DJ SERVICE
ActiveThe computed 12-month bankruptcy probability of DJ SERVICE is 1.8% (moderate). The 2025 annual accounts show equity of €11k and a net result of €92k. Equity is shrinking by ~26.3% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2026. Its solvency ranks better than 28% of 1541 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
57
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency34=
Growth32=
Track record94
Bankruptcy probability, 12 months
1.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity tight (current ratio 1.06 against 1.07 in 2024; short-term debt: 90.2% and cash: 75.2% of total assets), and 91.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 10
Relative position
BE, all sectors
reference
Sector 10
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
8.8%
Return on assets
71.4%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-03-2026, 130 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
130 d early
2024
37 d early
2023
43 d early
2022
18 d early
2021
40 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€11k▲ 15.5%
2024 · €10k
2021: €106k
2022: €205k
2023: €328k
2024: €10k
2021 → 2025
Total assets
€128k▲ 23.1%
2024 · €104k
2021: €166k
2022: €298k
2023: €421k
2024: €104k
2021 → 2025
Net result
€92k▲ 27.5%
2024 · €72k
2021: €100k
2022: €99k
2023: €123k
2024: €72k
2021 → 2025
Working capital
€7k▲ 3.7%
2024 · €7k
2021: €101k
2022: €202k
2023: €327k
2024: €7k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€106k-€205k▲ 93.9%€328k▲ 59.7%€10k▼ 97.0%€11k▲ 15.5%
Operating result€127k-€128k▲ 1.1%€149k▲ 16.7%€83k▼ 44.2%€119k▲ 42.8%
Net result€100k-€99k▼ 0.5%€123k▲ 23.3%€72k▼ 41.5%€92k▲ 27.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 43% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €128k
Fixed assets
€6k▼ 20.1%
Current assets
€123k▲ 26.2%
Equity and liabilities €128k
Equity
€11k▲ 15.5%
Debt
€117k▲ 23.9%
The debt ratio rises from 90.6% to 91.2%. Equity and debt are higher.
Key figures and ratios
EBITDA
€123k▲
2024 · €87k
Cash flow
€95k▲
2024 · €76k
Solvency
8.8%▼
2024 · 9.4%
Current ratio
1.06▼
2024 · 1.07
Quick ratio
1.06▼
2024 · 1.07
Debt / equity
10.33▲
2024 · 9.63
ROE
808.6%▲
2024 · 732.5%
ROA
71.4%▲
2024 · 68.9%
Interest coverage
385.48▲
2024 · 155.46
Debt
€117k▲
2024 · €94k
Debt ≤ 1 year
€116k▲
2024 · €90k
Income taxes
€27k▲
2024 · €22k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€104k€128k▲
Fixed assets21/28€7k€6k▼
Tangible fixed assets22/27€7k€6k▼
Furniture and vehicles24€7k€6k▼
Current assets29/58€97k€123k▲
Amounts receivable within one year40/41€22k€25k▲
Trade receivables40€19k€23k▲
Other amounts receivable41€3k€2k▼
Cash at bank and in hand54/58€74k€96k▲
Deferred charges and accrued income490/1€497€1k▲
Equity and liabilities
Total equity and liabilities10/49€104k€128k▲
Equity10/15€10k€11k▲
Contributions10/11€6k€6k=
Profit (loss) carried forward14€4k€5k▲
Amounts payable17/49€94k€117k▲
Amounts payable within one year42/48€90k€116k▲
Trade debts44€11k€23k▲
Suppliers440/4€11k€23k▲
Taxes, remuneration and social security45€80k€43k▼
Taxes450/3€80k€43k▼
Other amounts payable47/48-€50k
Accrued charges and deferred income492/3€4k€1k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€4k▼
Other operating charges640/8€2k€3k▲
Gross operating margin9900€89k€125k▲
Operating profit (loss)9901€83k€119k▲
Financial income75/76B€11k€224▼
Recurring financial income75€11k€224▼
Financial charges65/66B€561€318▼
Recurring financial charges65€561€318▼
Profit (loss) for the period before taxes9903€94k€119k▲
Income taxes67/77€22k€27k▲
Profit (loss) for the period9904€72k€92k▲
Profit (loss) for the period to be appropriated9905€72k€92k▲
Appropriation of the result
Profit (loss) to be appropriated9906€394k€95k▼
Profit (loss) brought forward from the previous period14P€322k€4k▼
Profit to be distributed694/7€390k€90k▼
Return on contributions (dividend)694€390k€90k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
24-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €72k ▼41.5%
Net result drops to €72k, the lowest in the series; recovery starts the following year.
18-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2021net €123k ▲23.3%
Operating result €149k, net result €123k, both a record.
13-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €200kEq €205k ▲93.9%
2 profitable years in a row build equity to €205k.
21-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Temse · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Laagstraat 209140 TemseGround area
813 m²
Building footprint
266 m²
Volume, LiDAR
1,326 m³
Parcel 46025B0216/00F000, Flanders · tallest building 37.2 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
DJ SERVICE
since 20212.313.115.943
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46025B0216/00F000 | Flanders | 813 m² | 1 · 266 m² | 37.2 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteTemse2.313.115.943
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Of 328 companies in sector 10130 we hold annual accounts for 232. 60 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-02-2021
Fiscal year end31-12
Activities, NACEBEL
10130Manufacture of food products
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.