Equity
€137,099 ▲ 2.1%
B4YOU CONSULT has made a profit without a break since 2021.
B4YOU CONSULT
Lifetime
20 annual accounts with figures on one time axis, 49 filings since 1977peak €55,241 (2024)
€5,372▼ 90.3%
lowest -€21,522 (2009)
€2,862▼ 92.3%
peak €137,099 (2025)
€137,099▲ 2.1%
€3,266▼ 71.7%
peak 1.6 FTE (2010)
-not published
Board3 names since 2016
1 directorMichel Bolle
Documentsfilings and deeds
06-08-20266 days late
2025micro format
Gross margin from €55,241 to €5,372Result from €37,197 to €2,862Debts from €11,552 to €3,266Investments €6,130Cash from €52,512 to €20,441
Key points
from the 2025 annual accountsTurnover
≈ €26,000 estimated
The micro format states no turnover.
Investments
€6,130 10.7 × depreciation
Green is investment, beige is depreciation.
Liquidity
41.25 was 12.61 in 2024
Short-term debts fell from €11,552 to €3,266.
Filings
49 annual accounts since 1977
Eight of the last ten came late. The 2019 accounts came latest: 90 days after the end of the period.
Position in the sector
€2,862
Lower net result than 86% of companies in legal and accounting. Sector median €37,375 · 15,815 companies.
Checked score
94
Excellent
Financially stronger than 52% of micro companies in legal and accounting (NACE 69)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: < 0.1% across 20,097 companies (NACE 69, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%
01-2025: < 0.1%● unchanged vs 12-2024
02-2025: < 0.1%● unchanged vs 01-2025
03-2025: < 0.1%● unchanged vs 02-2025
04-2025: < 0.1%● unchanged vs 03-2025
05-2025: < 0.1%● unchanged vs 04-2025
06-2025: < 0.1%● unchanged vs 05-2025
07-2025: < 0.1%● unchanged vs 06-2025
08-2025: 0.1%▲ +0.1 percentage points vs 07-2025highest value
09-2025: < 0.1%▼ -0.1 percentage points vs 08-2025
10-2025: < 0.1%● unchanged vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025lowest value
02-2026: < 0.1%● unchanged vs 01-2026lowest value
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: < 0.1%● unchanged vs 04-2026
06-2026: < 0.1%● unchanged vs 05-2026
07-2026: < 0.1%● unchanged vs 06-2026
08-2026: < 0.1%● unchanged vs 07-2026
09-2026: < 0.1%● unchanged vs 08-2026
10-2026: < 0.1%● unchanged vs 09-2026
11-2026: < 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
lowers risk
Sector: Legal and accounting activities (NACE 69)
Liquidity: current ratio 41.25, cash €20,441, halved
Founded in 1938
Equity €137,099 (97.7% of total assets)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 69, micro). It does better than 87% of them on solvency, 56% on liquidity, 21% on profitability and 43% on growth.
The bankruptcy probability was computed on 05-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 17,041 companies had the same profile as B4YOU CONSULT has now. Each dot stands for 43 companies, two years later.
94.3%
were still trading
4.9%
stopped another way
0.5%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of B4YOU CONSULT itself: < 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 17,041 companies, not a prediction for B4YOU CONSULT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €12,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 41.25 (12.61 in 2024), above the usual 1.5. Short-term debt is 2.3% and cash 14.6% of total assets. 2.3% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 6 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-08-2026, 6 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2025
6 days late
2024
4 days late
2023
14 days late
2022
16 days late
2021
18 days late
2020
38 days early
2019
90 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 16 days after the deadline. In the sector (NACE 69), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 15 August (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
06-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Company renamed from Eich et Co to B4YOU CONSULT
“La prestation de tous services généralement quelconques aux entreprises dans les domaines…” (deed in French) · General meeting of 24-03-2023 · Gazette deed
Resignation: Jean Wynants (director)
Permanent representative: M. Botte · Board meeting of 05-07-2022 · Gazette deed
Registered office moved from Brussels to Braine-l'Alleud
New registered office: 8, avenue des Muguets, 1420 Braine l'Alleud · Previous registered office: Avenue Fond'Roy 107-1180 Bruxelles · Resignation: Patrick Wynants (director) · Board meeting of 21-06-2021 · Gazette deed
First establishment
Komediantenstraat 22, Brussels
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| B4YOU CONSULT Braine-l'Alleud | €140,365 | €5,372 | 97.7% | - |
| B.E.R.F. Dilbeek | €155,327 | €3,772 | 78.3% | - |
| Ordifac Charleroi | €188,186 | €7,668 | 22.1% | - |
| Fiscabel Vilvoorde | €341,406 | €4,397 | 80.0% | - |
| PROFISCUS Cerfontaine | €154,908 | €3,973 | 93.6% | - |
| C.D. & ASSOCIES Schaerbeek | €263,906 | €10,199 | 26.1% | - |
| Bernadette Noêl Consulting & Co Lasne | €214,951 | €5,314 | 15.5% | - |
These companies have the same main activity as B4YOU CONSULT: other tax advisory services (NACE 69209). They are comparable in size and age: total assets between €155,000 and €341,000, founded between 1949 and 1989.
Official details
Source: KBO- Status
- Active since 10-03-1938Normal situation
- Activity
- Other tax advisory servicesNACE 69209
- Establishment unit
- 2.006.429.9541000 Brussels, since 01-03-1938
- Financial year end
- 31 December
- Peppol
- Reachable
Insights on B4YOU CONSULT
B4YOU CONSULT files the micro format. That format states no turnover. The gross margin fell from €28,711 in 2006 to €5,372 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about B4YOU CONSULT
- What is the company number of B4YOU CONSULT?
- The company number of B4YOU CONSULT is 0403.169.612. The VAT number is the same number with BE in front: BE 0403.169.612.
- Where is B4YOU CONSULT based?
- The registered office is at Avenue des Muguets 8, 1420 Braine-l'Alleud.Company details
- What does B4YOU CONSULT do?
- According to the KBO register, the main activity is other tax advisory services (NACE 69209).
- What is the legal form of B4YOU CONSULT?
- B4YOU CONSULT is a private limited company (BV).
- When was B4YOU CONSULT founded?
- B4YOU CONSULT was founded on 10-03-1938.
- Is B4YOU CONSULT still active?
- Yes, B4YOU CONSULT is an active enterprise in the KBO register.
- What is the turnover of B4YOU CONSULT?
- The turnover in financial year 2025 is ≈ €26,000. This figure is estimated from the gross margin of €5,372 and 72 comparable companies (NACE 692). It probably lies between €17,000 and €41,000. It is a rough estimate.Financials
- Is B4YOU CONSULT profitable?
- In financial year 2025, B4YOU CONSULT made a profit of €2,862.
- Where can I find the annual accounts of B4YOU CONSULT?
- B4YOU CONSULT filed 49 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of B4YOU CONSULT due?
- B4YOU CONSULT must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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