Duhor
ActiveThe computed 12-month bankruptcy probability of Duhor is 1.7% (moderate). The 2024 annual accounts show equity of €124k and a net result of €14k. Equity is growing by ~5.7% per year across the filed fiscal years. Its solvency ranks better than 95% of 18939 sector peers (fiscal year 2024). The company has been active since 1978 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
81
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability83▲+68
Solvency100=
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
1.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
Liquidity ample (current ratio 92.84 against 6.93 in 2023; short-term debt: 0.9% and cash: 72% of total assets), and 0.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · A punctual record breaks
This company filed 9 consecutive financial years on time. The year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 14-08-2025, 14 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
14 d late
2023
on the day
2022
67 d early
2021
2 d early
2020
40 d early
2019
95 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Source amounts without an identifiable currency are assumed to be EUR.
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€14k
2023 · €-3k
2018: €-1k
2019: €621
2020: €-1k
2021: €-1k
2022: €2k
2023: €-3k
2018 → 2024
Working capital
€102k▲ 57.1%
2023 · €65k
2018: €769
2019: €14k
2020: €14k
2021: €16k
2022: €67k
2023: €65k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€112k-€111k▼ 1.0%€113k▲ 1.6%€110k▼ 3.0%€124k▲ 12.9%
Operating result€-1k-€-2k▼ 31.2%€42k€-4k€19k
Net result€-1k-€-1k▲ 23.4%€2k€-3k€14k
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2024: €19k after a loss of €4k in 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €125k
Fixed assets
€22k▼ 51.6%
Current assets
€103k▲ 35.9%
Equity and liabilities €125k
Equity
€124k▲ 12.9%
Debt
€1k▼ 89.9%
The debt ratio falls from 9.1% to 0.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€20k▲
2023 · €-2k
Cash flow
€15k▲
2023 · €-2k
Solvency
99.1%▲
2023 · 90.9%
Current ratio
92.84▲
2023 · 6.93
Quick ratio
92.84▲
2023 · 6.93
Debt / equity
0.01▼
2023 · 0.10
ROE
11.4%▲
2023 · -3.1%
ROA
11.3%▲
2023 · -2.8%
Interest coverage
130.44▲
2023 · -11.88
Debt
€1k▼
2023 · €11k
Debt ≤ 1 year
€1k▼
2023 · €11k
Income taxes
€5k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€121k€125k▲
Fixed assets21/28€45k€22k▼
Tangible fixed assets22/27€45k€22k▼
Land and buildings22€44k€21k▼
Other tangible fixed assets26€742€389▼
Current assets29/58€76k€103k▲
Amounts receivable within one year40/41€5k€13k▲
Other amounts receivable41€5k€13k▲
Cash at bank and in hand54/58€71k€90k▲
Equity and liabilities
Total equity and liabilities10/49€121k€125k▲
Equity10/15€110k€124k▲
Contributions10/11€19k€19k=
Reserves13€94k€105k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€92k€103k▲
Profit (loss) carried forward14€-3k-
Amounts payable17/49€11k€1k▼
Amounts payable within one year42/48€11k€1k▼
Taxes, remuneration and social security45€11k€1k▼
Taxes450/3€11k€1k▼
Income statement
Code20232024
Non-recurring operating income76A-€23k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€822▼
Other operating charges640/8€1k€962▼
Gross operating margin9900€-807€21k▲
Operating profit (loss)9901€-4k€19k▲
Financial income75/76B€306€247▼
Recurring financial income75€306€247▼
Financial charges65/66B€166€153▼
Recurring financial charges65€166€153▼
Profit (loss) for the period before taxes9903€-3k€19k▲
Income taxes67/77-€5k
Profit (loss) for the period9904€-3k€14k▲
Profit (loss) for the period to be appropriated9905€-3k€14k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-3k€11k▲
Profit (loss) brought forward from the previous period14P€385€-3k▼
Transfer to equity691/2-€11k
To other reserves6921-€11k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
14-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 14 days late
2024
31-12
Financial
Back to profitnet €14k
Net result €14k after one loss-making year.
31-12
Financial
Liquidity times 13current ratio 92.84
Current ratio from 6.93 to 92.84; short-term debt falls from €11k to €1k.
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-3k ▼287%
Net result drops to €-3k, the lowest in the series; recovery starts the following year.
25-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €2k
Net result €2k after 2 loss-making years.
29-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Liquidity quadruplescurrent ratio 16.18
Current ratio from 3.96 to 16.18; short-term debt falls from €5k to €1k.
21-06
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
31-12
Financial
Equity above €100kEq €112k ▲34.4%
Equity rises from €84k to €112k.
27-04
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
31-12
Financial
Back to profitnet €621
Net result €621 after one loss-making year.
31-12
Financial
Liquidity quadruplescurrent ratio 3.96
Current ratio from 1.11 to 3.96; short-term debt falls from €7k to €5k.
29-04
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
04-05
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
08-05
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
2016
12-05
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Jette · 1 establishment unit since 1993
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Gaston Biernauxstraat 221090 JetteGround area
2,092 m²
Building footprint
991 m²
Volume, LiDAR
18,398 m³
2 parcels, Brussels · tallest building 22.1 m, ±7 floors. Linked by address, not a title deed.
1 establishment unit
SANDWICH BAR
since 19932.015.181.532
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21463C0424/00P002 | Brussels | 1,820 m² | 1 · 827 m² | 22.1 m · 7 fl. |
| 21010B0168/00P002 | Brussels | 273 m² | 1 · 164 m² | 19.3 m · 6 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 21,896 companies in sector 56112 we hold annual accounts for 9,783. 7,545 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-07-1978
Fiscal year end31-12
Activities, NACEBEL
55302
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
Sources
Crossroads Bank for EnterprisesNational Bank · 46 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.