DERIMMO
ActiveSummary
DERIMMO has been active since 1983 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €216,210 and a net result of -€3,877. The figures fluctuate too strongly year-on-year for a reliable trend projection. The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2024
Axes · tick = 2023
Profitability34▲+24
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €15,000 at 30 days acceptable
Liquidity ample (current ratio 5.05 against 5.59 in 2023; short-term debt: 18.9% and cash: 0% of total assets), and 19.4% of the assets are financed with debt.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
80.6%
Return on assets
-1.4%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-06-2026, 43 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
43 d early
2024
18 d late
2023
28 d late
2022
29 d late
2021
26 d late
2020
46 d late
2019
91 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 28 days after the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 26 August (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
01-10-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2024, abbreviated schema, 2025 accounts filed, figures not processed yet
Equity
€216,210▼ 1.8%
2023 · €220,086
Total assets
€268,275▲ 0.9%
2023 · €265,922
Net result
-€3,877▲ 86.6%
2023 · -€29,023
Working capital
€205,469▼ 1.4%
2023 · €208,426
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 68, Real estate activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result-€56,932▲ 74.1%-€46,266▲ 18.7%€341,705-€8,720-€8,134▲ 6.7%
Net result-€37,372below the sector's middle half▲ 80.1%-€44,139below the sector's middle half▼ 18.1%€443,500above the sector's middle half-€29,023below the sector's middle half-€3,877within the sector's middle half▲ 86.6%
Equity-€150,252below the sector's middle half▼ 33.1%-€194,391below the sector's middle half▼ 29.4%€249,109within the sector's middle half€220,086within the sector's middle half▼ 11.7%€216,210within the sector's middle half▼ 1.8%
Total assets€340,550below the sector's middle half▼ 24.8%€287,296below the sector's middle half▼ 15.6%€264,314below the sector's middle half▼ 8.0%€265,922below the sector's middle half▲ 0.6%€268,275below the sector's middle half▲ 0.9%
Debt€410,801▼ 15.4%€401,687▼ 2.2%€15,205▼ 96.2%€45,835▲ 201%€52,066▲ 13.6%
Working capital-€78,019within the sector's middle half▼ 86.9%-€121,060within the sector's middle half▼ 55.2%€236,989within the sector's middle half€208,426within the sector's middle half▼ 12.1%€205,469within the sector's middle half▼ 1.4%
Solvency-44.1%below the sector's middle half▼ 19.2pp-67.7%below the sector's middle half▼ 23.5pp94.2%above the sector's middle half▲ 161.9pp82.8%above the sector's middle half▼ 11.5pp80.6%above the sector's middle half▼ 2.2pp
Current ratio0.81within the sector's middle half▼ 0.100.70within the sector's middle half▼ 0.1116.59above the sector's middle half▲ 15.895.59above the sector's middle half▼ 10.995.05above the sector's middle half▼ 0.54
Return on assets (ROA)-11.0%below the sector's middle half▲ 30.5pp-15.4%below the sector's middle half▼ 4.4pp167.8%above the sector's middle half▲ 183.2pp-10.9%below the sector's middle half▼ 178.7pp-1.4%within the sector's middle half▲ 9.5pp
above
within
below
the middle half (P25 to P75) of NACE 68, Real estate activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €8,134 in 2024 against €8,720 in 2023; the loss shrinks.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €268,275
Fixed assets
€12,120 =
Current assets
€256,155 ▲ 0.9%
Equity and liabilities €268,275
Equity
€216,210 ▼ 1.8%
Debt
€52,066 ▲ 13.6%
Debt's share of the balance-sheet total rises from 17.2% to 19.4%. Equity is lower and debt is higher.
Key figures and ratios
Quick ratio
4.20▼
2023 · 4.64
Debt to equity
0.24▲
2023 · 0.21
ROE
-1.8%▲
2023 · -13.2%
Debt ≤ 1 year
€50,686▲
2023 · €45,375
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 12,321 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 90% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a small loss
0.7%
went bankrupt
8.6%
stopped otherwise
90%
still going
A further 0.5% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.2% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,341 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 12,321 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | €401,459 | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1,103 | €1,103 | €1,103 | - | - | - |
| Other operating charges640/8 | - | €1,207 | €1,226 | €1,346 | €1,392 | ▲ 3.4% |
| Gross operating margin9900 | -€11,389 | -€43,957 | €344,034 | -€7,374 | -€6,742 | ▲ 8.6% |
| Operating profit (loss)9901 | -€56,932 | -€46,266 | €341,705 | -€8,720 | -€8,134 | ▲ 6.7% |
| Financial income75/76B | - | €3,533 | €22,027 | €3,574 | €5,800 | ▲ 62.3% |
| Recurring financial income75 | €19,723 | €3,533 | €22,027 | €3,574 | €5,800 | ▲ 62.3% |
| Financial charges65/66B | - | €176 | -€79,768 | €801 | €1,544 | ▲ 92.7% |
| Recurring financial charges65 | €164 | €176 | €232 | €801 | €1,544 | ▲ 92.7% |
| Non-recurring financial charges66B | - | - | -€80,000 | - | - | - |
| Profit (loss) for the period before taxes9903 | -€37,372 | -€42,909 | €443,500 | -€5,948 | -€3,877 | ▲ 34.8% |
| Income taxes67/77 | - | €1,230 | - | €23,075 | - | - |
| Profit (loss) for the period9904 | -€37,372 | -€44,139 | €443,500 | -€29,023 | -€3,877 | ▲ 86.6% |
| Transfer from tax-exempt reserves789 | - | €8,097 | - | - | - | - |
| Profit (loss) for the period to be appropriated9905 | -€37,372 | -€36,043 | €443,500 | -€29,023 | -€3,877 | ▲ 86.6% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €340,550 | €287,296 | €264,314 | €265,922 | €268,275 | ▲ 0.9% |
| Fixed assets21/28 | €7,773 | €6,670 | €12,120 | €12,120 | €12,120 | = |
| Tangible fixed assets22/27 | €7,132 | €6,029 | €11,480 | €11,480 | €11,480 | = |
| Land and buildings22 | - | €4,926 | €4,926 | €4,926 | €4,926 | = |
| Furniture and vehicles24 | - | €1,103 | €6,553 | €6,553 | €6,553 | = |
| Financial fixed assets28 | €641 | €641 | €641 | €641 | €641 | = |
| Current assets29/58 | €332,777 | €280,626 | €252,194 | €253,801 | €256,155 | ▲ 0.9% |
| Amounts receivable after more than one year29 | - | - | €65,000 | €65,000 | €65,000 | = |
| Other amounts receivable291 | - | - | €65,000 | €65,000 | €65,000 | = |
| Stocks and contracts in progress3 | €43,239 | €43,239 | €43,239 | €43,239 | €43,239 | = |
| Stocks30/36 | - | €43,239 | €43,239 | €43,239 | €43,239 | = |
| Amounts receivable within one year40/41 | €129,272 | €67,711 | €140,436 | €140,029 | €141,845 | ▲ 1.3% |
| Other amounts receivable41 | - | €67,711 | €140,436 | €140,029 | €141,845 | ▲ 1.3% |
| Current investments50/53 | €158,490 | €161,494 | - | - | - | - |
| Cash at bank and in hand54/58 | €1,201 | €7,695 | €824 | €1,695 | €1 | ▼ 99.9% |
| Deferred charges and accrued income490/1 | - | €487 | €2,695 | €3,838 | €6,070 | ▲ 58.1% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €340,550 | €287,296 | €264,314 | €265,922 | €268,275 | ▲ 0.9% |
| Equity10/15 | -€150,252 | -€194,391 | €249,109 | €220,086 | €216,210 | ▼ 1.8% |
| Contributions10/11 | €100,000 | €100,000 | €100,000 | €100,000 | €100,000 | = |
| Capital10 | - | €100,000 | €100,000 | €100,000 | €100,000 | = |
| Issued capital100 | - | €100,000 | €100,000 | €100,000 | €100,000 | = |
| Reserves13 | €18,097 | €10,000 | €149,000 | €120,086 | €116,210 | ▼ 3.2% |
| Non-distributable reserves130/1 | - | €10,000 | €10,000 | €10,000 | €10,000 | = |
| Legal reserve130 | - | €10,000 | €10,000 | €10,000 | €10,000 | = |
| Distributable reserves133 | - | - | €139,000 | €110,086 | €106,210 | ▼ 3.5% |
| Profit (loss) carried forward14 | -€268,348 | -€304,391 | €109 | - | - | - |
| Provisions and deferred taxes16 | €80,000 | €80,000 | - | - | - | - |
| Provisions for liabilities and charges160/5 | - | €80,000 | - | - | - | - |
| Other liabilities and charges164/5 | - | €80,000 | - | - | - | - |
| Amounts payable17/49 | €410,801 | €401,687 | €15,205 | €45,835 | €52,066 | ▲ 13.6% |
| Amounts payable within one year42/48 | €410,796 | €401,686 | €15,205 | €45,375 | €50,686 | ▲ 11.7% |
| Financial debts43 | - | - | - | - | €213 | - |
| Credit institutions430/8 | - | - | - | - | €213 | - |
| Trade debts44 | €407,754 | €399,889 | €11,673 | €5,268 | €2,705 | ▼ 48.7% |
| Suppliers440/4 | - | €399,889 | €11,673 | €5,268 | €2,705 | ▼ 48.7% |
| Taxes, remuneration and social security45 | - | €241 | - | - | - | - |
| Taxes450/3 | - | €241 | - | - | - | - |
| Other amounts payable47/48 | - | €1,556 | €3,532 | €40,107 | €47,769 | ▲ 19.1% |
| Accrued charges and deferred income492/3 | - | €1 | - | €460 | €1,379 | ▲ 200% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€37,372 | -€44,139 | €443,500 | -€29,023 | -€3,877 | ▲ 86.6% |
| + Depreciation and write-downs630 | €1,103 | €1,103 | €1,103 | - | - | - |
| Operating cash flow (approximation) | -€36,269 | -€43,036 | €444,603 | -€29,023 | -€3,877 | ▲ 86.6% |
| Investment in fixed assets (approximation) | - | €0 | -€6,553 | €0 | €0 | - |
| Change in cash | - | €6,495 | -€6,871 | €871 | -€1,694 | ▼ 294% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
18-06
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
16-06
State Gazette act
RestructuringPermanent representative: Filip DERVEAUX · Appointment: RSV NV (director) · Merger52 facts ▸
State Gazette act
Restructuring
Permanent representative: Filip DERVEAUX · Appointment: RSV NV (director) · Merger52 facts ▸
- Board meeting, 19-05-2026
- Merger, fusie door overneming, 700 tegen 3500
- Director in office, RSV NV (sole director)
- Permanent representative, Filip DERVEAUX (permanent representative)
- Director appointment, RSV NV (director)
- Director in office, RSV NV (sole director)
- Permanent representative, Filip DERVEAUX (permanent representative)
- Director appointment, RSV NV (director)
- Other statement, verbintenis totstandbrenging fusie, doen wat in hun macht ligt om fusie tot stand te brengen tegen gemelde voorwaarden
- Other statement, jaarrekening en tussentijdse cijfers, voorstel opgemaakt binnen zes maanden na afsluiting vorig boekjaar
- Capital, €100.000
- Director in office, RSV NV (sole director)
- +40 further facts in this act
2025
18-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 18 days late
2024
28-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 28 days late
2023
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 29 days late
2022
31-12
Financial
Back to profitnet €443,500
Net result €443,500 after 4 loss-making years.
31-12
Financial
Liquidity times 24current ratio 16.59
Current ratio from 0.70 to 16.59; short-term debt falls from €401,686 to €15,205.
31-12
Financial
Equity above €200,000Eq €249,109
Equity rises from -€194,391 to €249,109.
26-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 26 days late
2021
15-09
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 46 days late
2020
30-10
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 91 days late
2019
31-12
Financial
Weakest financial yearnet -€188,044
Net result drops to -€188,044, the lowest in the series; recovery starts the following year.
Show earlier events
28-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 28 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 30 days late
2017
13-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 6 acts read
About the unread acts
Of the 6 Belgian State Gazette acts we know for this company, 1 has been read. The other 5 have not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 directors, last change in 2022
Board 2
RESIDENTIELE STADSKERN VERDICHTING afgekort RSV
CurrentDirector · since 29-12-2022 · Public limited company · perm. rep.: Filip DERVEAUX
RSV NV
CurrentDirector · since 16-06-2026 · Legal entity · from a recent act
Permanent representatives 1
Filip DERVEAUX
CurrentPermanent representative · since 29-12-2022 · for RESIDENTIELE STADSKERN VERDICHTING afgekort RSV
"From a recent act": read from a Gazette act not yet processed into our list of directors.
Derived from published Gazette acts. The CBE keeps the official list of function holders; we do not read it, so the two can differ.
See the function holders in the CBE →
Not every act has been read: a resignation may be missing here
5 of this company's 6 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 1983
Ground area
2,580 m²
Building footprint
321 m²
Parcel 44815F1568/00H000, Flanders. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
Turrepoortsteeg 2, 9000 Gent
since 19832.021.941.442
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44815F1568/00H000 | Flanders | 2,580 m² | 1 · 320 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage: expect extra rules on renovation or sale.
Mandate history
2 people since 2022, 2 in office
- Board
| Name | Functions and periods |
|---|---|
| RESIDENTIELE STADSKERN VERDICHTING afgekort RSV |
|
| RSV NVfrom an act |
|
Articles of association
Annual meeting
Second Monday of June at 15:00
Other statement
Aansprakelijkheidsvordering aandeelhouder ontbonden vennootschap, leden bestuursorgaan wegens fout bij voorbereiding en totstandkoming fusie
Verplichtingen fusie door overneming, artikel 12:24 e.v.WVV
Registratierechten vrijstelling inbreng universaliteit bij fusie, artikel 115 en 115bis recht niet verschuldigd
3 more provisions on this in the deed
Registered office clause
Vlaams Gewest, 9000 GENT,Turrepoortsteeg 2
Structure & network
Owners and holdings
1 ownerOwners 1
-
99.95%
Holdings 0
The accounts to 31-12-2024 list no holdings, and no other source names one.
According to the 2024 annual accounts of DERIMMO and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
1 connected companyThe connected companies are in the list below.
This company
Company
Director
Shareholding
+N: links not shown yet
Click a node to look further, drag to arrange, scroll to zoom.
Linked via shared directors
SOWALCO
Shared corporate director
→
Acquisitions and mergers
1 transactionTook over:SOWALCO NV
Capital and shareholders
Shareholders according to the acts
Stated in the act
act of 16-06-2026 ↗
- V13 BV (BE 0879.159.104) 1,999 shares
- Filip DERVEAUX 1 share
The Belgian State Gazette names shareholders only when an act mentions them; the share register itself is not published.
Capital over the years
- 16-06-2026 Capital stated in the act · 100,000 EUR · 2,000 shares
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Company details
Identification
Legal formPublic limited company
Founded18-02-1983
Fiscal year end31-12
Activities, NACEBEL 2025
68310Real estate agency activities
E-invoicing
Reachable via Peppol
Peppol ID
0208:0423726682
Also
9925:BE0423726682
Registered
25-03-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 1 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.