Equity
€1.0m ▼ 42.2%
Projective Group Talent BE paid out €730,000 in dividends in a year with a loss of €21,167.
Projective Group Talent BE
Lifetime
11 annual accounts with figures on one time axispeak €13.5m (2023)
€8.1m▼ 12.8%
lowest -€157,473 (2024)
-€21,167▲ €136,306
peak €2.3m (2023)
€1.0m▼ 42.2%
€1.3m▲ 13.9%
peak 141.4 FTE (2019)
75.9 FTE▼ 13.8%
Board17 names since 2020all names
1 directorPROJECTIVE HOLDING
Owners4 names in the annual accounts
Documentsfilings and deeds
11-06-202650 days before the deadline
2025financial year
Turnover from €9.3m to €8.1mLoss of €21,167Staff from 88 FTE to 75.9 FTEReappointment: BDO Bedrijfsrevisoren BV (statutory auditor) 26-08Dividend €730,000Equity from €1.8m to €1.0m
Key points
from the 2025 annual accountsResult
-€21,167 ▲ 86.6%
The result rose in 2025 from -€157,473 to -€21,167.
Investments
€6,795 0.1 × depreciation
Green is investment, beige is depreciation.
Staff
75.9 FTE from 141.4 in 2019
Between 2019 and 2025, 46% of the full-time equivalents disappeared.
Payment terms
20 days to suppliers
Projective Group Talent BE pays its suppliers 19 days earlier than in 2024. Customers pay 5 days later.
Filings
11 annual accounts since 2015
The last five annual accounts were filed 33 to 74 days before the end of the period.
Checked score
92
Excellent
Financially stronger than 36% of medium-sized companies in head offices and management consultancy (NACE 70)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 802 companies (NACE 70, medium-sized).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%lowest value
01-2025: < 0.1%● unchanged vs 12-2024
02-2025: < 0.1%● unchanged vs 01-2025
03-2025: < 0.1%● unchanged vs 02-2025
04-2025: < 0.1%● unchanged vs 03-2025
05-2025: < 0.1%● unchanged vs 04-2025
06-2025: 0.1%▲ +0.1 percentage points vs 05-2025
07-2025: 0.2%▲ +0.1 percentage points vs 06-2025
08-2025: 0.2%● unchanged vs 07-2025
09-2025: 0.2%● unchanged vs 08-2025
10-2025: 0.2%● unchanged vs 09-2025
11-2025: 0.2%● unchanged vs 10-2025
12-2025: 0.2%● unchanged vs 11-2025
01-2026: 0.2%● unchanged vs 12-2025
02-2026: 0.2%● unchanged vs 01-2026
03-2026: 0.3%▲ +0.1 percentage points vs 02-2026
04-2026: 0.3%● unchanged vs 03-2026
05-2026: 0.3%● unchanged vs 04-2026
06-2026: 0.3%● unchanged vs 05-2026highest value
07-2026: 0.2%▼ -0.1 percentage points vs 06-2026
08-2026: 0.1%▼ -0.1 percentage points vs 07-2026
09-2026: 0.1%● unchanged vs 08-2026
10-2026: 0.1%● unchanged vs 09-2026
11-2026: 0.1%● unchanged vs 10-2026
Financial strengthAverage
Score breakdown
raises risk
Size: turnover €8.1m, 75.9 FTE, total assets €2.4m
Loss of €21,167, the second in a row (financial year 2025)
lowers risk
Liquidity: current ratio 1.72, cash €534,135
Sector: Activities of head offices; management consultancy activities (NACE 70)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, medium-sized). It does better than 36% of them on solvency, 67% on liquidity, 30% on profitability and 11% on growth.
The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 246 companies had the same profile as Projective Group Talent BE has now. Each dot is one company, two years later.
89.8%
were still trading
8.5%
stopped another way
1.2%
went bankrupt
Another 0.4% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of Projective Group Talent BE itself is lower: 0.1% within 12 months. It rests on far more data about Projective Group Talent BE than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 246 companies, not a prediction for Projective Group Talent BE. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €90,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 1.72 (2.38 in 2024), above the usual 1.5. Short-term debt is 52.3% and cash 22.6% of total assets. However, 56.4% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year -€21,167
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-06-2026, 50 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
50 days early
2024
36 days early
2023
33 days early
2022
61 days early
2021
74 days early
2020
61 days early
2019
39 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 51 days before the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 11 June (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
08-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- PROJECTIVE HOLDING 100%equity €111.4m (2025) · annual accounts 2025
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0556870169
Reappointment: BDO Bedrijfsrevisoren BV (statutory auditor)
Gazette deed
Registered office moved from Mechelen to Diegem
New registered office: De Kleetlaan 5A, 1831 DIEGEM · Previous registered office: Motstraat 32, 2800 MECHELEN · Board meeting of 02-04-2024 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| Projective Group Talent BE Machelen (Brab.) | €8.1m | 1.9% | 43.6% | 75.9 |
| icapps Antwerp | €9.3m | -5.0% | 40.5% | 55.3 |
| RUD PEDERSEN PUBLIC AFFAIRS BRUSSELS Brussels | €11.6m | 11.1% | 29.7% | 44 |
| Vélotel Services Bruges | €5.5m | 5.2% | 0.1% | 38.3 |
| Maandag Belgium Antwerp | €14.4m | 2.2% | 47.2% | 94.2 |
| AXIS PROJECTS Antwerp | €6.2m | 4.8% | 36.2% | 53 |
| EY SOLUTIONS Machelen (Brab.) | €13.7m | 1.5% | 30.4% | 43.7 |
Grey: the largest companies of the sector (head offices and management consultancy (NACE 70)), without their names. Blue: the sector peers from the table.
These companies have the same main activity as Projective Group Talent BE: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €1.5m and €5.4m, founded between 2007 and 2017.
Official details
Source: KBO- Status
- Active since 15-07-2014Normal situation
- Registered office
- 163 active companies are registered at this address10 started in the 12 months before. Source: KBO register, as of 8 November 2026.
- Activity
- Business and other management consultancyNACE 70200and 4 others
- Establishment unit
- 2.239.382.8771831 Machelen (Brab.), since 15-07-2014
- Financial year end
- 31 December
- Peppol
- Reachable since 07-10-2025
Annual accounts 2025
- €2.4m▼ 20.0%
- Employeeson 31-12-2025
- 72▼ 2.7%
- Filing
- Filed on 11-06-2026, 50 days before the end of the filing period
Insights on Projective Group Talent BE
Projective Group Talent BE has existed since 2014. Turnover fell from €11.7m in 2020 to €8.1m in 2025 and staff from 136.4 to 75.9 full-time equivalents.
Solvency fell in 2025 from 60.4% to 43.6% because of the loss.
PROJECTIVE HOLDING holds all the shares.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about Projective Group Talent BE
- What is the company number of Projective Group Talent BE?
- The company number of Projective Group Talent BE is 0556.870.169. The VAT number is the same number with BE in front: BE 0556.870.169.
- Where is Projective Group Talent BE based?
- The registered office is at De Kleetlaan 5 A, 1831 Machelen (Brab.).Company details
- What does Projective Group Talent BE do?
- According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
- What is the legal form of Projective Group Talent BE?
- Projective Group Talent BE is a public limited company (NV).
- When was Projective Group Talent BE founded?
- Projective Group Talent BE was founded on 15-07-2014.
- Is Projective Group Talent BE still active?
- Yes, Projective Group Talent BE is an active enterprise in the KBO register.
- How many employees does Projective Group Talent BE have?
- Projective Group Talent BE had an average of 75.9 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- What is the turnover of Projective Group Talent BE?
- The turnover of Projective Group Talent BE was €8.1m in financial year 2025, according to the filed annual accounts.
- Is Projective Group Talent BE profitable?
- In financial year 2025, Projective Group Talent BE made a loss of €21,167.
- Where can I find the annual accounts of Projective Group Talent BE?
- Projective Group Talent BE filed 11 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of Projective Group Talent BE due?
- Projective Group Talent BE must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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