EFFICIENT TRENDY TOURISM
ActiveSummary
EFFICIENT TRENDY TOURISM has been active since 1995 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €84k and a net result of €14k. Equity is growing by ~12.2% per year across the filed fiscal years. Its solvency ranks better than 73% of 445 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
73
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability74▲+9
Solvency88=
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity ample (current ratio 2.67 against 2.69 in 2024; short-term debt: 37.3% and cash: 4.1% of total assets), and 37.3% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 79
Relative position
BE, all sectors
reference
Sector 79
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
62.7%
Return on assets
10.4%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-05-2026, 63 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
63 d early
2024
58 d early
2023
58 d early
2022
59 d early
2021
59 d early
2020
50 d early
2019
28 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€84k▲ 19.9%
2024 · €70k
2018: €36k
2019: €33k
2020: €46k
2021: €53k
2022: €64k
2023: €61k
2024: €70k
2018 → 2025
Total assets
€134k▲ 20.8%
2024 · €111k
2018: €73k
2019: €68k
2020: €77k
2021: €92k
2022: €101k
2023: €107k
2024: €111k
2018 → 2025
Net result
€14k▲ 54.6%
2024 · €9k
2018: €14k
2019: €-2k
2020: €15k
2021: €7k
2022: €11k
2023: €-3k
2024: €9k
2018 → 2025
Working capital
€84k▲ 21.1%
2024 · €69k
2018: €34k
2019: €33k
2020: €42k
2021: €53k
2022: €64k
2023: €60k
2024: €69k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€53k-€64k▲ 20.3%€61k▼ 4.1%€70k▲ 14.7%€84k▲ 19.9%
Operating result€12k-€18k▲ 47.3%€-1k€13k€22k▲ 65.8%
Net result€7k-€11k▲ 59.2%€-3k€9k€14k▲ 54.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 66% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €134k
Fixed assets
€573 ▼ 51.3%
Current assets
€134k ▲ 21.6%
Equity and liabilities €134k
Equity
€84k ▲ 19.9%
Debt
€50k ▲ 22.5%
Debt's share of the balance-sheet total rises from 36.8% to 37.3%. Equity and debt are higher.
Key figures and ratios
EBITDA
€22k▲
2024 · €14k
Cash flow
€15k▲
2024 · €10k
Current ratio
2.67▼
2024 · 2.69
Quick ratio
2.51▲
2024 · 2.50
Debt to equity
0.60▲
2024 · 0.58
ROE
16.6%▲
2024 · 12.9%
ROA
10.4%▲
2024 · 8.1%
Interest coverage
5.09▲
2024 · 4.32
Debt ≤ 1 year
€50k▲
2024 · €41k
Income taxes
€7k▲
2024 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 43 lines
Balance sheet
Code20242025
Assets
Total assets20/58€111k€134k▲
Fixed assets21/28€1k€573▼
Tangible fixed assets22/27€1k€573▼
Furniture and vehicles24€1k€573▼
Current assets29/58€110k€134k▲
Amounts receivable after more than one year29€25k€25k=
Other amounts receivable291€25k€25k=
Stocks and contracts in progress3€8k€8k=
Stocks30/36€8k€8k=
Amounts receivable within one year40/41€76k€96k▲
Trade receivables40€13k€14k▲
Other amounts receivable41€62k€82k▲
Cash at bank and in hand54/58€2k€6k▲
Equity and liabilities
Total equity and liabilities10/49€111k€134k▲
Equity10/15€70k€84k▲
Contributions10/11€19k€19k=
Reserves13€52k€66k▲
Distributable reserves133€52k€66k▲
Amounts payable17/49€41k€50k▲
Amounts payable within one year42/48€41k€50k▲
Financial debts43€27k€27k=
Credit institutions430/8€27k€27k=
Trade debts44€838€3k▲
Suppliers440/4€838€3k▲
Taxes, remuneration and social security45€13k€20k▲
Taxes450/3€13k€20k▲
Accrued charges and deferred income492/3€0-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€603€603=
Other operating charges640/8€549€462▼
Gross operating margin9900€14k€23k▲
Operating profit (loss)9901€13k€22k▲
Financial income75/76B€4k€4k▼
Recurring financial income75€4k€4k▼
Financial charges65/66B€3k€4k▲
Recurring financial charges65€3k€4k▲
Profit (loss) for the period before taxes9903€14k€21k▲
Income taxes67/77€5k€7k▲
Profit (loss) for the period9904€9k€14k▲
Profit (loss) for the period to be appropriated9905€9k€14k▲
Appropriation of the result
Profit (loss) to be appropriated9906€9k€14k▲
Transfer from equity791/2€0-
Transfer to equity691/2€9k€14k▲
To other reserves6921€9k€14k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
03-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €9k
Net result €9k after one loss-making year.
03-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-3k ▼124%
Net result drops to €-3k, the lowest in the series; recovery starts the following year.
02-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
02-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
11-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €15k
Net result €15k after one loss-making year.
03-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
06-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
25-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
30-05
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Maaseik · 1 establishment unit since 1995
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Leeuwerikstraat 153680 MaaseikGround area
1,556 m²
Building footprint
246 m²
Volume, LiDAR
1,242 m³
Parcel 72021B0189/00X000, Flanders · tallest building 8.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
E.T.T.
since 19952.070.375.819
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72021B0189/00X000 | Flanders | 1,556 m² | 1 · 246 m² | 8.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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SYNDICAT D'INITIATIVE DE BASTOGNE - SOCIETE ROYALE
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Of 1,845 companies in sector 79901 we hold annual accounts for 146. 115 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-01-1995
Fiscal year end31-12
Abbreviation NL
E.T.T.
Activities, NACEBEL 2025
79901Tourist information services
Sources
Crossroads Bank for EnterprisesNational Bank · 31 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.