ECURIE JPC
ActiveECURIE JPC has been active since 1995 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €27k and a net result of €-11k. Equity is growing by ~8.4% per year across the filed fiscal years. Its solvency ranks better than 28% of 3108 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
56
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability28▼-50
Solvency37▼-7
Growth52=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity short (current ratio 0.14 against 0.53 in 2024; short-term debt: 26.7% and cash: 0.3% of total assets), and 87.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 01
Relative position
BE, all sectors
reference
Sector 01
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
12.1%
Return on assets
-5.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-07-2026, 14 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
14 d early
2024
30 d late
2023
141 d late
2022
38 d late
2021
60 d late
2020
194 d late
2019
91 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€109k
EBIT margin
4.0%
Net result
€-11k
2024 · €1k
2018: €4k
2019: €4k
2020: €8k
2021: €-727
2022: €842
2023: €6k
2024: €1k
2018 → 2025
Working capital
€-50k▼ 191%
2024 · €-17k
2018: €19k
2019: €8k
2020: €14k
2021: €16k
2022: €6k
2023: €-2k
2024: €-17k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€109k
Equity€30k-€31k▲ 2.8%€37k▲ 18.6%€38k▲ 2.7%€27k▼ 29.8%
Operating result€3k-€5k▲ 50.4%€11k▲ 116%€4k▼ 60.6%€702▼ 84.0%
Net result€-727-€842€6k▲ 586%€1k▼ 82.6%€-11k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 84% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €220k
Fixed assets
€211k▲ 15.9%
Current assets
€8k▼ 56.3%
Equity and liabilities €220k
Equity
€27k▼ 29.8%
Debt
€193k▲ 18.1%
The debt ratio rises from 81.2% to 87.9%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€23k▲
2024 · €21k
Cash flow
€11k▼
2024 · €17k
Solvency
12.1%▼
2024 · 18.8%
Current ratio
0.14▼
2024 · 0.53
Quick ratio
0.14▼
2024 · 0.53
Debt / equity
7.26▲
2024 · 4.32
ROE
-42.5%▼
2024 · 2.6%
ROA
-5.1%▼
2024 · 0.5%
Interest coverage
1.88▼
2024 · 7.03
Debt
€193k▲
2024 · €164k
Debt ≤ 1 year
€59k▲
2024 · €36k
Debt > 1 year
€131k▲
2024 · €127k
Staff costs
€25k▲
2024 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€201k€220k▲
Fixed assets21/28€182k€211k▲
Tangible fixed assets22/27€182k€211k▲
Land and buildings22€148k€136k▼
Plant, machinery and equipment23€34k€57k▲
Furniture and vehicles24-€18k
Financial fixed assets28€384€384=
Current assets29/58€19k€8k▼
Amounts receivable within one year40/41€11k€8k▼
Trade receivables40€11k€7k▼
Other amounts receivable41€226€226=
Cash at bank and in hand54/58€2k€621▼
Deferred charges and accrued income490/1€6k€74▼
Equity and liabilities
Total equity and liabilities10/49€201k€220k▲
Equity10/15€38k€27k▼
Contributions10/11€17k€17k=
Reserves13€8k€8k=
Distributable reserves133€8k€8k=
Profit (loss) carried forward14€13k€2k▼
Amounts payable17/49€164k€193k▲
Amounts payable after more than one year17€127k€131k▲
Financial debts170/4€127k€131k▲
Amounts payable within one year42/48€36k€59k▲
Current portion of amounts payable after more than one year42€19k€22k▲
Trade debts44€9k€13k▲
Suppliers440/4€9k€13k▲
Advances received on contracts in progress46€0-
Taxes, remuneration and social security45€4k€10k▲
Taxes450/3€4k€6k▲
Remuneration and social security454/9€0€4k▲
Other amounts payable47/48€5k€13k▲
Accrued charges and deferred income492/3-€3k
Income statement
Code20242025
Turnover70€109k-
Goods, raw materials, services and sundry goods60/61€92k-
Remuneration, social security and pensions62€1k€25k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€16k€23k▲
Other operating charges640/8€338€393▲
Non-recurring operating charges66A€168-
Gross operating margin9900€22k€48k▲
Operating profit (loss)9901€4k€702▼
Financial income75/76B€65€356▲
Recurring financial income75€65€356▲
Financial charges65/66B€3k€12k▲
Recurring financial charges65€3k€12k▲
Profit (loss) for the period before taxes9903€1k€-11k▼
Income taxes67/77€489-
Profit (loss) for the period9904€1k€-11k▼
Profit (loss) for the period to be appropriated9905€1k€-11k▼
Appropriation of the result
Profit (loss) to be appropriated9906€13k€2k▼
Profit (loss) brought forward from the previous period14P€12k€13k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
17-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €-11k ▼1226%
Net result drops to €-11k, the lowest in the series.
30-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 30 days late
2024
19-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 141 days late
2023
07-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 38 days late
2022
31-12
Financial
Back to profitnet €842
Net result €842 after one loss-making year.
29-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 60 days late
10-02
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 194 days late
2020
31-12
Financial
Highest result since 2018net €8k ▲81%
Net result €8k, the highest in the series.
30-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 91 days late
2019
21-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 21 days late
2018
03-12
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 125 days late
2017
29-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Chiny · 1 establishment unit since 1995
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Avenue Germain Gilson,Izel 1156810 ChinyGround area
2,085 m²
Building footprint
295 m²
Volume, LiDAR
788 m³
2 parcels, Wallonia · tallest building 8.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Rue aux Roches,Houdrigny 24 B, 6769 Meix-devant-Virton
since 19952.072.293.152
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 85018D0225/00L000 | Wallonia | 1,914 m² | 1 · 124 m² | 8.4 m · 2 fl. |
| 85043D0123/00A000 | Wallonia | 171 m² | 1 · 171 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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AGRITAINE
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Of 1,957 companies in sector 01430 we hold annual accounts for 743. 465 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded07-04-1995
Fiscal year end31-12
Activities, NACEBEL
01430Raising of horses and other equines
68203Renting and operating of own or leased non-residential real estate, excluding land
Sources
Crossroads Bank for EnterprisesNational Bank · 30 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.