Equity
€90,740 ▼ 25.8%
EL BACKERO paid out €44,356 in dividends. That is 348% of the 2025 profit.
EL BACKERO
Lifetime
12 annual accounts with figures on one time axispeak €82,796 (2019)
€2,104▲ €5,022
lowest -€10,313 (2023)
€12,749▲ €13,934
peak €145,664 (2022)
€90,740▼ 25.8%
€10,648▼ 53.2%
Board2 names since 2021
1 directorThe Tortuga Plan SL
Documentsfilings and deeds
27-06-202634 days before the deadline
2025micro format
Gross margin from -€2,919 to €2,104Back to profit: €12,749Dividend €44,356Equity from €122,347 to €90,740Debts from €22,766 to €10,648Cash from €22,420 to €9,412
Key points
from the 2025 annual accountsFilings
12 annual accounts since 2014
Two of the last ten came late. The 2022 accounts came latest: 23 days after the end of the period.
Position in the sector
89.5%
Higher solvency than 88% of companies in head offices and management consultancy. Sector median 55.5% · 39,342 companies.
Checked score
93
Excellent
Financially stronger than 48% of micro companies in head offices and management consultancy (NACE 70)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 48,555 companies (NACE 70, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.1%
01-2025: 0.1%● unchanged vs 12-2024
02-2025: 0.1%● unchanged vs 01-2025
03-2025: 0.1%● unchanged vs 02-2025
04-2025: 0.1%● unchanged vs 03-2025
05-2025: 0.1%● unchanged vs 04-2025
06-2025: 0.1%● unchanged vs 05-2025
07-2025: 0.1%● unchanged vs 06-2025highest value
08-2025: < 0.1%▼ -0.1 percentage points vs 07-2025lowest value
09-2025: < 0.1%● unchanged vs 08-2025lowest value
10-2025: < 0.1%● unchanged vs 09-2025lowest value
11-2025: < 0.1%● unchanged vs 10-2025lowest value
12-2025: < 0.1%● unchanged vs 11-2025lowest value
01-2026: < 0.1%● unchanged vs 12-2025lowest value
02-2026: < 0.1%● unchanged vs 01-2026lowest value
03-2026: < 0.1%● unchanged vs 02-2026lowest value
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: < 0.1%● unchanged vs 04-2026
06-2026: < 0.1%● unchanged vs 05-2026
07-2026: 0.1%▲ +0.1 percentage points vs 06-2026
08-2026: 0.1%● unchanged vs 07-2026
09-2026: 0.1%● unchanged vs 08-2026
10-2026: 0.1%● unchanged vs 09-2026
11-2026: 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
lowers risk
Sector: Activities of head offices; management consultancy activities (NACE 70)
Equity €90,740 (89.5% of total assets)
Size: total assets €101,389
Figures for financial year 2025 (filed on 27-06-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 86% of them on solvency, 53% on liquidity, 32% on profitability and 20% on growth.
The bankruptcy probability was computed on 06-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 34,693 companies had the same profile as EL BACKERO has now. Each dot stands for 87 companies, two years later.
95.3%
were still trading
3.9%
stopped another way
0.7%
went bankrupt
That fits the bankruptcy probability of EL BACKERO itself: 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 34,693 companies, not a prediction for EL BACKERO. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €8,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 9.8 (6.37 in 2024), above the usual 1.5. Short-term debt is 10.2% and cash 9.3% of total assets. 10.5% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
5 signals, none raises the risk
Five signals.
lowers riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-06-2026, 34 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
34 days early
2024
13 days early
2023
1 day late
2022
23 days late
2021
20 days early
2020
19 days early
2019
on the day
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 9 days before the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 18 July (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
07-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0503895796
New manager
The Tortuga Plan SL appointed, JAN DE BACKER resigned · Permanent representatives: JAN DE BACKER and DELPHINE VAN GOETHEM · General meeting of 30-09-2022 · Gazette deed
Incorporation
published on 19-02-2013 · Gazette deed
First establishment
Gentstraat 31, Waasmunster
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| EL BACKERO Waasmunster | €101,389 | €2,104 | 89.5% | - |
| CINNAMON GINGER Dilsen-Stokkem | €83,493 | €2,047 | 65.4% | - |
| Management, Business and Partnerships Wemmel | €125,657 | €2,156 | 91.5% | - |
| Celesta Beveren-Kruibeke-Zwijndrecht | €116,830 | €2,544 | -265.2% | 0 |
| Teddy & Claire Kluisbergen | €76,146 | €1,759 | 10.8% | - |
| Ka² Dendermonde | €75,386 | €2,364 | 89.5% | - |
| KARUNA Zandhoven | €123,853 | €2,681 | 72.8% | - |
These companies have the same main activity as EL BACKERO: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €75,400 and €126,000, founded between 2009 and 2014.
Official details
Source: KBO- Status
- Active since 07-02-2013Normal situation
- Activity
- Business and other management consultancyNACE 70200
- Establishment unit
- 2.217.034.2759250 Waasmunster, since 07-02-2013
- Financial year end
- 31 December
- Peppol
- Reachable since 20-08-2025
Annual accounts 2025
- ≈ €9,800estimated
- €101,389▼ 30.1%
- Filing
- Filed on 27-06-2026, 34 days before the end of the filing period
Insights on EL BACKERO
EL BACKERO files the micro format. That format states no turnover. The gross margin fell from €72,399 in 2014 to €2,104 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about EL BACKERO
- What is the company number of EL BACKERO?
- The company number of EL BACKERO is 0503.895.796. The VAT number is the same number with BE in front: BE 0503.895.796.
- Where is EL BACKERO based?
- The registered office is at Gentstraat 31, 9250 Waasmunster.Company details
- What does EL BACKERO do?
- According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
- What is the legal form of EL BACKERO?
- EL BACKERO is a private limited company (pre-2019) (BVBA).
- When was EL BACKERO founded?
- EL BACKERO was founded on 07-02-2013.
- Is EL BACKERO still active?
- Yes, EL BACKERO is an active enterprise in the KBO register.
- What is the turnover of EL BACKERO?
- The turnover in financial year 2025 is ≈ €9,800. This figure is estimated from the gross margin of €2,104 and 204 comparable companies (NACE 70200). It probably lies between €4,700 and €20,000. It is a rough estimate.Financials
- Is EL BACKERO profitable?
- In financial year 2025, EL BACKERO made a profit of €12,749.
- Where can I find the annual accounts of EL BACKERO?
- EL BACKERO filed 12 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of EL BACKERO due?
- EL BACKERO must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check Compare this company with its sector.Sector benchmark See what changed in the latest annual accounts.What changed
See how customers, suppliers and banks see your own company and what to improve first.