2022 figures too old to scoreTurnover not published (micro format)
Bankruptcy probability
No current score
Checked score
The higher the Checked score (0 to 100), the smaller the chance that the company goes bankrupt within twelve months. That chance sets the band, from Critical to Excellent, and within the band how the company does against its sector peers counts too. With a low score, agree a shorter payment term, an advance or security.
Figures too old
The latest figures are for FY 2022. They are too old for a current score.
Bankruptcy probability: High
Filing: At least two annual filings are missing
Bankruptcy probability within 12 months
Bankruptcy probability
It is the chance that the company goes bankrupt within twelve months, estimated from the registers, the annual accounts and the Belgian Official Gazette. At 0.2%, about 2 in 1,000 comparable companies go bankrupt. The higher it is, the shorter the payment term to agree.
20.3% High
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.6% across 40,276 companies (NACE 47, micro).
About 1 in 5 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months12-2024: 16.2%lowest value01-2025: 20.5%▲ +4.3 percentage points vs 12-202402-2025: 20.5%● unchanged vs 01-202503-2025: 21.1%▲ +0.6 percentage points vs 02-202504-2025: 19.6%▼ -1.5 percentage points vs 03-202505-2025: 19.5%▼ -0.1 percentage points vs 04-202506-2025: 19.2%▼ -0.3 percentage points vs 05-202507-2025: 19.2%● unchanged vs 06-202508-2025: 22.1%▲ +2.9 percentage points vs 07-202509-2025: 22.1%● unchanged vs 08-202510-2025: 23.3%▲ +1.2 percentage points vs 09-202511-2025: 23.4%▲ +0.1 percentage points vs 10-2025highest value12-2025: 23.4%● unchanged vs 11-2025highest value01-2026: 23.4%● unchanged vs 12-2025highest value02-2026: 23.4%● unchanged vs 01-2026highest value03-2026: 23.4%● unchanged vs 02-2026highest value04-2026: 23.4%● unchanged vs 03-2026highest value05-2026: 23.4%● unchanged vs 04-2026highest value06-2026: 23.3%▼ -0.1 percentage points vs 05-202607-2026: 23.3%● unchanged vs 06-202608-2026: 20.3%▼ -3.0 percentage points vs 07-202609-2026: 20.3%● unchanged vs 08-202610-2026: 20.3%● unchanged vs 09-202611-2026: 20.3%● unchanged vs 10-2026
Financial strength, FY 2022
Financial strength
Financial strength measures the balance sheet and the results with three figures out of 100 from the latest annual accounts: solvency, liquidity and profitability. It does not directly set the Checked score's band. How the company does against its sector peers on these and on growth does count for its place within the band.
Weak
1-13equity -23.8% of total assets
0-11short-term debt 123.8%
5-66return on assets -11.0%
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raises risk · Two or more financial years not filed
Since the financial year that closed on 31-12-2023, 3 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.
31-12-2023 year end31-07-2024 deadline08-11-2026 today
raises risk · 2022 accounts filed 31 days late
The financial year that closed on 31-12-2022 was due by 31-07-2023 and was filed on 31-08-2023, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
The company filed its last 4 accounts on average 48 days after the deadline. The Belgian median for financial year 2024 was 4 days before the deadline, and 38% of all filings were late.
raises risk · Administrative warnings in the KBO publications
The FPS Economy published 1 notice about the company, such as a strike-off for address, accounts or UBO, or its withdrawal.
“La vente de tout textile, brut ou transformé dans tout domaine (vêtements, linge de…” (deed in French)From the articles, 11 activitiesNo NACE code in the KBO yet