DiBo
ActiveDiBo has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €95k and a net result of €6k. Equity is growing by ~11.4% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
73
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability75▼-1
Solvency100▲+15
Growth78=
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity ample (current ratio 4.32 against 2.13 in 2024; short-term debt: 18.8% and cash: 0.1% of total assets), and 18.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
81.2%
Return on assets
5%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-07-2026, 28 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
28 d early
2024
31 d early
2023
30 d early
2022
33 d early
2021
38 d early
2020
37 d early
2019
25 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€95k▲ 6.6%
2024 · €89k
2018: €62k
2019: €52k
2020: €53k
2021: €61k
2022: €54k
2023: €80k
2024: €89k
2018 → 2025
Total assets
€117k▼ 21.3%
2024 · €148k
2018: €94k
2019: €76k
2020: €72k
2021: €76k
2022: €69k
2023: €118k
2024: €148k
2018 → 2025
Net result
€6k▼ 33.0%
2024 · €9k
2018: €-10k
2019: €-10k
2020: €1k
2021: €8k
2022: €-2k
2023: €26k
2024: €9k
2018 → 2025
Working capital
€73k▲ 21.1%
2024 · €60k
2018: €61k
2019: €51k
2020: €51k
2021: €59k
2022: €54k
2023: €50k
2024: €60k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€61k-€54k▼ 11.0%€80k▲ 46.9%€89k▲ 10.9%€95k▲ 6.6%
Operating result€9k-€-2k€37k€12k▼ 67.3%€9k▼ 23.8%
Net result€8k-€-2k€26k€9k▼ 65.8%€6k▼ 33.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 24% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €117k
Fixed assets
€22k▼ 37.0%
Current assets
€95k▼ 16.5%
Equity and liabilities €117k
Equity
€95k▲ 6.6%
Debt
€22k▼ 63.0%
The debt ratio falls from 40.1% to 18.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€10k▼
2024 · €22k
Cash flow
€7k▼
2024 · €18k
Solvency
81.2%▲
2024 · 59.9%
Current ratio
4.32▲
2024 · 2.13
Quick ratio
4.32▲
2024 · 2.13
Debt / equity
0.23▼
2024 · 0.67
ROE
6.2%▼
2024 · 9.9%
ROA
5.0%▼
2024 · 5.9%
Interest coverage
8.58▼
2024 · 15.82
Debt
€22k▼
2024 · €59k
Debt ≤ 1 year
€22k▼
2024 · €53k
Income taxes
€5k▲
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€148k€117k▼
Formation expenses20€0€0=
Fixed assets21/28€34k€22k▼
Tangible fixed assets22/27€34k€22k▼
Plant, machinery and equipment23€232€108▼
Furniture and vehicles24€34k€22k▼
Current assets29/58€114k€95k▼
Amounts receivable within one year40/41€110k€94k▼
Trade receivables40€34k€4k▼
Other amounts receivable41€76k€90k▲
Cash at bank and in hand54/58€3k€171▼
Deferred charges and accrued income490/1€432€972▲
Equity and liabilities
Total equity and liabilities10/49€148k€117k▼
Equity10/15€89k€95k▲
Contributions10/11€13k€13k=
Reserves13€76k€82k▲
Distributable reserves133€76k€82k▲
Amounts payable17/49€59k€22k▼
Amounts payable after more than one year17€6k-
Financial debts170/4€6k-
Amounts payable within one year42/48€53k€22k▼
Current portion of amounts payable after more than one year42€8k€6k▼
Financial debts43€24€84▲
Credit institutions430/8€24€84▲
Trade debts44€18k€11k▼
Suppliers440/4€18k€11k▼
Advances received on contracts in progress46€23k-
Taxes, remuneration and social security45€4k€5k▲
Taxes450/3€4k€5k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€1k▼
Other operating charges640/8€727€666▼
Non-recurring operating charges66A-€12k
Gross operating margin9900€22k€23k▲
Operating profit (loss)9901€12k€9k▼
Financial income75/76B€2k€3k▲
Recurring financial income75€2k€3k▲
Financial charges65/66B€1k€1k▼
Recurring financial charges65€1k€1k▼
Profit (loss) for the period before taxes9903€13k€10k▼
Income taxes67/77€4k€5k▲
Profit (loss) for the period9904€9k€6k▼
Profit (loss) for the period to be appropriated9905€9k€6k▼
Appropriation of the result
Profit (loss) to be appropriated9906€9k€6k▼
Transfer to equity691/2€9k€6k▼
To other reserves6921€9k€6k▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Liquidity doublescurrent ratio 4.32
Current ratio from 2.13 to 4.32; short-term debt falls from €53k to €22k.
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
01-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €26k
Net result €26k after one loss-making year.
28-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
23-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
24-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €1k
Net result €1k after 2 loss-making years.
06-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
27-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
29-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
30-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Temse · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Blindstraat 439140 TemseGround area
958 m²
Building footprint
150 m²
Volume, LiDAR
747 m³
Parcel 46302D1673/00M000, Flanders · tallest building 8.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Blindstraat 43, 9140 Temse
since 20102.212.345.514
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46302D1673/00M000 | Flanders | 958 m² | 1 · 149 m² | 8.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-06-2010
Fiscal year end31-12
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.