Turnover
≈ €700,000 estimated
The micro format states no turnover.
DIVI COSMETICS
Lifetime
15 annual accounts with figures on one time axispeak €140,864 (2025)
€140,864▲ 8.6%
lowest -€24,689 (2019)
-€2,620▼ €3,636
peak €125,366 (2017)
€108,029▼ 2.4%
€615,541▼ 10.7%
peak 1.7 FTE (2021)
-not published
Board2 names since 2022
1 directorIsybel BV
Owners
Documentsfilings and deeds
14-11-202514 days late
2025micro format
Loss of €2,620Cash from €8,963 to €12,752
Key points
from the 2025 annual accountsChecked score
69
Healthy
Financially stronger than 32% of micro companies in wholesale trade (NACE 46)
Probability in this band: 0.55% to 1.5%
Bankruptcy probability within 12 months
0.6% Low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.4% across 26,891 companies (NACE 46, micro).
About 6 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.2%
01-2025: 0.2%● unchanged vs 12-2024
02-2025: 0.2%● unchanged vs 01-2025
03-2025: 0.2%● unchanged vs 02-2025
04-2025: 0.2%● unchanged vs 03-2025
05-2025: 0.2%● unchanged vs 04-2025
06-2025: 0.2%● unchanged vs 05-2025
07-2025: 0.2%● unchanged vs 06-2025
08-2025: 0.2%● unchanged vs 07-2025
09-2025: 0.3%▲ +0.1 percentage points vs 08-2025
10-2025: 0.4%▲ +0.1 percentage points vs 09-2025
11-2025: 0.7%▲ +0.3 percentage points vs 10-2025highest value
12-2025: 0.2%▼ -0.5 percentage points vs 11-2025lowest value
01-2026: 0.2%● unchanged vs 12-2025lowest value
02-2026: 0.2%● unchanged vs 01-2026lowest value
03-2026: 0.2%● unchanged vs 02-2026lowest value
04-2026: 0.2%● unchanged vs 03-2026lowest value
05-2026: 0.2%● unchanged vs 04-2026
06-2026: 0.2%● unchanged vs 05-2026
07-2026: 0.2%● unchanged vs 06-2026
08-2026: 0.2%● unchanged vs 07-2026
09-2026: 0.2%● unchanged vs 08-2026
10-2026: 0.5%▲ +0.3 percentage points vs 09-2026
11-2026: 0.6%▲ +0.1 percentage points vs 10-2026
Financial strengthWeak
Score breakdown
raises risk
Figures for financial year 2025 (filed on 12-11-2025)
Sector: Wholesale trade (NACE 46)
lowers risk
Size: total assets €723,570
Founded in 2009
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro). It does better than 27% of them on solvency, 32% on liquidity, 34% on profitability and 35% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-03-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 2,166 companies had the same profile as DIVI COSMETICS has now. Each dot stands for 6 companies, two years later.
94.2%
were still trading
3.0%
stopped another way
2.5%
went bankrupt
Another 0.3% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of DIVI COSMETICS itself: 0.6% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 2,166 companies, not a prediction for DIVI COSMETICS. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €7,000 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.22 (1.18 in 2024), below the usual 1.5. Short-term debt is 37.4% and cash 1.8% of total assets. 85.1% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 14 days late
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 14-11-2025, 14 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2026
not filed
2025
14 days late
2024
on the day
2023
on the day
2022
7 days late
2021
3 days early
2020
3 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 6 accounts on average 4 days after the deadline. In the sector (NACE 46), the median for financial year 2024 was 3 days before the deadline, and 39% of those companies filed late.
Searched, nothing found (1)
Recent changes
Appointment: Roderik Verfaillie (director)
General meeting of 07-07-2026 · Gazette deed
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0812335903
Purpose change · Amendment of the articles · Legal-form change · Resignations & appointments
“Alle activiteiten van commerciële,industriële,financiële en intellectuele aard die rechtstreeks of…” (deed in Dutch) · General meeting of 28-12-2023 · Gazette deed
First establishment
Burgemeester Vandenbogaerdelaan 38, Izegem
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| DIVI COSMETICS Izegem | €723,570 | €140,864 | 14.9% | - |
| HAIR SERVICE Ypres | €528,347 | €151,806 | 71.3% | - |
| COSMALIS Roeselare | €582,087 | €195,319 | 27.3% | - |
| CONTENTS Torhout | €952,054 | €137,100 | 49.2% | 1.6 |
| FLORESSENCE Liège | €887,028 | €169,642 | 79.1% | 3.5 |
| GREENDOCK Keerbergen | €544,507 | €128,873 | 53.8% | 0.8 |
| JV CONSULTING Haacht | €516,722 | €115,576 | 90.8% | - |
These companies have the same main activity as DIVI COSMETICS: wholesale of perfume and cosmetics (NACE 46450). They are comparable in size and age: total assets between €517,000 and €952,000, founded between 2003 and 2011.
Official details
Source: KBO- Status
- Active since 15-06-2009Normal situation
- Activity
- Wholesale of perfume and cosmeticsNACE 46450and 1 other
- Joint committee
- 207White-collar workers in the chemical industry · annual accounts 31-03-2024
- Establishment unit
- 2.180.166.6548870 Izegem, since 17-06-2009
- Financial year end
- 31 March
- Peppol
- Reachable since 27-03-2026
Annual accounts to 31-03-2025
- €723,570▼ 9.6%
- Employeeson 31-03-2025
- 2=
- Filing
- Filed on 14-11-2025
Insights on DIVI COSMETICS
DIVI COSMETICS files the micro format. That format states no turnover. The gross margin rose from €117,695 in 2011 to €140,864 in 2025.
The balance sheet grew most from 2019 to 2020 through fixed assets, financed with long-term debt.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about DIVI COSMETICS
- What is the company number of DIVI COSMETICS?
- The company number of DIVI COSMETICS is 0812.335.903. The VAT number is the same number with BE in front: BE 0812.335.903.
- Where is DIVI COSMETICS based?
- The registered office is at Burgemeester Vandenbogaerdelaan 38, 8870 Izegem.Company details
- What does DIVI COSMETICS do?
- According to the KBO register, the main activity is wholesale of perfume and cosmetics (NACE 46450).
- What is the legal form of DIVI COSMETICS?
- DIVI COSMETICS is a private limited company (BV).
- When was DIVI COSMETICS founded?
- DIVI COSMETICS was founded on 15-06-2009.
- Is DIVI COSMETICS still active?
- Yes, DIVI COSMETICS is an active enterprise in the KBO register.
- How many employees does DIVI COSMETICS have?
- DIVI COSMETICS had an average of 1.5 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- Which joint committee does DIVI COSMETICS fall under?
- In its 31-03-2024 annual accounts, DIVI COSMETICS states joint committee 207 (White-collar workers in the chemical industry).
- What is the turnover of DIVI COSMETICS?
- The turnover in financial year 2025 is ≈ €700,000. This figure is estimated from the gross margin of €140,864 and 59 comparable companies (NACE 46). It probably lies between €340,000 and €1.3m.
- Is DIVI COSMETICS profitable?
- In financial year 2025, DIVI COSMETICS made a loss of €2,620.
- Where can I find the annual accounts of DIVI COSMETICS?
- DIVI COSMETICS filed 15 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
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