Ets LIBERT
ActiveEts LIBERT has been active since 1991 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €447k and a net result of €33k. Equity is growing by ~5.9% per year across the filed fiscal years. Its solvency ranks better than 72% of 1029 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
85
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability75=
Solvency90▲+3
Growth78=
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days acceptable
Liquidity ample (current ratio 4.37 against 3.59 in 2024; short-term debt: 21.1% and cash: 74.8% of total assets), and 35% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 25
Relative position
BE, all sectors
reference
Sector 25
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
65%
Return on assets
4.8%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
29 d late
2023
29 d late
2022
25 d late
2021
29 d late
2020
27 d late
2019
25 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€447k▲ 2.6%
2024 · €436k
2018: €294k
2019: €332k
2020: €333k
2021: €372k
2022: €379k
2023: €421k
2024: €436k
2018 → 2025
Total assets
€688k▼ 2.9%
2024 · €708k
2018: €508k
2019: €535k
2020: €581k
2021: €610k
2022: €656k
2023: €774k
2024: €708k
2018 → 2025
Net result
€33k▼ 8.8%
2024 · €36k
2018: €17k
2019: €58k
2020: €821
2021: €68k
2022: €29k
2023: €63k
2024: €36k
2018 → 2025
Working capital
€489k▲ 7.2%
2024 · €456k
2018: €337k
2019: €363k
2020: €379k
2021: €427k
2022: €442k
2023: €463k
2024: €456k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€372k-€379k▲ 2.1%€421k▲ 11.0%€436k▲ 3.5%€447k▲ 2.6%
Operating result€82k-€60k▼ 26.1%€97k▲ 61.0%€62k▼ 35.8%€51k▼ 17.7%
Net result€68k-€29k▼ 56.9%€63k▲ 117%€36k▼ 43.2%€33k▼ 8.8%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 18% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €688k
Fixed assets
€54k▼ 28.9%
Current assets
€634k▲ 0.2%
Equity and liabilities €688k
Equity
€447k▲ 2.6%
Debt
€240k▼ 11.6%
The debt ratio falls from 38.4% to 35.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€73k▼
2024 · €89k
Cash flow
€55k▼
2024 · €62k
Solvency
65.0%▲
2024 · 61.6%
Current ratio
4.37▲
2024 · 3.59
Quick ratio
3.90▲
2024 · 3.27
Debt / equity
0.54▼
2024 · 0.62
ROE
7.3%▼
2024 · 8.3%
ROA
4.8%▼
2024 · 5.1%
Interest coverage
14.82▼
2024 · 14.90
Debt
€240k▼
2024 · €272k
Debt ≤ 1 year
€145k▼
2024 · €176k
Debt > 1 year
€54k▼
2024 · €78k
Income taxes
€14k▼
2024 · €21k
Staff costs
€38k▲
2024 · €15
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€708k€688k▼
Fixed assets21/28€76k€54k▼
Tangible fixed assets22/27€76k€54k▼
Land and buildings22€38k€27k▼
Furniture and vehicles24€38k€27k▼
Financial fixed assets28€62€62=
Current assets29/58€632k€634k▲
Stocks and contracts in progress3€56k€69k▲
Stocks30/36€56k€69k▲
Amounts receivable within one year40/41€83k€49k▼
Trade receivables40€77k€44k▼
Other amounts receivable41€6k€5k▼
Cash at bank and in hand54/58€492k€515k▲
Deferred charges and accrued income490/1€373€1k▲
Equity and liabilities
Total equity and liabilities10/49€708k€688k▼
Equity10/15€436k€447k▲
Contributions10/11€19k€19k=
Outside capital11€19k€19k=
Other1109/19€19k€19k=
Reserves13€77k€97k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€75k€95k▲
Profit (loss) carried forward14€340k€332k▼
Amounts payable17/49€272k€240k▼
Amounts payable after more than one year17€78k€54k▼
Financial debts170/4€78k€54k▼
Amounts payable within one year42/48€176k€145k▼
Current portion of amounts payable after more than one year42€26k€24k▼
Trade debts44€77k€58k▼
Suppliers440/4€77k€58k▼
Taxes, remuneration and social security45€29k€20k▼
Taxes450/3€29k€15k▼
Remuneration and social security454/9-€5k
Other amounts payable47/48€44k€43k▼
Accrued charges and deferred income492/3€18k€41k▲
Income statement
Code20242025
Remuneration, social security and pensions62€15€38k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€26k€22k▼
Other operating charges640/8€525€653▲
Gross operating margin9900€89k€112k▲
Operating profit (loss)9901€62k€51k▼
Financial income75/76B€330€670▲
Recurring financial income75€330€670▲
Financial charges65/66B€6k€5k▼
Recurring financial charges65€6k€5k▼
Profit (loss) for the period before taxes9903€57k€47k▼
Income taxes67/77€21k€14k▼
Profit (loss) for the period9904€36k€33k▼
Profit (loss) for the period to be appropriated9905€36k€33k▼
Appropriation of the result
Profit (loss) to be appropriated9906€387k€373k▼
Profit (loss) brought forward from the previous period14P€351k€340k▼
Transfer to equity691/2€25k€20k▼
To other reserves6921€25k€20k▼
Profit to be distributed694/7€21k€21k=
Return on contributions (dividend)694€21k€21k=
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
25-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 25 days late
2022
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 29 days late
2021
31-12
Financial
Highest result since 2018net €68k ▲8125%
Net result €68k, the highest in the series.
27-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 27 days late
2020
31-12
Financial
Weakest financial yearnet €821 ▼98.6%
Net result drops to €821, the lowest in the series; recovery starts the following year.
25-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 25 days late
2019
27-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 27 days late
2018
28-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 28 days late
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Court-Saint-Etienne · 1 establishment unit since 1991
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Chevelipont 161490 Court-Saint-EtienneGround area
922 m²
Building footprint
145 m²
Parcel 25023K0319/00N000, Wallonia. Linked by address, not a title deed.
1 establishment unit
ETABLISSEMENTS LIBERT SC
since 19912.053.849.591
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25023K0319/00N000 | Wallonia | 922 m² | 1 · 145 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
JAMEC
BE 0869.801.275
Oudsbergen · Eq €448k
HORTIPOORT
BE 0839.547.569
Londerzeel · Eq €442k
Van de Weghe Karel
BE 0880.081.493
Wetteren · Eq €440k
ALL-JOBS
BE 0434.649.773
Wommelgem · Eq €440k
Jan Gonnissen
BE 0508.496.071
Antwerpen · Eq €456k
Of 908 companies in sector 25120 we hold annual accounts for 677. 535 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-06-1991
Fiscal year end31-12
Activities, NACEBEL
25120Manufacture of fabricated metal products, except machinery and equipment
45220
22240Manufacture of rubber and plastic products
43332Laying of wooden floor and wall coverings
43410Roofing work
Sources
Crossroads Bank for EnterprisesNational Bank · 34 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.