Equity
ACTA CONSULT has made a profit in every financial year since 2006.
ACTA CONSULT has made a profit in every financial year since 2006.
Debts rose by €894,530 in 2025.
In 2025, 3 people joined and 3 left.
Six of the last ten came late. The 2019 accounts came latest: 94 days after the end of the period.
Lower net result than 80% of companies in legal and accounting. Sector median €95,033 · 4,122 companies.
The dashed line is the sector median: < 0.1% across 1,476 companies (NACE 69, small).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 69, small). It does better than 34% of them on solvency, 69% on liquidity, 25% on profitability and 40% on growth.
The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 30-09-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
In July 2024, 4,685 companies had the same profile as ACTA CONSULT has now. Each dot stands for 12 companies, two years later.
That fits the bankruptcy probability of ACTA CONSULT itself: < 0.1% within 12 months.
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 4,685 companies, not a prediction for ACTA CONSULT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Liquidity is tight, with a current ratio of 1.3 (2.1 in 2024), below the usual 1.5. Short-term debt is 71.3% and cash 53.4% of total assets. 72.2% of the assets are financed with debt and provisions.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
The company filed its last 7 accounts on average 31 days after the deadline. In the sector (NACE 69), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Shares in 1 company, EBCS ZIRCON
Board & ownership| Company | ||||
|---|---|---|---|---|
| ACTA CONSULT Brussels | €1.7m | €1.0m | 27.8% | 12.1 |
| FIDUCIAIRE S.O.C.A.F. Liège | €1.4m | €0.9m | 11.2% | 13.2 |
| GESCOFISC ASSOCIATION Liège | €1.8m | €0.8m | 35.5% | 11 |
| THG NAMUR Namur | €1.6m | €1.2m | 47.7% | 13.9 |
| B&DS Fiscaal Accountants Buggenhout | €1.5m | €1.3m | 45.4% | 10.8 |
| FIDUCIAIRE JOSEPH BEUKEN Thimister-Clermont | €1.8m | €1.1m | 45.5% | 11.4 |
| ACTES Merelbeke-Melle | €1.6m | €1.0m | 34.7% | 12.2 |
These companies have the same main activity as ACTA CONSULT: certified accountants and tax accountants (NACE 69201). They are comparable in size and age: total assets between €1.4m and €1.8m, founded between 1977 and 1989.
ACTA CONSULT files the abbreviated format. That format states no turnover. The gross margin rose from €48,370 in 2006 to €952,320 in 2025.
EXCELLENT BUSINESS SERVICES holds 60% of the shares.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
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