E & A
ActiveThe computed 12-month bankruptcy probability of E & A is 2.6% (moderate). The 2024 annual accounts show equity of €69k and a net result of €3k. Equity remains stable across the filed fiscal years (±2.2% per year). Its solvency ranks better than 74% of 36373 sector peers (fiscal year 2024). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
67
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability72▲+3
Solvency93▲+24
Growth52=
Track record94
Bankruptcy probability, 12 months
2.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €4.5k at 30 days acceptable
Liquidity ample (current ratio 2.67 against 1.7 in 2023; short-term debt: 31.7% and cash: 21.4% of total assets), and 31.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
68.3%
Return on assets
2.6%
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 02-10-2025, 63 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
not confirmed
2024
63 d late
2023
28 d late
2022
123 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€69k▲ 3.9%
2023 · €67k
2022: €67k
2023: €67k
2022 → 2024
Total assets
€102k▼ 32.6%
2023 · €151k
2022: €109k
2023: €151k
2022 → 2024
Net result
€3k▲ 681%
2023 · €334
2022: €65k
2023: €334
2022 → 2024
Working capital
€54k▼ 8.7%
2023 · €59k
2022: €54k
2023: €59k
2022 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202220232024Trend
Equity€67k-€67k▲ 0.5%€69k▲ 3.9%
Operating result€81k-€738▼ 99.1%€3k▲ 348%
Net result€65k-€334▼ 99.5%€3k▲ 681%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 348% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €102k
Fixed assets
€16k▲ 94.2%
Current assets
€86k▼ 39.8%
Equity and liabilities €102k
Equity
€69k▲ 3.9%
Debt
€32k▼ 61.6%
The debt ratio falls from 55.7% to 31.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€8k▲
2023 · €5k
Cash flow
€8k▲
2023 · €4k
Solvency
68.3%▲
2023 · 44.3%
Current ratio
2.67▲
2023 · 1.70
Quick ratio
2.67▲
2023 · 1.70
Debt / equity
0.46▼
2023 · 1.25
ROE
3.8%▲
2023 · 0.5%
ROA
2.6%▲
2023 · 0.2%
Interest coverage
192.31▲
2023 · 27.63
Debt
€32k▼
2023 · €84k
Debt ≤ 1 year
€32k▼
2023 · €84k
Income taxes
€656▲
2023 · €240
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€151k€102k▼
Fixed assets21/28€8k€16k▲
Tangible fixed assets22/27€8k€16k▲
Land and buildings22-€877
Plant, machinery and equipment23€2k€2k▲
Furniture and vehicles24€6k€13k▲
Current assets29/58€143k€86k▼
Amounts receivable within one year40/41€15k€63k▲
Trade receivables40€11k€49k▲
Other amounts receivable41€5k€13k▲
Cash at bank and in hand54/58€127k€22k▼
Deferred charges and accrued income490/1€8€2k▲
Equity and liabilities
Total equity and liabilities10/49€151k€102k▼
Equity10/15€67k€69k▲
Contributions10/11€2k€2k=
Capital10€2k€2k=
Issued capital100€2k€2k=
Profit (loss) carried forward14€65k€67k▲
Amounts payable17/49€84k€32k▼
Amounts payable within one year42/48€84k€32k▼
Trade debts44€33k-
Suppliers440/4€33k-
Taxes, remuneration and social security45€46k€21k▼
Taxes450/3€20k€1k▼
Remuneration and social security454/9€26k€20k▼
Other amounts payable47/48€5k€11k▲
Accrued charges and deferred income492/3€56-
Income statement
Code20232024
Remuneration, social security and pensions62€20k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€5k▲
Other operating charges640/8€2k€948▼
Gross operating margin9900€26k€9k▼
Operating profit (loss)9901€738€3k▲
Financial income75/76B€3€3▼
Recurring financial income75€3€3▼
Financial charges65/66B€167€44▼
Recurring financial charges65€167€44▼
Profit (loss) for the period before taxes9903€574€3k▲
Income taxes67/77€240€656▲
Profit (loss) for the period9904€334€3k▲
Profit (loss) for the period to be appropriated9905€334€3k▲
Appropriation of the result
Profit (loss) to be appropriated9906€65k€67k▲
Profit (loss) brought forward from the previous period14P€65k€65k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
02-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 63 days late
2024
28-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 28 days late
2023
31-12
Financial
Weakest financial yearnet €334 ▼99.5%
Net result drops to €334, the lowest in the series; recovery starts the following year.
01-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 123 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Willebroek · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Acacialei 332830 WillebroekGround area
243 m²
Building footprint
97 m²
Volume, LiDAR
480 m³
Parcel 12040A0550/00A003, Flanders · tallest building 10.1 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
E & A
since 20212.325.090.493
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12040A0550/00A003 | Flanders | 243 m² | 1 · 97 m² | 10.1 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
ELECTRICCHAUF
BE 0808.619.615
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BE 0781.891.858
Liedekerke · Eq €69k
anylink
BE 0838.762.958
Waregem · Eq €69k
COSSEY Technics
BE 0791.822.777
Roeselare · Eq €69k
ELEKTRO LUSO
BE 0765.906.159
Antwerpen · Eq €70k
Of 22,826 companies in sector 43211 we hold annual accounts for 10,327. 8,757 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-12-2021
Fiscal year end31-12
Activities, NACEBEL
43211General electrical installation work
33200Installation of industrial machinery and equipment
47540Retail sale of electrical household appliances
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:eenagroup@gmail.com