P Invest?
- The company number of F4P Invest is 0804.034.087. The VAT number is the same number with BE in front: BE 0804.034.087.
- Where is F4P Invest based?
- The registered office is at Porte des Bâtisseurs 38, 7730 Estaimpuis.Company details
- What does F4P Invest do?
- According to the KBO register, the main activity is buying and selling of own real estate (NACE 68110).
- What is the legal form of F4P Invest?
- F4P Invest is a private limited company (BV).
- When was F4P Invest founded?
- F4P Invest was founded on 17-07-2023.
- Is F4P Invest still active?
- Yes, F4P Invest is an active enterprise in the KBO register.
- What is the turnover of F4P Invest?
- The turnover in financial year 2025 is ≈ €530,000. This figure is estimated from the gross margin of €299,994 and 40 comparable companies (NACE 681). It probably lies between €400,000 and €870,000.Financials
- Is F4P Invest profitable?
- In financial year 2025, F4P Invest made a profit of €77,574.
- Where can I find the annual accounts of F4P Invest?
- F4P Invest filed 2 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of F4P Invest due?
- F4P Invest must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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