ELBUMO
ActiveELBUMO has been active since 1987 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.30M and a net result of €370k. Equity is growing by ~21.1% per year across the filed fiscal years. Its solvency ranks better than 28% of 7687 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
91
/ 100
Excellent▲ +23 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+33
Solvency62▲+16
Growth78=
Stability100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €120k at 30 days acceptable
Liquidity ample (current ratio 2.98 against 4.17 in 2024), but 73.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
26.2%
Return on assets
7.5%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-07-2026, 28 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
28 d early
2024
22 d late
2023
30 d late
2022
26 d early
2021
23 d early
2020
24 d late
2019
42 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€1.30M▲ 31.5%
2024 · €986k
2018: €298k
2019: €331k
2020: €475k
2021: €584k
2022: €672k
2023: €888k
2024: €986k
2018 → 2025
Total assets
€4.95M▼ 4.0%
2024 · €5.15M
2018: €1.10M
2019: €1.58M
2020: €1.62M
2021: €1.69M
2022: €2.07M
2023: €4.80M
2024: €5.15M
2018 → 2025
Net result
€370k▲ 180%
2024 · €132k
2018: €23k
2019: €33k
2020: €144k
2021: €109k
2022: €88k
2023: €215k
2024: €132k
2018 → 2025
Working capital
€1.36M▼ 20.7%
2024 · €1.71M
2018: €266k
2019: €564k
2020: €619k
2021: €602k
2022: €933k
2023: €1.45M
2024: €1.71M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€584k-€672k▲ 15.2%€888k▲ 32.0%€986k▲ 11.1%€1.30M▲ 31.5%
Operating result€187k-€160k▼ 14.3%€391k▲ 144%€254k▼ 35.0%€460k▲ 81.3%
Net result€109k-€88k▼ 18.7%€215k▲ 143%€132k▼ 38.6%€370k▲ 180%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 81% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €4.95M
Fixed assets
€2.90M=
Current assets
€2.05M▼ 9.3%
Equity and liabilities €4.95M
Equity
€1.30M▲ 31.5%
Provisions
€59k=
Debt
€3.59M▼ 12.6%
The debt ratio falls from 79.7% to 72.6%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€509k▲
2024 · €323k
Cash flow
€419k▲
2024 · €201k
Solvency
26.2%▲
2024 · 19.1%
Current ratio
2.98▼
2024 · 4.17
Quick ratio
1.13▲
2024 · 0.90
Debt / equity
2.77▼
2024 · 4.17
ROE
28.6%▲
2024 · 13.4%
ROA
7.5%▲
2024 · 2.6%
Interest coverage
7.64▲
2024 · 4.37
Debt
€3.59M▼
2024 · €4.11M
Debt ≤ 1 year
€686k▲
2024 · €541k
Debt > 1 year
€2.87M▼
2024 · €3.54M
Income taxes
€145k▲
2024 · €50k
Staff costs
€179k▼
2024 · €224k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€5.15M€4.95M▼
Fixed assets21/28€2.90M€2.90M=
Tangible fixed assets22/27€197k€198k▲
Land and buildings22€6k€0▼
Plant, machinery and equipment23-€14k
Furniture and vehicles24€140k€140k▲
Other tangible fixed assets26€51k€43k▼
Financial fixed assets28€2.70M€2.70M=
Current assets29/58€2.25M€2.05M▼
Amounts receivable after more than one year29€170k€175k▲
Other amounts receivable291€170k€175k▲
Stocks and contracts in progress3€1.77M€1.27M▼
Stocks30/36€627k€261k▼
Contracts in progress37€1.14M€1.01M▼
Amounts receivable within one year40/41€174k€193k▲
Trade receivables40€140k€180k▲
Other amounts receivable41€35k€13k▼
Cash at bank and in hand54/58€130k€394k▲
Deferred charges and accrued income490/1€9k€10k▲
Equity and liabilities
Total equity and liabilities10/49€5.15M€4.95M▼
Equity10/15€986k€1.30M▲
Contributions10/11€164k€164k=
Reserves13€822k€1.13M▲
Tax-exempt reserves132€178k€178k=
Distributable reserves133€644k€954k▲
Profit (loss) carried forward14-€0
Provisions and deferred taxes16€59k€59k=
Deferred taxes168€59k€59k=
Amounts payable17/49€4.11M€3.59M▼
Amounts payable after more than one year17€3.54M€2.87M▼
Financial debts170/4€3.54M€2.87M▼
Amounts payable within one year42/48€541k€686k▲
Current portion of amounts payable after more than one year42€83k€77k▼
Trade debts44€251k€267k▲
Suppliers440/4€251k€267k▲
Taxes, remuneration and social security45€51k€128k▲
Taxes450/3€26k€116k▲
Remuneration and social security454/9€25k€12k▼
Other amounts payable47/48€156k€215k▲
Accrued charges and deferred income492/3€31k€35k▲
Income statement
Code20242025
Non-recurring operating income76A-€41k
Remuneration, social security and pensions62€224k€179k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€69k€49k▼
Other operating charges640/8€3k€7k▲
Gross operating margin9900€550k€695k▲
Operating profit (loss)9901€254k€460k▲
Financial income75/76B€2k€123k▲
Recurring financial income75€2k€3k▲
Non-recurring financial income76B-€120k
Financial charges65/66B€74k€69k▼
Recurring financial charges65€74k€67k▼
Non-recurring financial charges66B-€2k
Profit (loss) for the period before taxes9903€182k€515k▲
Income taxes67/77€50k€145k▲
Profit (loss) for the period9904€132k€370k▲
Profit (loss) for the period to be appropriated9905€132k€370k▲
Appropriation of the result
Profit (loss) to be appropriated9906€132k€370k▲
Transfer to equity691/2€132k€310k▲
To other reserves6921€132k€310k▲
Profit to be distributed694/7-€60k
Directors or managers695-€60k
Social balance
Average headcount (FTE)90873.02.9▼
The notes to these accounts (24 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Highest result since 2018net €370k ▲180%
Operating result €460k, net result €370k, both a record.
31-12
Financial
Equity above €1MEq €1.30M ▲31.5%
8 profitable years in a row build equity to €1.30M.
22-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 22 days late
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 30 days late
2023
05-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
08-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Equity above €500kEq €584k ▲22.9%
4 profitable years in a row build equity to €584k.
24-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 24 days late
2020
19-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
15-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
20-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
27-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schilde · 1 establishment unit since 1987
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rozenlaan 12970 SchildeGround area
3,196 m²
Building footprint
183 m²
Volume, LiDAR
1,026 m³
Parcel 11041C0326/00E000, Flanders · tallest building 12.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
ELBUMO
since 19872.030.883.159
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11041C0326/00E000 | Flanders | 3,196 m² | 1 · 183 m² | 12.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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AZIMUT TELECOM
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Dumotech
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PROlectro
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Of 22,729 companies in sector 43211 we hold annual accounts for 10,274. 3,923 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-05-1987
Fiscal year end31-12
Activities, NACEBEL
43211General electrical installation work
45310
46431Wholesale of electrical household appliances and audio-video equipment
47540Retail sale of electrical household appliances
52450
Sources
Crossroads Bank for EnterprisesNational Bank · 38 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesWebsite:www.elbumo-bouw.be
E-mail:info@elbumo-bouw.be