Equity
€204,577 ▲ 54.7%
Equity rose in 2025 from €132,250 to €204,577.
NERVA CONCRETE INDUSTRIAL
Lifetime
19 annual accounts with figures on one time axis, 30 filings since 1996peak €163,350 (2007)
€90,617▲ 2.4%
lowest -€328,738 (2009)
€72,327▼ 4.1%
peak €204,577 (2025)
€204,577▲ 54.7%
€52▼ 97.7%
peak 3.1 FTE (2008)
-not published
Board4 names since 2021
1 directorNERVA
Owners6 names in the annual accounts
99.99%NERVA and 2 others
Documentsfilings and deeds
09-07-202622 days before the deadline
2025abbreviated format
Equity from €132,250 to €204,577Debts from €2,317 to €52Cash from €3,569 to €14,637
Key points
from the 2025 annual accountsChecked score
96
Excellent
Financially stronger than 78% of micro companies without a NACE code
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.1%
01-2025: 0.1%● unchanged vs 12-2024
02-2025: 0.1%● unchanged vs 01-2025
03-2025: 0.1%● unchanged vs 02-2025
04-2025: 0.1%● unchanged vs 03-2025
05-2025: 0.2%▲ +0.1 percentage points vs 04-2025
06-2025: 0.2%● unchanged vs 05-2025
07-2025: 0.3%▲ +0.1 percentage points vs 06-2025highest value
08-2025: 0.1%▼ -0.2 percentage points vs 07-2025
09-2025: 0.1%● unchanged vs 08-2025lowest value
10-2025: 0.1%● unchanged vs 09-2025lowest value
11-2025: 0.2%▲ +0.1 percentage points vs 10-2025
12-2025: 0.2%● unchanged vs 11-2025
01-2026: 0.2%● unchanged vs 12-2025
02-2026: 0.2%● unchanged vs 01-2026
03-2026: 0.2%● unchanged vs 02-2026
04-2026: 0.2%● unchanged vs 03-2026
05-2026: 0.2%● unchanged vs 04-2026
06-2026: 0.2%● unchanged vs 05-2026
07-2026: 0.3%▲ +0.1 percentage points vs 06-2026
08-2026: 0.1%▼ -0.2 percentage points vs 07-2026
09-2026: 0.1%● unchanged vs 08-2026
10-2026: 0.1%● unchanged vs 09-2026
11-2026: 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
1 of the last 3 accounts late
lowers risk
Founded in 1994
Size: total assets €204,630
Equity €204,577 (100.0% of total assets)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro). It does better than 81% of them on solvency, 56% on liquidity, 90% on profitability and 87% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 31,368 companies had the same profile as NERVA CONCRETE INDUSTRIAL has now. Each dot stands for 79 companies, two years later.
93.5%
were still trading
5.9%
stopped another way
0.5%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of NERVA CONCRETE INDUSTRIAL itself: 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 31,368 companies, not a prediction for NERVA CONCRETE INDUSTRIAL. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €19,000 on 30-day terms is acceptable
Short-term debt is 0% and cash 7.2% of total assets. 0% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-07-2026, 22 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
22 days early
2024
21 days early
2023
20 days early
2022
14 days early
2021
23 days early
2020
16 days early
2019
45 days early
← before the deadline
after the deadline →
tick = median of all Belgian filings
The company filed its last 7 accounts on average 23 days before the deadline. The Belgian median for financial year 2024 was 4 days before the deadline, and 38% of all filings were late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 10 July (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- NERVA 99.99%score 95equity €7.6m (2025) · annual accounts 2025
- Lesage industrie du beton consolidatesannual accounts 2025
- KORATON 0.01%score 98equity €21.1m (2025) · annual accounts 2025
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0453707602
1 director appointed, 3 resignations
Resignations: HAERENS Jan François Cyriel, VANSTEENKISTE Ivan Firmin and ANSE · Permanent representatives: GEERTS Erik and VANSTEENKISTE Ivan Firmin · Appointment: NERVA (director) · General meeting of 21-04-2021 · Gazette deed
First establishment
Kortrijksesteenweg 200, Harelbeke
Incorporation
published on 30-11-1994 · Gazette deed
Official details
Source: KBO- Status
- Active since 10-11-1994Normal situation
- Activity
- “Alle verrichtingen in verband met de fabricage en handel in geprefabriceerd spanbeton en betonelementen…” (deed in Dutch)From the articles, 26 activitiesNo NACE code in the KBO yet
- Establishment unit
- 2.069.193.6078530 Harelbeke, since 02-12-1994
- Financial year end
- 31 December
- Peppol
- Reachable since 16-01-2026
Annual accounts 2025
- €204,630▲ 52.1%
- Filing
- Filed on 09-07-2026, 22 days before the end of the filing period
Insights on NERVA CONCRETE INDUSTRIAL
NERVA CONCRETE INDUSTRIAL files the abbreviated format. That format states no turnover. The gross margin fell from €163,350 in 2007 to €90,617 in 2025.
NERVA holds all the shares.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about NERVA CONCRETE INDUSTRIAL
- What is the company number of NERVA CONCRETE INDUSTRIAL?
- The company number of NERVA CONCRETE INDUSTRIAL is 0453.707.602. The VAT number is the same number with BE in front: BE 0453.707.602.
- Where is NERVA CONCRETE INDUSTRIAL based?
- The registered office is at Kortrijksesteenweg 244, 8530 Harelbeke.Company details
- What is the legal form of NERVA CONCRETE INDUSTRIAL?
- NERVA CONCRETE INDUSTRIAL is a private limited company (BV).
- When was NERVA CONCRETE INDUSTRIAL founded?
- NERVA CONCRETE INDUSTRIAL was founded on 10-11-1994.
- Is NERVA CONCRETE INDUSTRIAL still active?
- Yes, NERVA CONCRETE INDUSTRIAL is an active enterprise in the KBO register.
- What is the turnover of NERVA CONCRETE INDUSTRIAL?
- The turnover in financial year 2025 is ≈ €250,000. This figure is estimated from the gross margin of €90,617 and 1,300 comparable companies of the same size. It probably lies between €160,000 and €480,000. It is a rough estimate.Financials
- Is NERVA CONCRETE INDUSTRIAL profitable?
- In financial year 2025, NERVA CONCRETE INDUSTRIAL made a profit of €72,327.
- Where can I find the annual accounts of NERVA CONCRETE INDUSTRIAL?
- NERVA CONCRETE INDUSTRIAL filed 31 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of NERVA CONCRETE INDUSTRIAL due?
- NERVA CONCRETE INDUSTRIAL must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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