Result
€162,904 ▲ 357%
The result rose in 2025 from €35,668 to €162,904.
ETUDES, CONSEILS ET INVESTISSEMENTS EN IMMOBILIER
Lifetime
20 annual accounts with figures on one time axis, 24 filings since 2002peak €1.2m (2017)
-€9,800▼ €20,169
lowest -€338,338 (2022)
€162,904▲ 357%
peak €4.0m (2021)
€3.8m▲ 4.4%
€12,253▼ 48.7%
Board1 name since 2020
1 directorCOMMANS Eric Louis Paul
Documentsfilings and deeds
26-05-202666 days before the deadline
2025financial year
Gross margin from €10,369 to -€9,800Result from €35,668 to €162,904Debts from €23,907 to €12,253Cash from €94,476 to €226,617
Key points
from the 2025 annual accountsFilings
24 annual accounts since 2002
Seven of the last ten came late. The 2021 accounts came latest: 108 days after the end of the period.
Position in the sector
99.7%
Higher solvency than 95% of companies in head offices and management consultancy. Sector median 53.3% · 3,870 companies.
Checked score
95
Excellent
Financially stronger than 62% of small companies in head offices and management consultancy (NACE 70)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 4,523 companies (NACE 70, small).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%
01-2025: < 0.1%● unchanged vs 12-2024
02-2025: < 0.1%● unchanged vs 01-2025
03-2025: 0.1%▲ +0.1 percentage points vs 02-2025
04-2025: 0.1%● unchanged vs 03-2025
05-2025: 0.1%● unchanged vs 04-2025highest value
06-2025: < 0.1%▼ -0.1 percentage points vs 05-2025
07-2025: < 0.1%● unchanged vs 06-2025
08-2025: < 0.1%● unchanged vs 07-2025
09-2025: < 0.1%● unchanged vs 08-2025
10-2025: < 0.1%● unchanged vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: < 0.1%● unchanged vs 04-2026
06-2026: < 0.1%● unchanged vs 05-2026lowest value
07-2026: < 0.1%● unchanged vs 06-2026lowest value
08-2026: < 0.1%● unchanged vs 07-2026lowest value
09-2026: < 0.1%● unchanged vs 08-2026lowest value
10-2026: < 0.1%● unchanged vs 09-2026lowest value
11-2026: < 0.1%● unchanged vs 10-2026lowest value
Financial strengthStrong
Score breakdown
lowers risk
Size: total assets €3.9m
Figures for financial year 2025 (filed on 26-05-2026)
Sector: Activities of head offices; management consultancy activities (NACE 70)
Equity €3.8m (99.7% of total assets)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, small). It does better than 85% of them on solvency, 77% on liquidity, 36% on profitability and 51% on growth.
The bankruptcy probability was computed on 06-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 14,766 companies had the same profile as ETUDES, CONSEILS ET INVESTISSEMENTS EN IMMOBILIER has now. Each dot stands for 37 companies, two years later.
96.2%
were still trading
3.5%
stopped another way
0.2%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of ETUDES, CONSEILS ET INVESTISSEMENTS EN IMMOBILIER itself: < 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 14,766 companies, not a prediction for ETUDES, CONSEILS ET INVESTISSEMENTS EN IMMOBILIER. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €360,000 on 30-day terms is acceptable
Short-term debt is 0.3% and cash 5.9% of total assets. 0.3% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
5 signals, none raises the risk
Five signals.
lowers riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-05-2026, 66 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
66 days early
2024
70 days early
2023
37 days early
2022
30 days late
2021
108 days late
2020
31 days late
2019
91 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 12 days after the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 25 June (4 of the last 5 accounts filed within 66 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
07-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0475602381
Registered office moved from Brussels to Uccle
New registered office: Avenue Van Bever 3 boîte 5 à 1180 Uccle · Previous registered office: Avenue Louise 50 bte 7, 1050 Bruxelles · General meeting of 21-12-2021 · Gazette deed
Change of role: COMMANS Eric Louis Paul, from manager to statutory director
“La prise de participation sous quelque forme que ce soit, dans toutes sociétés, entreprises, associations…” (deed in French) · Legal-form conversion: from private limited company (pre-2019) to private limited company · Director discharge: COMMANS Eric Louis Paul (manager) · General meeting of 07-10-2020 · Gazette deed
First establishment
ETUDES CONSEILS ET INVESTISSEMENTS EN IMMOBILIER - ECII, Van Beverlaan 3, Uccle
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| ETUDES, CONSEILS ET INVESTISSEMENTS EN IMMOBILIER Uccle | €3.9m | -€9,800 | 99.7% | - |
| ATALANTE P.O.M. Uccle | €3.3m | -€32,373 | 63.0% | - |
| UPSILON Oostkamp | €3.7m | -€22,677 | 69.3% | - |
| JURODE Aalst | €3.6m | -€20,350 | 28.8% | 0 |
| SUMA Ravels | €4.0m | -€17,968 | 99.1% | 0 |
| PAULIMAX Halle | €4.2m | -€4,834 | 81.8% | 0 |
| OSMANA Antwerp | €4.4m | -€161,915 | 36.2% | - |
These companies have the same main activity as ETUDES, CONSEILS ET INVESTISSEMENTS EN IMMOBILIER: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €3.3m and €4.4m, founded between 1998 and 2003.
Official details
Source: KBO- Status
- Active since 07-09-2001Normal situation
- Activity
- Business and other management consultancyNACE 70200
- Establishment unit
- 2.098.677.9441180 Uccle, since 19-12-2001
- Financial year end
- 31 December
- Peppol
- Reachable since 04-12-2025
Annual accounts 2025
- €3.9m▲ 4.1%
- Filing
- Filed on 26-05-2026, 66 days before the end of the filing period
Insights on ETUDES, CONSEILS ET INVESTISSEMENTS EN IMMOBILIER
ETUDES, CONSEILS ET INVESTISSEMENTS EN IMMOBILIER has existed since 2001. In 2017 the gross margin rose from €146,188 to €1.2m.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about ETUDES, CONSEILS ET INVESTISSEMENTS EN IMMOBILIER
- What is the company number of ETUDES, CONSEILS ET INVESTISSEMENTS EN IMMOBILIER?
- The company number of ETUDES, CONSEILS ET INVESTISSEMENTS EN IMMOBILIER is 0475.602.381. The VAT number is the same number with BE in front: BE 0475.602.381.
- Where is ETUDES, CONSEILS ET INVESTISSEMENTS EN IMMOBILIER based?
- The registered office is at Van Beverlaan 3, 1180 Uccle.Company details
- What does ETUDES, CONSEILS ET INVESTISSEMENTS EN IMMOBILIER do?
- According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
- What is the legal form of ETUDES, CONSEILS ET INVESTISSEMENTS EN IMMOBILIER?
- ETUDES, CONSEILS ET INVESTISSEMENTS EN IMMOBILIER is a private limited company (BV).
- When was ETUDES, CONSEILS ET INVESTISSEMENTS EN IMMOBILIER founded?
- ETUDES, CONSEILS ET INVESTISSEMENTS EN IMMOBILIER was founded on 07-09-2001.
- Is ETUDES, CONSEILS ET INVESTISSEMENTS EN IMMOBILIER still active?
- Yes, ETUDES, CONSEILS ET INVESTISSEMENTS EN IMMOBILIER is an active enterprise in the KBO register.
- What is the turnover of ETUDES, CONSEILS ET INVESTISSEMENTS EN IMMOBILIER?
- The annual accounts for financial year 2025 state no turnover.Financials
- Is ETUDES, CONSEILS ET INVESTISSEMENTS EN IMMOBILIER profitable?
- In financial year 2025, ETUDES, CONSEILS ET INVESTISSEMENTS EN IMMOBILIER made a profit of €162,904.
- Where can I find the annual accounts of ETUDES, CONSEILS ET INVESTISSEMENTS EN IMMOBILIER?
- ETUDES, CONSEILS ET INVESTISSEMENTS EN IMMOBILIER filed 24 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of ETUDES, CONSEILS ET INVESTISSEMENTS EN IMMOBILIER due?
- ETUDES, CONSEILS ET INVESTISSEMENTS EN IMMOBILIER must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
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