Starting capital
€10,000 100 shares
DIBER BV
Lifetime
1 annual account with figurespeak -€5,595 (2025)
-€5,595
lowest -€33,736 (2025)
-€33,736
peak €532,264 (2025)
€532,264
€50,123
Board1 name since 2025
1 directorDE COCK Marc
Owners
100%REDECO
Documentsfilings and deeds
21-08-202621 days late
2025micro format
Loss of €33,736Capital contribution of €1,000,000 14-10Incorporation 16-061 establishment registeredFirst year with figures
Key points
from the 2025 annual accountsAt the same address
14 companies
2025 accounts filed 21 days after the deadlineTurnover not published (micro format)
Checked score
85
Excellent
Financially stronger than 46% of micro companies without a NACE code
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%
About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
07-2026: 2.4%
08-2026: 2.5%▲ +0.1 percentage points vs 07-2026highest value
09-2026: 0.3%▼ -2.2 percentage points vs 08-2026lowest value
10-2026: 0.3%● unchanged vs 09-2026
11-2026: 0.3%● unchanged vs 10-2026
Financial strengthAverage
Score breakdown
raises risk
Founded in 2025
Liquidity: current ratio 0.10, cash €4,915
lowers risk
Size: total assets €582,387
No main activity registered
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro). It does better than 81% of them on solvency, 43% on liquidity and 12% on profitability.
The bankruptcy probability was computed on 06-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 12,803 companies had the same profile as DIBER BV has now. Each dot stands for 33 companies, two years later.
94.1%
were still trading
5.1%
stopped another way
0.6%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of DIBER BV itself: 0.3% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 12,803 companies, not a prediction for DIBER BV. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €45,000 on 30-day terms, only on tighter conditions: young company (under 3 years) without a track record
Liquidity is insufficient, with a current ratio of 0.1, below 1. Short-term debt is 8.6% and cash 0.8% of total assets. 8.6% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 21 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-08-2026, 21 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 1 filingDeviation from the deadline
2025
21 days late
← before the deadline
after the deadline →
Searched, nothing found (1)
Recent changes
Capital contribution of €1,000,000
Contribution: Redeco · General meeting of 08-10-2025 · Gazette deed
Incorporation
Founding capital of €10,000, 100 shares · Founder: REDECO · Appointment: DE COCK Marc Hermine Marc (director) · published on 16-06-2025 · Gazette deed
First establishment
Industriepark-Noord 14, Sint-Niklaas
Official details
Source: KBO- Status
- Active since 12-06-2025Normal situation
- Registered office
- 15 active companies are registered at this addressSource: KBO register, as of 7 November 2026.
- Activity
- “De aanneming van algemene bouwwerken en de onderneming van onroerende goederen,inclusief het verrichten van…” (deed in Dutch)From the articles, 13 activitiesNo NACE code in the KBO yet
- Establishment unit
- 2.376.518.1139100 Sint-Niklaas, since 12-06-2025
- Financial year end
- 31 December
- Peppol
- Reachable
Insights on DIBER BV
DIBER BV has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €532,264 and a net result of -€33,736.
The computed 12-month bankruptcy probability is 0.3% (very low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about DIBER BV
- What is the company number of DIBER BV?
- The company number of DIBER BV is 1024.268.827. The VAT number is the same number with BE in front: BE 1024.268.827.
- Where is DIBER BV based?
- The registered office is at Industriepark-Noord 14, 9100 Sint-Niklaas.Company details
- What is the legal form of DIBER BV?
- DIBER BV is a private limited company (BV).
- When was DIBER BV founded?
- DIBER BV was founded on 12-06-2025.
- Is DIBER BV still active?
- Yes, DIBER BV is an active enterprise in the KBO register.
- What is the turnover of DIBER BV?
- The annual accounts for financial year 2025 state no turnover. The micro format does not require it.Financials
- Is DIBER BV profitable?
- In financial year 2025, DIBER BV made a loss of €33,736.
- Where can I find the annual accounts of DIBER BV?
- DIBER BV filed 1 annual account with the National Bank of Belgium, for financial year 2025.
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check Compare this company with its sector.Sector benchmark Estimate what this company is worth.Value indication
See how customers, suppliers and banks see your own company and what to improve first.