Losses
-€72,039 in two years
The 2024 and 2025 financial years closed with a loss. 2025 was the heaviest.
DIGITALE
Lifetime
20 annual accounts with figures on one time axis, 30 filings since 1996peak €367,121 (2023)
-€2,439▼ €23,796
lowest -€62,699 (2015)
-€52,457▼ €32,875
peak €809,953 (2023)
€737,914▼ 6.6%
€556,108▼ 8.5%
peak 2.5 FTE (2015)
-not published
Board2 names since 2020
1 directorBLUESTONE
Owners
Documentsfilings and deeds
22-08-202622 days late
2025abbreviated format
Gross margin from €21,357 to -€2,439Loss of €52,457
Key points
from the 2025 annual accountsFilings
30 annual accounts since 1996
Ten of the last ten came late. The 2022 accounts came latest: 345 days after the end of the period.
Position in the sector
-€52,457
Lower net result than 91% of companies in retail trade. Sector median €27,442 · 12,842 companies.
Checked score
66
Healthy
Financially stronger than 42% of micro companies in retail trade (NACE 47)
Probability in this band: 0.55% to 1.5%
Bankruptcy probability within 12 months
1.0% Low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.6% across 40,275 companies (NACE 47, micro).
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 1.1%
01-2025: 1.1%● unchanged vs 12-2024
02-2025: 1.1%● unchanged vs 01-2025
03-2025: 1.1%● unchanged vs 02-2025
04-2025: 1.0%▼ -0.1 percentage points vs 03-2025
05-2025: 1.1%▲ +0.1 percentage points vs 04-2025
06-2025: 1.0%▼ -0.1 percentage points vs 05-2025
07-2025: 1.2%▲ +0.2 percentage points vs 06-2025
08-2025: 1.6%▲ +0.4 percentage points vs 07-2025
09-2025: 1.8%▲ +0.2 percentage points vs 08-2025
10-2025: 2.4%▲ +0.6 percentage points vs 09-2025highest value
11-2025: 1.3%▼ -1.1 percentage points vs 10-2025
12-2025: 1.3%● unchanged vs 11-2025
01-2026: 1.3%● unchanged vs 12-2025
02-2026: 1.3%● unchanged vs 01-2026
03-2026: 1.3%● unchanged vs 02-2026
04-2026: 1.2%▼ -0.1 percentage points vs 03-2026
05-2026: 1.2%● unchanged vs 04-2026
06-2026: 1.1%▼ -0.1 percentage points vs 05-2026
07-2026: 1.1%● unchanged vs 06-2026
08-2026: 1.7%▲ +0.6 percentage points vs 07-2026
09-2026: 1.0%▼ -0.7 percentage points vs 08-2026lowest value
10-2026: 1.0%● unchanged vs 09-2026lowest value
11-2026: 1.0%● unchanged vs 10-2026lowest value
Financial strengthWeak
Score breakdown
raises risk
Liquidity: current ratio 9.35, cash €488
Last filed accounts filed 22 days late; 2 of the last 3 accounts late
lowers risk
Founded in 1996
Legal form: public limited company
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 67% of them on solvency, 54% on liquidity, 19% on profitability and 29% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 8,617 companies had the same profile as DIGITALE has now. Each dot stands for 22 companies, two years later.
94.2%
were still trading
5.2%
stopped another way
0.4%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of DIGITALE itself is higher: 1.0% within 12 months. It rests on far more data about DIGITALE than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 8,617 companies, not a prediction for DIGITALE. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €45,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 9.35 (8.34 in 2024), above the usual 1.5. Short-term debt is 5.2% and cash 0% of total assets. 46.4% of the assets are financed with debt and provisions.
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Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises risk
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year -€52,457
raises risk · 2025 accounts filed 22 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-08-2026, 22 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2025
22 days late
2024
59 days late
2023
92 days late
2022
345 days late
2021
97 days late
2020
89 days late
2019
122 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 118 days after the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 1 November (4 of the last 5 accounts filed within 71 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- PHARMARIVE 100%equity €114,888 (2025) · 2024 annual accounts of PHARMARIVE
Recent changes
First establishment
EVOLUDIS, Rue du Rutiau 3, Mons
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0458136641
General meeting of 23-12-2020
Gazette deed
New sole director
BLUESTONE appointed, PHARMARIVE resigned · Permanent representatives: Hajar BENKHRABA and Paul RANSART · “L'exploitation d'officines pharmaceutiques dans le respect des règles édictées par l'Ordre des Pharmaciens, et…” (deed in French) · General meeting of 08-05-2020 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| DIGITALE Etterbeek | €1.4m | -€2,439 | 53.6% | - |
| PHARMANAUS Herve | €1.2m | -€2,729 | 53.7% | - |
| RAFAR Chimay | €1.4m | -€20,162 | 89.4% | - |
| APOTHEEK DE LEYN Bruges | €1.3m | -€8,886 | 81.9% | - |
| Apotheek Cauwenbergh Mechelen | €1.0m | -€62,876 | -1.6% | - |
| Pharmacie des Croisades Schaerbeek | €0.8m | -€23,670 | -101.3% | 4.1 |
| Pharmacie Flawinne Jodoigne | €0.8m | -€57,854 | -35.9% | 1 |
These companies have the same main activity as DIGITALE: retail sale of pharmaceutical products (NACE 47730). They are comparable in size and age: total assets between €772,000 and €1.4m, founded between 1983 and 2006.
Official details
Source: KBO- Status
- Active since 06-06-1996Normal situation
- Activity
- Retail sale of pharmaceutical productsNACE 47730and 1 other
- Establishment unit
- 2.359.970.7057012 Mons, since 29-05-2024
- Financial year end
- 31 December
- Peppol
- Reachable since 24-11-2023
Insights on DIGITALE
DIGITALE files the abbreviated format. That format states no turnover. The gross margin fell from €135,508 in 2006 to -€2,439 in 2025.
The balance sheet grew most from 2022 to 2023 through fixed assets.
PHARMARIVE holds all the shares.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about DIGITALE
- What is the company number of DIGITALE?
- The company number of DIGITALE is 0458.136.641. The VAT number is the same number with BE in front: BE 0458.136.641.
- Where is DIGITALE based?
- The registered office is at Gérardstraat 150, 1040 Etterbeek.Company details
- What does DIGITALE do?
- According to the KBO register, the main activity is retail sale of pharmaceutical products (NACE 47730).
- What is the legal form of DIGITALE?
- DIGITALE is a public limited company (NV).
- When was DIGITALE founded?
- DIGITALE was founded on 06-06-1996.
- Is DIGITALE still active?
- Yes, DIGITALE is an active enterprise in the KBO register.
- How many employees does DIGITALE have?
- DIGITALE had an average of 1.8 full-time equivalents in financial year 2019, according to the filed annual accounts.Financials
- What is the turnover of DIGITALE?
- The annual accounts for financial year 2025 state no turnover.
- Is DIGITALE profitable?
- In financial year 2025, DIGITALE made a loss of €52,457.
- Where can I find the annual accounts of DIGITALE?
- DIGITALE filed 30 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of DIGITALE due?
- DIGITALE must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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