Equity
Equity fell by 98% in 3 years.
Equity fell by 98% in 3 years.
The micro format states no turnover.
Short-term debts rose from €11,205 to €135,645.
The last five annual accounts were filed 144 to 168 days before the end of the period.
Lower solvency than 88% of companies in head offices and management consultancy. Sector median 55.5% · 39,335 companies.
The dashed line is the sector median: 0.1% across 48,555 companies (NACE 70, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 12% of them on solvency, 27% on liquidity, 84% on profitability and 4% on growth.
The bankruptcy probability was computed on 06-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
In July 2024, 2,153 companies had the same profile as Debruco has now. Each dot stands for 6 companies, two years later.
The bankruptcy probability of Debruco itself is lower: 0.1% within 12 months. It rests on far more data about Debruco than the profile alone.
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 2,153 companies, not a prediction for Debruco. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
The company filed its last 6 accounts on average 154 days before the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
| Company | ||||
|---|---|---|---|---|
| Debruco Ypres | €140,645 | €190,141 | 3.6% | - |
| ILSE VANDEWIELE Anzegem | €121,111 | €199,755 | 69.7% | - |
| VEROLAND Sivry-Rance | €177,037 | €167,734 | 73.2% | - |
| ME ADVISORY & CONSULTING Dilbeek | €130,255 | €190,172 | 4.4% | - |
| TVH Construct Antwerp | €131,920 | €155,118 | 27.4% | - |
| Vanari Ypres | €279,817 | €209,679 | 45.8% | - |
| TRADI Torhout | €171,761 | €220,977 | 6.5% | - |
These companies have the same main activity as Debruco: activities of head offices (NACE 70100). They are comparable in size and age: total assets between €121,000 and €280,000, founded between 2019 and 2021.
Debruco files the micro format. That format states no turnover. The gross margin rose from €101,527 in 2020 to €190,141 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
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