ET-TOU
ActiveSummary
The computed 12-month bankruptcy probability of ET-TOU is 3.6% (moderate). The 2024 annual accounts show negative equity (€-18k) and a net result of €-6k. Equity is growing by ~11.5% per year across the filed fiscal years. Its solvency ranks better than 5% of 2090 sector peers (fiscal year 2024). The company has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
26
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability0▼-100
Solvency0=
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
3.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.38 against 0.39 in 2023; short-term debt: 259.2% and cash: 57.3% of total assets), and equity is negative.
Credit check for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
-159.2%
Return on assets
-49.3%
Age of the figures
21 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 10
Relative position
BE, all sectors
reference
Sector 10
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
The 2024 annual accounts show negative equity and a net loss.
NBB · annual accounts 2024Equity per financial year
18192021222324
2018 to 2024 · latest year €-18k
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 25-08-2025, 25 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
25 d late
2023
58 d late
2022
17 d early
2021
16 d early
2020
17 d early
2019
21 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€-18k▼ 44.9%
2023 · €-13k
2018: €-30k
2019: €-29k
2020: €-18k
2021: €-17k
2022: €-17k
2023: €-13k
2018 → 2024
Total assets
€12k▲ 40.1%
2023 · €8k
2018: €34k
2019: €14k
2020: €13k
2021: €21k
2022: €27k
2023: €8k
2018 → 2024
Net result
€-6k
2023 · €4k
2018: €480
2019: €923
2020: €-641
2021: €1k
2022: €226
2023: €4k
2018 → 2024
Working capital
€-18k▼ 44.6%
2023 · €-13k
2018: €-38k
2019: €-37k
2020: €-24k
2021: €-21k
2022: €-19k
2023: €-13k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€-18k-€-17k▲ 6.5%€-17k▲ 1.3%€-13k▲ 24.6%€-18k▼ 44.9%
Operating result€-600-€1k€260▼ 78.1%€4k▲ 1,502%€1k▼ 68.9%
Net result€-641-€1k€226▼ 80.8%€4k▲ 1,726%€-6k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 69% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €12k
Fixed assets
€79 =
Current assets
€11k ▲ 40.5%
Key figures and ratios
Solvency
-159.2%▼
2023 · -153.9%
Current ratio
0.38▼
2023 · 0.39
Quick ratio
0.30▲
2023 · 0.24
Debt to equity
-1.63▲
2023 · -1.65
ROA
-49.3%▼
2023 · 50.2%
Debt
€30k▲
2023 · €21k
Debt ≤ 1 year
€30k▲
2023 · €21k
Income taxes
€7k
Staff costs
€51k▲
2023 · €33k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 36 lines
Balance sheet
Code20232024
Assets
Total assets20/58€8k€12k▲
Fixed assets21/28€79€79=
Financial fixed assets28€79€79=
Current assets29/58€8k€11k▲
Stocks and contracts in progress3€3k€3k▼
Stocks30/36€3k€3k▼
Amounts receivable within one year40/41€0€2k▲
Trade receivables40€0€2k▲
Other amounts receivable41-€69
Cash at bank and in hand54/58€5k€7k▲
Equity and liabilities
Total equity and liabilities10/49€8k€12k▲
Equity10/15€-13k€-18k▼
Contributions10/11€19k€19k=
Capital10€19k€19k=
Issued capital100€19k€19k=
Profit (loss) carried forward14€-31k€-37k▼
Amounts payable17/49€21k€30k▲
Amounts payable within one year42/48€21k€30k▲
Trade debts44€17k€19k▲
Suppliers440/4€17k€19k▲
Taxes, remuneration and social security45€3k€10k▲
Taxes450/3€947€5k▲
Remuneration and social security454/9€3k€6k▲
Income statement
Code20232024
Remuneration, social security and pensions62€33k€51k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k-
Other operating charges640/8-€353
Gross operating margin9900€39k€53k▲
Operating profit (loss)9901€4k€1k▼
Financial charges65/66B€34€45▲
Recurring financial charges65€34€45▲
Profit (loss) for the period before taxes9903€4k€1k▼
Income taxes67/77-€7k
Profit (loss) for the period9904€4k€-6k▼
Profit (loss) for the period to be appropriated9905€4k€-6k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-31k€-37k▼
Profit (loss) brought forward from the previous period14P€-35k€-31k▲
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
25-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 25 days late
2024
31-12
Financial
Weakest financial yearnet €-6k ▼238%
Net result drops to €-6k, the lowest in the series.
27-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 58 days late
2023
31-12
Financial
Highest result since 2018net €4k ▲1726%
Operating result €4k, net result €4k, both a record.
14-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
15-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €1k
Net result €1k after one loss-making year.
14-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
10-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
21-11
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 113 days late
2018
31-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
20-10
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 81 days late
2016
20-07
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Anderlecht · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Prins van Luiklaan 21070 AnderlechtGround area
112 m²
Building footprint
79 m²
Volume, LiDAR
788 m³
Parcel 21302A0025/00G010, Brussels · tallest building 13.4 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Prins van Luiklaan 2, 1070 Anderlecht
since 20132.216.808.603
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21302A0025/00G010 | Brussels | 112 m² | 1 · 79 m² | 13.4 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteAnderlecht2.216.808.603
Similar companies · same sector and region
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KOOKI COMPANY
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This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 511 companies in sector 10711 we hold annual accounts for 329. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-10-2012
Fiscal year end31-12
Activities, NACEBEL 2025
10711Manufacture of food products
47110Non-specialised retail sale with food, beverages or tobacco predominating
10712Artisanal bread and fresh pastry making
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.