DUVEM
ActiveDUVEM has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €130k and a net result of €-32k. Equity is shrinking by ~9.3% per year across the filed fiscal years. Its solvency ranks better than 89% of 6159 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2024
60
/ 100
Healthy▲ +8 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability0=
Solvency100=
Growth32=
Stability100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity ample (current ratio 3.56 against 15.65 in 2023), and 21.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
78.5%
Return on assets
-19.6%
Age of the figures
20 mo
raises risk · Persistent losses
Two consecutive loss-making years (2023 and 2024); equity fell accordingly. May indicate structural pressure on profitability.
NBB · annual accounts 2024Net result per financial year
18192021222324
2018 to 2024 · latest year -€32k
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 31-12-2025, 153 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
153 d late
2023
31 d late
2022
373 d late
2021
738 d late
2020
31 d late
2019
91 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€130k▼ 40.2%
2023 · €217k
2018: €346k
2019: €300k
2020: €287k
2021: €276k
2022: €253k
2023: €217k
2018 → 2024
Total assets
€166k▼ 27.6%
2023 · €229k
2018: €406k
2019: €329k
2020: €327k
2021: €300k
2022: €270k
2023: €229k
2018 → 2024
Net result
€-32k▲ 10.0%
2023 · €-36k
2018: €9k
2019: €-46k
2020: €-12k
2021: €-12k
2022: €-22k
2023: €-36k
2018 → 2024
Working capital
€91k▼ 45.7%
2023 · €168k
2018: €322k
2019: €272k
2020: €268k
2021: €259k
2022: €199k
2023: €168k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€287k-€276k▼ 4.1%€253k▼ 8.1%€217k▼ 14.2%€130k▼ 40.2%
Operating result€-21k-€-14k▲ 35.2%€-22k▼ 56.2%€-34k▼ 58.6%€-20k▲ 41.2%
Net result€-12k-€-12k▲ 5.2%€-22k▼ 90.5%€-36k▼ 62.4%€-32k▲ 10.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €20k in 2024 against €34k in 2023; the loss shrinks.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €166k
Fixed assets
€39k▼ 21.6%
Current assets
€127k▼ 29.3%
Equity and liabilities €166k
Equity
€130k▼ 40.2%
Debt
€36k▲ 211%
The debt ratio rises from 5.0% to 21.5%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€-9k▲
2023 · €-23k
Cash flow
€-22k▲
2023 · €-25k
Solvency
78.5%▼
2023 · 95.0%
Current ratio
3.56▼
2023 · 15.65
Quick ratio
1.63▼
2023 · 10.12
Debt / equity
0.27▲
2023 · 0.05
ROE
-25.0%▼
2023 · -16.6%
ROA
-19.6%▼
2023 · -15.8%
Interest coverage
-4.49▲
2023 · -10.07
Debt
€36k▲
2023 · €11k
Debt ≤ 1 year
€36k▲
2023 · €11k
Income taxes
€12k▲
2023 · €618
Staff costs
€29k▲
2023 · €25k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€229k€166k▼
Fixed assets21/28€49k€39k▼
Tangible fixed assets22/27€49k€39k▼
Land and buildings22€15k€13k▼
Plant, machinery and equipment23€101€50▼
Furniture and vehicles24€34k€26k▼
Current assets29/58€180k€127k▼
Stocks and contracts in progress3€64k€69k▲
Stocks30/36€64k€69k▲
Amounts receivable within one year40/41€74k€7k▼
Trade receivables40€6k€7k▲
Other amounts receivable41€68k-
Cash at bank and in hand54/58€41k€42k▲
Deferred charges and accrued income490/1€2k€8k▲
Equity and liabilities
Total equity and liabilities10/49€229k€166k▼
Equity10/15€217k€130k▼
Contributions10/11€62k€7k▼
Capital10€62k-
Issued capital100€62k-
Outside capital11-€7k
Other1109/19-€7k
Reserves13€6k€700▼
Non-distributable reserves130/1€6k€700▼
Reserves not available under the articles1311€6k€700▼
Profit (loss) carried forward14€149k€122k▼
Amounts payable17/49€11k€36k▲
Amounts payable within one year42/48€11k€36k▲
Trade debts44-€2k
Suppliers440/4-€2k
Taxes, remuneration and social security45€11k€19k▲
Taxes450/3€8k€11k▲
Remuneration and social security454/9€3k€8k▲
Other amounts payable47/48-€14k
Income statement
Code20232024
Remuneration, social security and pensions62€25k€29k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€11k▼
Other operating charges640/8€3k€3k▼
Non-recurring operating charges66A€6k-
Gross operating margin9900€11k€22k▲
Operating profit (loss)9901€-34k€-20k▲
Financial income75/76B€968€2k▲
Recurring financial income75€968€2k▲
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€-35k€-20k▲
Income taxes67/77€618€12k▲
Profit (loss) for the period9904€-36k€-32k▲
Transfer from tax-exempt reserves789€8k-
Profit (loss) for the period to be appropriated9905€-28k€-32k▼
Appropriation of the result
Profit (loss) to be appropriated9906€149k€117k▼
Profit (loss) brought forward from the previous period14P€177k€149k▼
Transfer from equity791/2-€6k
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
31-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 153 days late
2024
31-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 31 days late
07-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 373 days late
07-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 738 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
30-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 91 days late
2019
31-12
Financial
Weakest financial yearnet €-46k ▼639%
Net result drops to €-46k, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
2016
31-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Geel · 1 establishment unit since 1992
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Nieuwstraat 682440 GeelGround area
118 m²
Building footprint
118 m²
Volume, LiDAR
924 m³
Parcel 13008H0278/00G000, Flanders · tallest building 11.1 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
DUVEM
since 19922.057.426.220
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13008H0278/00G000 | Flanders | 118 m² | 1 · 118 m² | 11.1 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 21,679 companies in sector 96210 we hold annual accounts for 2,806. 1,621 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-04-1992
Fiscal year end31-12
Activities, NACEBEL
93021
96021Hairdressing
96210Hairdressing and barber services
47750Retail sale of cosmetics and toilet articles
93022
96022Beauty treatment
96220Beauty care and other beauty treatments
Sources
Crossroads Bank for EnterprisesNational Bank · 33 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.