Skip to content

DECO FACTO

Active Risk: not assessed
Private limited companyfounded 2009active for 17 yearsBertheide(MRH) 5, 2200 Herentals, BelgiumKBO/BCE: BE 0812.124.481
Summary

DECO FACTO is a financial institution. The bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €289,782 and a net result of €83,187. Equity has been growing by about 6.3% per year since 2018. Its solvency ranks better than 89% of 9,754 sector peers (NACE 64, financial year 2025). The company has been active since 2009 and the Belgian Official Gazette contains no insolvency or warning signals.

Risk analysisFollow ReportCompare
DECO FACTOActive
Risk analysis ReportCompare

Overview

Official details

Source: KBO
Status
Active since 08-06-2009 Normal situation
Activity
Activities of holding companies NACE 64210and 1 other
Establishment unit
2.178.605.053 2200 Herentals, since 08-06-2009
Financial year end
31 December
Peppol
Reachable since 28-03-2024
Company details

Board and ownership

Board
  • Keynen DavidDirector · since 31-01-2023
Board & ownership

Financial position

Financial institution: outside the modelBankruptcy probability: sector outside the model
Annual accounts 2025
Profit
€83,187
▲ 16.7%
Equity
€289,782
▲ 8.3%
Total assets
€320,056
▲ 10.8%
  • 2025 accounts filed 28 days after the deadline
Financials
SignalsneutralA punctual record breaksShow the evidence

Checked score

Outside the general model
Model not applicable to financial institutions
The Checked score measures liquidity, leverage and margins against the norms for trading and manufacturing companies. A bank, insurer or financial holding has a very different balance sheet. Those ratios and the score mean nothing here. So there is no financial strength either.
Bankruptcy probability within 12 months

The company is a financial institution: a bank, insurer or financial holding. Its balance sheet works differently from that of a trading or manufacturing company. A bankruptcy probability from the general model would mislead here.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

1 signal.
neutral
neutral · A punctual record breaks
This company filed 4 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days late. Weigh it accordingly: of the companies that move to filing 1 to 90 days late, 1.41% are now bankrupt, dissolved or in another special legal status, below the 1.66% of all filers. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filings
Deviation from the deadline
2025
28 days late
2024
2 days early
2023
22 days early
2022
10 days early
2021
4 days early
2020
21 days late
2019
3 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 1 day after the deadline. In the sector (NACE 64), the median for financial year 2024 was 14 days before the deadline, and 28% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 27 July (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
04-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Higher solvency than 88% of companies in financial servicessector median 50.9% · 9,754 companies 90.5% View
  • Positive: 8 profitable years in a rowprofit 2025: €83,187 8 years View

Recent changes

  1. · Gazette deed Resignation: Keynen (director)Reappointment: Keynen (director)
  2. · Gazette deed Registered office moved from Berlaar to MorkhovenNew seat: Bertheide 5 te 2200 Morkhoven · Previous seat: Kapellebaan 67 te 2590 Berlaar
  3. · Gazette deed Incorporation
All 18 events

Comparable companies

These companies have the same main activity as DECO FACTO: activities of holding companies (NACE 64210). They are comparable in size and age: total assets between €292,000 and €413,000, founded between 2007 and 2009.

CompanyTotal assetsGross margin
DECO FACTO Herentals€320,056€128,349
TORMACO Herentals€399,812€132,119
ADRIAAN MARIEN Wuustwezel€321,050€122,742
CONVENS & DOCHTERS Balen€292,423€118,676
WILLMACO Essen€372,319€116,140
NOMOTA Berlaar€381,263€116,531
MCM Holding Kapellen€412,620€130,906
Full comparison

Key facts about DECO FACTO
What is the company number of DECO FACTO?
The company number of DECO FACTO is 0812.124.481. The VAT number is the same number with BE in front: BE 0812.124.481.
Where is DECO FACTO based?
The registered office is at Bertheide(MRH) 5, 2200 Herentals.Company details
What does DECO FACTO do?
According to the KBO register, the main activity is activities of holding companies (NACE 64210).
What is the legal form of DECO FACTO?
The legal form of DECO FACTO is Private limited company (BV).
When was DECO FACTO founded?
DECO FACTO was founded on 08-06-2009.
Is DECO FACTO still active?
Yes, DECO FACTO is an active enterprise in the KBO register.
What is the turnover of DECO FACTO?
The turnover in financial year 2025 is ≈ €200,000. This figure is estimated from the gross margin of €128,349 and 32 comparable companies (NACE 64210). It probably lies between €170,000 and €250,000.Financials
Is DECO FACTO profitable?
In financial year 2025, DECO FACTO made a profit of €83,187.
Where can I find the annual accounts of DECO FACTO?
DECO FACTO filed 16 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of DECO FACTO due?
DECO FACTO must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

Next steps

Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check See what changed in the latest annual accounts.What changed See this company's board, registered office and name on a given date.Company as of a date

See how customers, suppliers and banks see your own company and what to improve first.

Keep this company with today's facts in a case file.

We would like to set cookies. That happens only with your consent. What we measure