DVTJ
ActiveThe computed 12-month bankruptcy probability of DVTJ is 2.4% (moderate). The 2025 annual accounts show equity of €5k and a net result of €86k. The figures fluctuate too strongly year-on-year for a reliable trend projection. The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
54
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency27▼-55
Growth58▼-20
Track record94
Bankruptcy probability, 12 months
2.4%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
2.1%
Return on assets
35.6%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-03-2026, 150 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
150 d early
2024
104 d early
2023
134 d early
2022
27 d early
2021
19 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€5k▼ 96.8%
2024 · €155k
2021: €75k
2022: €162k
2023: €251k
2024: €155k
2021 → 2025
Total assets
€242k▼ 10.3%
2024 · €270k
2021: €77k
2022: €165k
2023: €252k
2024: €270k
2021 → 2025
Net result
€86k▼ 24.4%
2024 · €114k
2021: €70k
2022: €87k
2023: €89k
2024: €114k
2021 → 2025
Working capital
€-5k
2024 · €149k
2021: €76k
2022: €155k
2023: €243k
2024: €149k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€75k-€162k▲ 114%€251k▲ 55.2%€155k▼ 38.2%€5k▼ 96.8%
Operating result€89k-€111k▲ 24.9%€115k▲ 4.4%€146k▲ 26.6%€110k▼ 24.4%
Net result€70k-€87k▲ 23.5%€89k▲ 2.6%€114k▲ 27.6%€86k▼ 24.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 24% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €242k
Fixed assets
€11k▲ 77.6%
Current assets
€231k▼ 12.3%
Equity and liabilities €242k
Equity
€5k▼ 96.8%
Debt
€237k▲ 106%
The debt ratio rises from 42.6% to 97.9%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€113k▼
2024 · €148k
Cash flow
€88k▼
2024 · €116k
Solvency
2.1%▼
2024 · 57.4%
Current ratio
0.98▼
2024 · 2.30
Quick ratio
0.98▼
2024 · 2.30
Debt / equity
47.40▲
2024 · 0.74
ROA
35.6%▼
2024 · 42.2%
Interest coverage
60.04▲
2024 · 56.16
Debt
€237k▲
2024 · €115k
Debt ≤ 1 year
€237k▲
2024 · €115k
Income taxes
€23k▼
2024 · €32k
A ratio outside any meaningful range has been withheld (balance sheet total €242k, equity €5k).
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€270k€242k▼
Fixed assets21/28€6k€11k▲
Tangible fixed assets22/27€6k€11k▲
Furniture and vehicles24€6k€11k▲
Current assets29/58€264k€231k▼
Amounts receivable within one year40/41€713€3k▲
Other amounts receivable41€713€3k▲
Current investments50/53€20k€20k=
Cash at bank and in hand54/58€242k€208k▼
Deferred charges and accrued income490/1€1k€710▼
Equity and liabilities
Total equity and liabilities10/49€270k€242k▼
Equity10/15€155k€5k▼
Contributions10/11€5k€5k=
Reserves13€150k-
Distributable reserves133€150k-
Amounts payable17/49€115k€237k▲
Amounts payable within one year42/48€115k€237k▲
Trade debts44€791€426▼
Suppliers440/4€791€426▼
Other amounts payable47/48€114k€236k▲
Accrued charges and deferred income492/3-€319
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k▲
Other operating charges640/8€502€705▲
Gross operating margin9900€149k€113k▼
Operating profit (loss)9901€146k€110k▼
Financial income75/76B€2k€511▼
Recurring financial income75€2k€511▼
Financial charges65/66B€3k€2k▼
Recurring financial charges65€3k€2k▼
Profit (loss) for the period before taxes9903€146k€109k▼
Income taxes67/77€32k€23k▼
Profit (loss) for the period9904€114k€86k▼
Profit (loss) for the period to be appropriated9905€114k€86k▼
Appropriation of the result
Profit (loss) to be appropriated9906€114k€86k▼
Transfer from equity791/2€96k€150k▲
Profit to be distributed694/7€210k€236k▲
Return on contributions (dividend)694€210k€236k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
18-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2021net €114k ▲27.6%
Operating result €146k, net result €114k, both a record.
19-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Liquidity quadruplescurrent ratio 196.04
Current ratio from 48.11 to 196.04; short-term debt falls from €3k to €1k.
31-12
Financial
Equity above €200kEq €251k ▲55.2%
3 profitable years in a row build equity to €251k.
04-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €150kEq €162k ▲114%
2 profitable years in a row build equity to €162k.
12-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Herk-de-Stad · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kalkkuilstraat 53540 Herk-de-StadGround area
552 m²
Building footprint
117 m²
Volume, LiDAR
524 m³
Parcel 71012B0010/00Y002, Flanders · tallest building 6.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
DVTJ
since 20212.314.779.294
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71012B0010/00Y002 | Flanders | 552 m² | 1 · 117 m² | 6.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
875500ZNHRB58OR14A47
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-03-2021
Fiscal year end31-12
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.