Equity
€428,131 from €1.1m in 2016
Equity fell by 61% in 9 years.
DEBOR
Lifetime
19 annual accounts with figures on one time axis, 38 filings since 1987peak €634,023 (2009)
€125,387▼ 1.4%
lowest -€433,060 (2018)
€74,604▼ 2.5%
peak €1.1m (2016)
€428,131▲ 21.1%
€7,743▼ 38.6%
peak 9.6 FTE (2010)
-not published
Board7 names since 2020
3 directorsPephil nv and 2 others
Owners
100%MEEROE
Documentsfilings and deeds
12-07-202619 days before the deadline
2025financial year
2 directors appointed, 2 resignations 24-09Equity from €353,526 to €428,131Debts from €12,615 to €7,743Cash from €158,392 to €39,334
Key points
from the 2025 annual accountsTurnover
≈ €640,000 estimated
The accounts state no turnover.
Liquidity
33.45 was 14.10 in 2024
Short-term debts fell from €12,615 to €7,743.
Filings
38 annual accounts 39 filings since 1987
The 2017 accounts came 3 days late. The other nine of the last ten were filed on time.
Board
1 joined
New director. Latest change 18-06-2026 · 3 in office.
Position in the sector
98.2%
Higher solvency than 95% of companies in wholesale trade. Sector median 45.2% · 6,189 companies.
Checked score
97
Excellent
Financially stronger than 80% of micro companies in wholesale trade (NACE 46)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.4% across 26,895 companies (NACE 46, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%
01-2025: < 0.1%● unchanged vs 12-2024
02-2025: < 0.1%● unchanged vs 01-2025
03-2025: < 0.1%● unchanged vs 02-2025
04-2025: < 0.1%● unchanged vs 03-2025
05-2025: < 0.1%● unchanged vs 04-2025
06-2025: < 0.1%● unchanged vs 05-2025
07-2025: < 0.1%● unchanged vs 06-2025
08-2025: < 0.1%● unchanged vs 07-2025
09-2025: < 0.1%● unchanged vs 08-2025
10-2025: < 0.1%● unchanged vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025lowest value
02-2026: < 0.1%● unchanged vs 01-2026lowest value
03-2026: < 0.1%● unchanged vs 02-2026lowest value
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: < 0.1%● unchanged vs 04-2026
06-2026: < 0.1%● unchanged vs 05-2026
07-2026: < 0.1%● unchanged vs 06-2026
08-2026: < 0.1%● unchanged vs 07-2026highest value
09-2026: < 0.1%● unchanged vs 08-2026highest value
10-2026: < 0.1%● unchanged vs 09-2026highest value
11-2026: < 0.1%● unchanged vs 10-2026highest value
Financial strengthStrong
Score breakdown
lowers risk
Founded in 1986
Equity €428,131 (98.2% of total assets)
Figures for financial year 2025 (filed on 12-07-2026)
Legal form: public limited company
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro). It does better than 90% of them on solvency, 67% on liquidity, 85% on profitability and 76% on growth.
The bankruptcy probability was computed on 06-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 31,368 companies had the same profile as DEBOR has now. Each dot stands for 79 companies, two years later.
93.5%
were still trading
5.9%
stopped another way
0.5%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of DEBOR itself: < 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 31,368 companies, not a prediction for DEBOR. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €40,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 33.45 (14.1 in 2024), above the usual 1.5. Short-term debt is 1.8% and cash 9% of total assets. 1.8% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
5 signals, none raises the risk
Five signals.
lowers riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-07-2026, 19 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
19 days early
2024
24 days early
2023
21 days early
2022
37 days early
2021
29 days early
2020
19 days early
2019
1 day early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 21 days before the deadline. In the sector (NACE 46), the median for financial year 2024 was 3 days before the deadline, and 39% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 7 July (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
07-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0429513426
1 director appointed, 3 reappointments
Reappointments: Pephil nv, Meert Louise and Meert Julien · Permanent representative: Philippe Meert · Appointment: Pephil nv (managing director) · General meeting of 18-06-2026 · Gazette deed
2 directors appointed, 2 resignations
Resignations: Judho bv (managing director) and Guns & Wauters bv · Permanent representatives: Anne-Marie Meert and Bart Guns · Appointments: Meert Louise and Meert Julien · General meeting of 05-09-2025 · Gazette deed
1 director appointed, 1 resignation
Resignation: Christiane Roelandt · Appointment: Guns&Wauters · Permanent representative: Bart Guns · General meeting of 24-05-2023 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| DEBOR Deerlijk | €435,873 | €125,387 | 98.2% | - |
| Efficient Data Process Intelligence Herve | €403,260 | €133,432 | 50.7% | - |
| NOURATEX Lokeren | €458,223 | €155,430 | 35.5% | 2.4 |
| HOLTEX Brussels | €374,025 | €135,612 | 33.3% | - |
| Textiel Troch Sint-Niklaas | €386,877 | €105,667 | 29.6% | - |
| ASPASIA Oudenaarde | €334,018 | €132,435 | 21.4% | 1.9 |
| SOBRUNOL Knokke-Heist | €412,867 | €166,417 | 79.7% | 2.1 |
These companies have the same main activity as DEBOR: wholesale of clothing, excluding workwear and underwear (NACE 46423). They are comparable in size and age: total assets between €334,000 and €458,000, founded between 1985 and 1992.
Official details
Source: KBO- Status
- Active since 01-09-1986Normal situation
- Activity
- Wholesale of clothing, excluding workwear and underwearNACE 46423and 1 other
- Establishment unit
- 2.035.143.3401770 Liedekerke, since 09-10-1986
- Financial year end
- 31 December
- Peppol
- Reachable since 29-09-2026
Annual accounts 2025
- €435,873▲ 19.0%
- Filing
- Filed on 12-07-2026, 19 days before the end of the filing period
Insights on DEBOR
DEBOR has existed since 1986. In 2009 the gross margin rose from €270,221 to €634,023.
MEEROE holds all the shares. In July 2026, the Official Gazette published the appointment of Pephil nv as managing director.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about DEBOR
- What is the company number of DEBOR?
- The company number of DEBOR is 0429.513.426. The VAT number is the same number with BE in front: BE 0429.513.426.
- Where is DEBOR based?
- The registered office is at Vichtestraat 169, 8540 Deerlijk.Company details
- What does DEBOR do?
- According to the KBO register, the main activity is wholesale of clothing, excluding workwear and underwear (NACE 46423).
- What is the legal form of DEBOR?
- DEBOR is a public limited company (NV).
- When was DEBOR founded?
- DEBOR was founded on 01-09-1986.
- Is DEBOR still active?
- Yes, DEBOR is an active enterprise in the KBO register.
- How many employees does DEBOR have?
- DEBOR had an average of 3.6 full-time equivalents in financial year 2018, according to the filed annual accounts.Financials
- What is the turnover of DEBOR?
- The turnover in financial year 2025 is ≈ €640,000. This figure is estimated from the gross margin of €125,387 and 102 comparable companies (NACE 46). It probably lies between €320,000 and €1.1m.
- Is DEBOR profitable?
- In financial year 2025, DEBOR made a profit of €74,604.
- Where can I find the annual accounts of DEBOR?
- DEBOR filed 39 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of DEBOR due?
- DEBOR must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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