ECONAM
ActiveECONAM has been active since 1982 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €21k and a net result of €20k. Equity is growing by ~82.4% per year across the filed fiscal years. Its solvency ranks better than 49% of 3170 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
93
/ 100
Excellent= vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency88▼-12
Growth52=
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity ample (current ratio 1.63 against 37.97 in 2024), and 48.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
51.7%
Return on assets
50.3%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-04-2026, 92 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
92 d early
2024
87 d early
2023
90 d early
2022
87 d early
2021
99 d early
2020
104 d early
2019
52 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
€3k▼ 29.3%
2018 · €4k
2018: €4k
2018 → 2020
EBIT margin
1.3%▲ 15.0pp
2018 · -13.7%
2018: -13.7%
2018 → 2020
Net result
€20k▲ 133%
2024 · €9k
2018: €-575
2020: €-78
2021: €2k
2022: €3k
2023: €5k
2024: €9k
2018 → 2025
Working capital
€12k▲ 9.2%
2024 · €11k
2018: €532
2020: €643
2021: €-6k
2022: €-2k
2023: €3k
2024: €11k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€3k-€6k▲ 122%€11k▲ 77.1%€20k▲ 78.6%€21k▲ 5.3%
Operating result€2k-€5k▲ 92.7%€6k▲ 39.7%€4k▼ 36.6%€13k▲ 213%
Net result€2k-€3k▲ 59.1%€5k▲ 40.1%€9k▲ 80.4%€20k▲ 133%
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 213% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €40k
Fixed assets
€8k=
Current assets
€31k▲ 174%
Equity and liabilities €40k
Equity
€21k▲ 5.3%
Debt
€19k▲ 6,277%
The debt ratio rises from 1.5% to 48.3%: debt grows faster than equity.
Key figures and ratios
Solvency
51.7%▼
2024 · 98.5%
Current ratio
1.63▼
2024 · 37.97
Quick ratio
1.63▼
2024 · 37.97
Debt / equity
0.93▲
2024 · 0.02
ROE
97.3%▲
2024 · 44.0%
ROA
50.3%▲
2024 · 43.3%
Debt
€19k▲
2024 · €302
Debt ≤ 1 year
€19k▲
2024 · €302
Income taxes
€3k▲
2024 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€20k€40k▲
Fixed assets21/28€8k€8k=
Financial fixed assets28€8k€8k=
Current assets29/58€11k€31k▲
Amounts receivable within one year40/41€7k€31k▲
Trade receivables40€3k-
Other amounts receivable41€4k€31k▲
Cash at bank and in hand54/58€4k€351▼
Deferred charges and accrued income490/1-€11
Equity and liabilities
Total equity and liabilities10/49€20k€40k▲
Equity10/15€20k€21k▲
Contributions10/11€19k€19k=
Reserves13€1k€1k=
Non-distributable reserves130/1€1k€1k=
Reserves not available under the articles1311€1k€1k=
Profit (loss) carried forward14€-32€998▲
Amounts payable17/49€302€19k▲
Amounts payable within one year42/48€302€19k▲
Trade debts44€300-
Suppliers440/4€300-
Taxes, remuneration and social security45€2-
Taxes450/3€2-
Other amounts payable47/48-€19k
Income statement
Code20242025
Other operating charges640/8€433€446▲
Gross operating margin9900€5k€13k▲
Operating profit (loss)9901€4k€13k▲
Financial income75/76B€6k€11k▲
Recurring financial income75€6k€11k▲
Financial charges65/66B€70€74▲
Recurring financial charges65€70€74▲
Profit (loss) for the period before taxes9903€10k€23k▲
Income taxes67/77€1k€3k▲
Profit (loss) for the period9904€9k€20k▲
Profit (loss) for the period to be appropriated9905€9k€20k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-32€20k▲
Profit (loss) brought forward from the previous period14P€-9k€-32▲
Profit to be distributed694/7-€19k
Return on contributions (dividend)694-€19k
The notes to these accounts (2 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-04
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
31-12
Financial
Highest result since 2018net €20k ▲133%
Operating result €13k, net result €20k, both a record.
05-05
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial
Liquidity times 28current ratio 37.97
Current ratio from 1.35 to 37.97; short-term debt falls from €7k to €302.
02-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
05-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
23-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €2k
Net result €2k after 2 loss-making years.
18-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
09-06
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
10-07
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
09-07
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
03-07
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Messancy · 1 establishment unit since 1982
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de la Biff,Hondelange 256780 MessancyGround area
881 m²
Building footprint
148 m²
Volume, LiDAR
1,018 m³
Parcel 81012C0023/00C000, Wallonia · tallest building 9.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Rue de la Biff,Hondelange 25, 6780 Messancy
since 19822.034.905.887
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 81012C0023/00C000 | Wallonia | 881 m² | 1 · 148 m² | 9.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,241 companies in sector 70200 we hold annual accounts for 52,391. 30,749 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-04-1982
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 43 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:noel.didier-econam@proximus.be
Phone:063/216400