Elora
ActiveElora has been active since 1989 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €87k and a net result of €61. Equity remains stable across the filed fiscal years (±0.1% per year). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
66
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability38=
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 44.5 against 44.47 in 2024; short-term debt: 2.2% and cash: 0.1% of total assets), and 2.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
97.8%
Return on assets
0.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-05-2026, 63 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
63 d early
2024
8 d early
2023
8 d early
2022
12 d early
2021
19 d early
2020
142 d late
2019
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
€0▼ 100%
2018 · €49k
2018: €49k
2018 → 2019
EBIT margin
64.8%
Net result
€61▼ 1.6%
2024 · €62
2018: €31k
2019: €-36
2020: €-160
2021: €32
2022: €151
2023: €101
2024: €62
2018 → 2025
Working capital
€87k▲ 0.1%
2024 · €87k
2018: €87k
2019: €87k
2020: €87k
2021: €87k
2022: €87k
2023: €87k
2024: €87k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€87k-€87k▲ 0.2%€87k▲ 0.1%€87k▲ 0.1%€87k▲ 0.1%
Operating result€-3k-€-2k▲ 6.8%€-2k▼ 1.9%€-2k▼ 0.1%€-2k▼ 0.6%
Net result€32-€151▲ 372%€101▼ 33.1%€62▼ 38.6%€61▼ 1.6%
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €2k in 2025 against €2k in 2024; the loss grows.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €89k
Equity
€87k▲ 0.1%
Debt
€2k=
The debt ratio stays at 2.2%.
Key figures and ratios
Solvency
97.8%=
2024 · 97.8%
Current ratio
44.50▲
2024 · 44.47
Quick ratio
44.50▲
2024 · 44.47
Debt / equity
0.02▼
2024 · 0.02
ROE
0.1%▼
2024 · 0.1%
ROA
0.1%▼
2024 · 0.1%
Debt
€2k=
2024 · €2k
Debt ≤ 1 year
€2k=
2024 · €2k
Income taxes
€28▼
2024 · €41
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€89k€89k▲
Current assets29/58€89k€89k▲
Amounts receivable within one year40/41€89k€89k=
Other amounts receivable41€89k€89k=
Cash at bank and in hand54/58€8€97▲
Equity and liabilities
Total equity and liabilities10/49€89k€89k▲
Equity10/15€87k€87k▲
Contributions10/11€75k€75k=
Capital10€75k€75k=
Issued capital100€75k€75k=
Reserves13€8k€8k=
Non-distributable reserves130/1€8k€8k=
Legal reserve130€8k€8k=
Profit (loss) carried forward14€4k€5k▲
Amounts payable17/49€2k€2k=
Amounts payable within one year42/48€2k€2k=
Trade debts44€2k€2k=
Suppliers440/4€2k€2k=
Income statement
Code20242025
Goods, raw materials, services and sundry goods60/61€2k€2k▲
Other operating charges640/8€387€399▲
Gross operating margin9900€-2k€-2k▼
Operating profit (loss)9901€-2k€-2k▼
Financial income75/76B€3k€3k▲
Recurring financial income75€3k€3k▲
Financial charges65/66B€29€30▲
Recurring financial charges65€29€30▲
Profit (loss) for the period before taxes9903€103€89▼
Income taxes67/77€41€28▼
Profit (loss) for the period9904€62€61▼
Profit (loss) for the period to be appropriated9905€62€61▼
Appropriation of the result
Profit (loss) to be appropriated9906€4k€5k▲
Profit (loss) brought forward from the previous period14P€4k€4k▲
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-05
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
23-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
23-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
19-07
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
12-07
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
31-12
Financial
Back to profitnet €32
Net result €32 after 2 loss-making years.
20-12
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 142 days late
2020
31-12
Financial
Weakest financial yearnet €-160
Net result drops to €-160, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity triplescurrent ratio 42.24
Current ratio from 12.88 to 42.24; short-term debt falls from €7k to €2k.
31-07
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
31-12
Financial
Liquidity triplescurrent ratio 12.88
Current ratio from 3.76 to 12.88; short-term debt falls from €31k to €7k.
17-05
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
11-06
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
20-06
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Pieters-Woluwe · 1 establishment unit since 1989
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Uilenstraat 1231150 Sint-Pieters-WoluweGround area
851 m²
Building footprint
305 m²
Volume, LiDAR
3,908 m³
2 parcels, Brussels · tallest building 18.5 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
ELORA SA
since 19892.042.202.564
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21683D0146/00N000 | Brussels | 454 m² | 1 · 116 m² | 10.4 m · 3 fl. |
| 21362B0295/00Y003 | Brussels | 397 m² | 1 · 189 m² | 18.5 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded03-01-1989
Fiscal year end31-12
Sources
Crossroads Bank for EnterprisesNational Bank · 37 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.